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Review Keywords Analysis

  1. United States
  2. Best Home Renovation Loan Companies
  3. Home Renovation Loan Companies in New Mexico
  4. Farmington

Best Home Renovation Loan Companies in Farmington

Farmington Home Renovation Loan Companies stats: Key insights from this page’s listings Updated
Businesses listed
10
Average rating
4.7 1638 reviews
Typical service price
$20 – $50 Median of 1 priced service
Most-offered services
Personal LoansLoan ServicesMortgage ServicesLoan RefinancingCredit Monitoring
What customers praise
recommend×230very helpful×145highly recommend×95helped me×81
Renovation loansFarmington, NM

1

Sun Loan Company

Sun Loan Company is known for its friendly and responsive team that assists clients with renovation loans and refinancing options. Customers appreciate the quick approvals and helpful guidance provided over the phone or in person. While service is generally smooth, some find the process fast-paced but manageable with the team’s support.

Services & Prices
Unsecured Personal Loans Quoted per loan
Secured Personal Loans Quoted per loan
Short Term Personal Loans Quoted per loan
Personal Loan Refinancing Quoted per loan
View Profile
(505) 324-8119
Closed Now
900 San Juan Blvd Ste A, Farmington, NM 87401
General Services
Personal Loans
2

World Finance

World Finance specializes in personal installment loans and credit-building programs with a focus on quick approvals and personalized support. Their services also include tax preparation and refund advances, with customers appreciating the friendly, efficient team and straightforward process. Some find the range of offerings broad, which can require clear guidance.

Services & Prices
Mortgage Loan Assistance Quoted per loan
Debt Consolidation Loans Quoted per loan
View Profile
(505) 325-7220
Closed Now
2501 E 20th St Ste 11, Farmington, NM 87401
General Services
Loan Services
3

Nikki Sandoval-Belt at Cornerstone Home Lending | NMLS#396774

Cornerstone Home Lending specializes in renovation loans among a broad selection of mortgage options, aiming to simplify the home financing process with clear guidance and competitive rates. The team offers personalized support and fast closings, though some clients note occasional difficulty reaching staff during busy periods. Their use of technology and extensive loan programs helps tailor… more...

Cornerstone Home Lending specializes in renovation loans among a broad selection of mortgage options, aiming to simplify the home financing process with clear guidance and competitive rates. The team offers personalized support and fast closings, though some clients note occasional difficulty reaching staff during busy periods. Their use of technology and extensive loan programs helps tailor solutions for various homeownership goals.

Services & Prices
Mortgage Rate Comparison Quoted per loan
Pre-Approval Process Quoted per loan
View Profile
(505) 629-1511
Closed Now
4801 N. Butler Avenue Building L, #13102, Farmington, NM 87401
General Services
Mortgage Services
4

Credit Solutions of New Mexico, LLC

Credit Solutions of New Mexico, LLC focuses on credit repair by disputing inaccurate negative items and guiding clients toward better credit health. Their services include credit audits, dispute resolution, and ongoing monitoring, with an emphasis on transparency and legal compliance. While many clients appreciate their detailed explanations and support, some have raised concerns about fees and… more...

Credit Solutions of New Mexico, LLC focuses on credit repair by disputing inaccurate negative items and guiding clients toward better credit health. Their services include credit audits, dispute resolution, and ongoing monitoring, with an emphasis on transparency and legal compliance. While many clients appreciate their detailed explanations and support, some have raised concerns about fees and communication.

Services & Prices
Monthly Credit Reports $20 - $30
Alerts for Changes in Credit Score $10 - $15
Identity Theft Protection $25 - $50
View Profile
(505) 326-1722
Closed Now
716 E Main St, Farmington, NM 87401
General Services
Credit Monitoring
5

Waterstone Mortgage Corporation

Waterstone Mortgage specializes in renovation loans along with a variety of other mortgage programs tailored to New Mexico and the Four Corners region. Their team guides clients through each step with clear communication and personalized support. Customers appreciate their responsiveness and thoroughness, though the process can sometimes take longer due to detailed loan requirements.

Services & Prices
First-Time Home Buyer Assistance Quoted per loan
Conventional Loan Options Quoted per loan
VA Loan Assistance Quoted per loan
View Profile
(505) 278-2523
Closed Now
5512 E Main St suite b, Farmington, NM 87402
General Services
Mortgage Services
Where they are 10 on the map Click a pin for the profile and directions
6

Mortgage Solutions Financial Farmington

Mortgage Solutions Financial is recognized for its personalized approach to a wide range of mortgage options, including renovation loans, tailored to individual financial situations. The licensed team guides clients through every step, offering competitive rates and local market expertise. While most customers appreciate their clear communication and support, a few have noted occasional delays in… more...

Mortgage Solutions Financial is recognized for its personalized approach to a wide range of mortgage options, including renovation loans, tailored to individual financial situations. The licensed team guides clients through every step, offering competitive rates and local market expertise. While most customers appreciate their clear communication and support, a few have noted occasional delays in responsiveness.

Services & Prices
Home Purchase Loan Quoted per loan
Refinance Loan Quoted per loan
VA Loan Quoted per loan
VA Loans Quoted per loan
View Profile
(505) 325-5862
Closed Now
2901 E 20th St Ste 102, Farmington, NM 87402
General Services
Mortgage Services
7

Regional Finance

Known for its friendly and helpful team, Regional Finance offers renovation loans with a straightforward process. Customers appreciate the polite staff who answer questions clearly and provide fast, accurate service. Some find the loan process simple and the customer care consistently welcoming.

Services & Prices
Personal Loans Quoted per loan
Auto Loans Quoted per loan
Home Equity Loans Quoted per loan
View Profile
(505) 326-9154
Closed Now
3000 E 20th St Suite B, Farmington, NM 87402
General Services
Loan Services
8

OneMain Financial

OneMain Financial specializes in personal loans with flexible options and a broad branch network, backed by decades of experience and state licensing. They offer quick approvals and personalized support for various financial needs, including renovation loans. Customers appreciate their helpful, friendly service, though some note strict income verification requirements.

Services & Prices
Short-Term Loans Quoted per loan
Long-Term Loans Quoted per loan
Debt Consolidation Loans Quoted per loan
Quick Approval Loans Quoted per loan
View Profile
(505) 327-4731
Closed Now
3836 E Main St Ste C, Farmington, NM 87402
General Services
Personal Loans
9

Mariner Finance

Mariner Finance specializes in providing personal and renovation loans with a focus on helping customers manage their bills and finances. The team is often described as friendly and patient, taking time to explain loan details clearly, though some clients note the loan approval process can be slow. A few reviews mention concerns about high interest rates and customer treatment.

Services & Prices
Personal Loan Quoted per loan
Auto Loan Quoted per loan
Payoff Loan Quoted per loan
View Profile
(505) 421-0088
Closed Now
3150 E Main St Suite A-5, Farmington, NM 87402
General Services
Loan Services
10

Elevated Financial

Known for attentive and understanding customer service, Elevated Financial specializes in renovation loans that help simplify the borrowing process. The team handles approvals and paperwork efficiently, making it easy for clients to get the funds they need. Customers appreciate their helpfulness and responsiveness throughout the loan experience.

Services & Prices
Short-term Personal Loans Quoted per loan
Long-term Personal Loans Quoted per loan
Payday Loans Quoted per loan
View Profile
(505) 327-4114
Closed Now
1601 E 20th St SUITE A, Farmington, NM 87401
General Services
Personal Loans

Farmington Home Improvement Loan Statistics

Home-improvement lending in San Juan County and home costs in Farmington, NM (latest HMDA and Census data)

Lenders made 69 home-improvement loans in San Juan County in 2025 (average about $92,000) and denied 58 — 46% of decided applications, compared with 35% across New Mexico, according to federal mortgage data (HMDA, CFPB). The typical home in Farmington was built in 1982 and is worth $233,000 (Census ACS 2020–2024).

Home-improvement loans, 2025
69▲ 30%53 in 2024
Denial rate
46%NM 35%
Median year homes built
1982NM 1985
Median home value
$233,000NM $248,100
Home-purchase loans made (San Juan County, 2025)
943
Refinance loans made (2025)
493
Average home-improvement loan
$92,000 (NM $98,000)
Owners with a mortgage
61% · 26% of them spend 30%+ of income on housing
Median household income
$68,784 (NM $64,059)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in San Juan County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Farmington Home Renovation Loan Companies stats: 10 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Sun Loan Company 4.9 736 Quoted per loan (505) 324-8119 Visit
2 World Finance 4.9 430 Quoted per loan (505) 325-7220 Visit
3 Nikki Sandoval-Belt at Cornerstone Home Lending | NMLS#396774 4.8 151 Quoted per loan (505) 629-1511 Visit
4 Credit Solutions of New Mexico, LLC 4.5 108 $10 (505) 326-1722 Visit
5 Waterstone Mortgage Corporation 4.9 60 Quoted per loan (505) 278-2523 Visit
6 Mortgage Solutions Financial Farmington 4.5 42 Quoted per loan (505) 325-5862 Visit
7 Regional Finance 4.8 37 Quoted per loan (505) 326-9154 Visit
8 OneMain Financial 4.6 37 Quoted per loan (505) 327-4731 Visit
9 Mariner Finance 4.3 31 Quoted per loan (505) 421-0088 Visit
10 Elevated Financial 5.0 6 Quoted per loan (505) 327-4114 Visit

Frequently asked questions

8 questions
How do I choose the best home renovation loan company in Farmington?
Consider verified customer reviews, ratings, review volume, and whether the company has claimed its profile. TrustAnalytica ranks companies based on these factors.
What services do home renovation loan companies provide?
These companies offer loans for home improvement projects, including renovations, repairs, and upgrades. They help finance projects by offering various loan options tailored to homeowners' needs.
Are free consultations common with home renovation loan companies?
Yes, free consultations are common. Many companies offer them to discuss your project needs and financing options before you commit.
What questions should I ask a home renovation loan company before hiring?
Ask about interest rates, loan terms, fees, and any prepayment penalties. Inquire about the application process and required documentation.
How long does it take to get a home renovation loan in Farmington?
The process typically takes a few weeks, depending on the lender's requirements and your financial situation. It varies by company and complexity of the loan.
Do I need a home renovation loan company for small projects?
For small projects, you might not need a loan company if you can finance them yourself. However, they can help if you prefer structured payment plans.
How do fees and pricing typically work for home renovation loans?
Fees can include origination fees, interest rates, and closing costs. These vary by lender and loan type, so it's important to compare different offers.
What are the typical interest rates for home renovation loans in Farmington?
Interest rates vary by lender and your creditworthiness. It's best to compare rates from multiple lenders to find the most competitive offer.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 renovation loans list assembly and recognition by TrustAnalytica for Farmington is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing renovation loans companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 renovation loans category.

The Process

1

Business Verification

Verified renovation loans listings in Farmington are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive renovation loans profiles offer vital details for informed decisions in Farmington.

3

Reviews And Ratings

Real-time customer ratings guide our renovation loans rankings in Farmington, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top renovation loans providers in Farmington.

5

AI Search Visibility

Every renovation loans listing in Farmington is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.