Sun Loan Company offers renovation loans with a straightforward, fast application process and low interest rates that many customers appreciate. The team is known for being helpful and responsive, often assisting clients quickly over the phone. Some clients note the convenience of no early repayment penalties, making it easier to manage their loans.
World Finance offers renovation loans with bilingual service in Spanish, making the process accessible and straightforward for a diverse clientele. The team is known for being friendly, attentive, and efficient, often assisting with tax filing and loan questions. Some customers note the process can feel quick, but the overall experience is positive and professional.
With over 30 years of experience specializing in auto title loans, LoanMax offers quick cash solutions using vehicle equity. The team is known for friendly, patient service and a straightforward application process. Customers appreciate the fast approvals and clear communication, though the focus remains on short-term lending options.
Specializing in renovation loans and a broad range of mortgage products, Ted Bishop and his team provide tailored financing solutions across all 50 states. Clients appreciate their clear communication, responsiveness, and smooth process, though some note the fast pace may require staying attentive throughout. Their digital tools help simplify each step from application to closing.
The Bamman Team specializes in guiding clients through the home buying process with clear communication and steady support. They assist with securing renovation loans and mortgages, often helping first-time buyers feel more confident. Customers appreciate their patience and thorough explanations, though some note the process can still feel lengthy.
Licensed under NMLS#2467783, this team specializes in renovation loans, guiding clients through the complexities of financing home improvements. They assist with every step of the loan process, often praised for clear communication and responsiveness. Some customers note occasional delays but appreciate the proactive problem-solving approach.
OneMain Financial specializes in personal loans with a focus on responsible lending and transparent terms. They offer renovation loans alongside other financial products, providing flexible repayment options and access through numerous physical branches nationwide. Customers appreciate the convenience and personalized support, though some note occasional communication challenges with the team.
Known for its innovative digital platform, loanDepot offers a variety of mortgage options including renovation loans like the 203k. Customers appreciate the team’s clear communication and personalized guidance throughout the process, though some note occasional issues with customer service responsiveness during transfers. The company emphasizes transparency and streamlined approvals.
MiMutual Mortgage is known for guiding clients through renovation loans and mortgage processes with care and patience. The team assists with every detail, helping local borrowers feel confident and supported from start to finish. Customers appreciate their approachable service, though the process can require some patience.
Lenders made 16 home-improvement loans in Chaves County in 2025 (average about $69,000) and denied 22 — 58% of decided applications, compared with 35% across New Mexico, according to federal mortgage data (HMDA, CFPB). The typical home in Roswell was built in 1968 and is worth $152,600 (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Chaves County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Sun Loan Company | 5.0 | 568 | Quoted per loan | (575) 622-3122 | Visit |
| 2 | World Finance | 4.9 | 519 | Quoted per loan | (575) 623-3616 | Visit |
| 3 | Loanmax Title Loans | 4.9 | 355 | $10 | (575) 627-5732 | Visit |
| 4 | Ted Bishop | 4.9 | 71 | Quoted per loan | (575) 973-8502 | Visit |
| 5 | The Bamman Team | 5.0 | 40 | Quoted per loan | (575) 500-2167 | Visit |
| 6 | Luis Gonzalez - NMLS#2467783 | 5.0 | 27 | Quoted per loan | (575) 910-1522 | Visit |
| 7 | OneMain Financial | 3.5 | 26 | Quoted per loan | (575) 623-7745 | Visit |
| 8 | loanDepot | 4.8 | 16 | Quoted per loan | (719) 237-4680 | Visit |
| 9 | MiMutual Mortgage, Roswell NM | 5.0 | 9 | Quoted per loan | (575) 622-5113 | Visit |
General information, not financial advice — consult a qualified professional.
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