Sun Loan Company is known for its friendly and responsive team that assists clients with renovation loans and refinancing options. Customers appreciate the quick approvals and helpful guidance provided over the phone or in person. While service is generally smooth, some find the process fast-paced but manageable with the team’s support.
World Finance specializes in personal installment loans and credit-building programs with a focus on quick approvals and personalized support. Their services also include tax preparation and refund advances, with customers appreciating the friendly, efficient team and straightforward process. Some find the range of offerings broad, which can require clear guidance.
Cornerstone Home Lending specializes in renovation loans among a broad selection of mortgage options, aiming to simplify the home financing process with clear guidance and competitive rates. The team offers personalized support and fast closings, though some clients note occasional difficulty reaching staff during busy periods. Their use of technology and extensive loan programs helps tailor… more...
Cornerstone Home Lending specializes in renovation loans among a broad selection of mortgage options, aiming to simplify the home financing process with clear guidance and competitive rates. The team offers personalized support and fast closings, though some clients note occasional difficulty reaching staff during busy periods. Their use of technology and extensive loan programs helps tailor solutions for various homeownership goals.
Credit Solutions of New Mexico, LLC focuses on credit repair by disputing inaccurate negative items and guiding clients toward better credit health. Their services include credit audits, dispute resolution, and ongoing monitoring, with an emphasis on transparency and legal compliance. While many clients appreciate their detailed explanations and support, some have raised concerns about fees and… more...
Credit Solutions of New Mexico, LLC focuses on credit repair by disputing inaccurate negative items and guiding clients toward better credit health. Their services include credit audits, dispute resolution, and ongoing monitoring, with an emphasis on transparency and legal compliance. While many clients appreciate their detailed explanations and support, some have raised concerns about fees and communication.
Waterstone Mortgage specializes in renovation loans along with a variety of other mortgage programs tailored to New Mexico and the Four Corners region. Their team guides clients through each step with clear communication and personalized support. Customers appreciate their responsiveness and thoroughness, though the process can sometimes take longer due to detailed loan requirements.
Mortgage Solutions Financial is recognized for its personalized approach to a wide range of mortgage options, including renovation loans, tailored to individual financial situations. The licensed team guides clients through every step, offering competitive rates and local market expertise. While most customers appreciate their clear communication and support, a few have noted occasional delays in… more...
Mortgage Solutions Financial is recognized for its personalized approach to a wide range of mortgage options, including renovation loans, tailored to individual financial situations. The licensed team guides clients through every step, offering competitive rates and local market expertise. While most customers appreciate their clear communication and support, a few have noted occasional delays in responsiveness.
Known for its friendly and helpful team, Regional Finance offers renovation loans with a straightforward process. Customers appreciate the polite staff who answer questions clearly and provide fast, accurate service. Some find the loan process simple and the customer care consistently welcoming.
OneMain Financial specializes in personal loans with flexible options and a broad branch network, backed by decades of experience and state licensing. They offer quick approvals and personalized support for various financial needs, including renovation loans. Customers appreciate their helpful, friendly service, though some note strict income verification requirements.
Mariner Finance specializes in providing personal and renovation loans with a focus on helping customers manage their bills and finances. The team is often described as friendly and patient, taking time to explain loan details clearly, though some clients note the loan approval process can be slow. A few reviews mention concerns about high interest rates and customer treatment.
Known for attentive and understanding customer service, Elevated Financial specializes in renovation loans that help simplify the borrowing process. The team handles approvals and paperwork efficiently, making it easy for clients to get the funds they need. Customers appreciate their helpfulness and responsiveness throughout the loan experience.
Lenders made 69 home-improvement loans in San Juan County in 2025 (average about $92,000) and denied 58 — 46% of decided applications, compared with 35% across New Mexico, according to federal mortgage data (HMDA, CFPB). The typical home in Farmington was built in 1982 and is worth $233,000 (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in San Juan County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Sun Loan Company | 4.9 | 736 | Quoted per loan | (505) 324-8119 | Visit |
| 2 | World Finance | 4.9 | 430 | Quoted per loan | (505) 325-7220 | Visit |
| 3 | Nikki Sandoval-Belt at Cornerstone Home Lending | NMLS#396774 | 4.8 | 151 | Quoted per loan | (505) 629-1511 | Visit |
| 4 | Credit Solutions of New Mexico, LLC | 4.5 | 108 | $10 | (505) 326-1722 | Visit |
| 5 | Waterstone Mortgage Corporation | 4.9 | 60 | Quoted per loan | (505) 278-2523 | Visit |
| 6 | Mortgage Solutions Financial Farmington | 4.5 | 42 | Quoted per loan | (505) 325-5862 | Visit |
| 7 | Regional Finance | 4.8 | 37 | Quoted per loan | (505) 326-9154 | Visit |
| 8 | OneMain Financial | 4.6 | 37 | Quoted per loan | (505) 327-4731 | Visit |
| 9 | Mariner Finance | 4.3 | 31 | Quoted per loan | (505) 421-0088 | Visit |
| 10 | Elevated Financial | 5.0 | 6 | Quoted per loan | (505) 327-4114 | Visit |
General information, not financial advice — consult a qualified professional.
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