How much house can you afford in Henderson? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
|---|
Five Star MortgageVerified
4.7 · 245 reviews · Free pre-approval
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Guild Mortgage - Becca Green
5.0 · 630 reviews · Free pre-approval
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Mario Escobedo, The Escobedo Team - Sienna Mortgage
5.0 · 336 reviews · Free pre-approval
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An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Five Star Mortgage handles complex and larger mortgage cases, guiding clients through challenging home financing with patience and clear explanations. The team works to make the process smooth and understandable, though some customers note occasional communication issues. They offer a range of loan options and support throughout the home buying journey.
Guild Mortgage offers a wide range of loan programs, including conventional, FHA, VA, and USDA loans, with a focus on first-time homebuyers and refinancing. The team provides clear guidance throughout the mortgage process, keeping clients informed and supported. Some customers note the response times can vary, but overall appreciate the personalized assistance.
The Escobedo Team at Sienna Mortgage is known for clear communication and keeping clients informed throughout the mortgage process. They offer home purchase and refinancing services, with a focus on making transactions smooth and straightforward. Customers appreciate their responsiveness and knowledgeable approach, though some note the experience depends on timing.
Known for aiming to close loans in as little as 14 days, GFL Capital Mortgage focuses on helping clients buy or refinance homes with personalized guidance. The team assists throughout the application process, offering clear explanations and responsive communication. Customers appreciate their patience and efficient service, especially during what can be a stressful time.
Licensed in Nevada and California, Matt Jonah specializes in guiding clients through buying, selling, refinancing, and new construction loans. The team offers personalized consultations and uses tools to help clients understand their financing options. Customers appreciate clear communication and a smooth, well-organized loan process.
Known for its quick 10-day average closing time, Pinnacle Mortgage Solutions offers a range of loan options including Conventional, FHA, VA, and Jumbo loans. The team works closely with clients to simplify buying, refinancing, or debt consolidation, often praised for clear communication and responsiveness throughout the process.
Known for responsive, personalized support, Shavonne Schofield helps clients navigate home loans and refinancing with clear explanations and attentive communication. The team assists with pre-approvals, rate matching, and detailed property reviews, often accommodating clients’ schedules outside regular hours. Customers appreciate the thorough guidance and steady availability throughout the… more...
Known for responsive, personalized support, Shavonne Schofield helps clients navigate home loans and refinancing with clear explanations and attentive communication. The team assists with pre-approvals, rate matching, and detailed property reviews, often accommodating clients’ schedules outside regular hours. Customers appreciate the thorough guidance and steady availability throughout the process.
Specializing in VA, FHA, Conventional, and USDA loans, this mortgage team offers a range of options for homebuyers and refinancing clients. Known for clear communication and quick responses, they guide customers through the mortgage process with personalized support. Some find the process fast-paced, but the team’s responsiveness helps ease the experience.
Slam Dunk Mortgage Team specializes in helping first-time homebuyers navigate the mortgage process with clear, timely guidance. The team offers mortgage brokering services and is praised for market knowledge and responsiveness across time zones. Customers appreciate their patience and ability to simplify what can be a complex experience.
Specializing in refinancing and reverse mortgage options, Monica Vozza offers knowledgeable guidance throughout the loan process. The team assists with home purchases and refinancing, providing clear explanations and responsive communication—even after hours. Customers appreciate the patient support and thorough attention to detail that help ease the stress of securing a mortgage.
Lenders made 28,074 home-purchase loans in Clark County in 2025 (average about $442,000) and denied 3,885 — 12% of decided applications, compared with 12% across Nevada, according to federal mortgage data (HMDA, CFPB). In Henderson, the median home is worth $484,900 and 68% of owners have a mortgage, paying a median $2,079 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Clark County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Five Star Mortgage | 4.7 | 245 | Quoted per loan | (702) 947-7827 | Visit |
| 2 | Guild Mortgage - Becca Green | 5.0 | 630 | — | (702) 723-7377 | Visit |
| 3 | Mario Escobedo, The Escobedo Team - Sienna Mortgage | 5.0 | 336 | Quoted per loan | (702) 523-5643 | Visit |
| 4 | GFL Capital Mortgage | 5.0 | 170 | Quoted per loan | (702) 529-2444 | Visit |
| 5 | Matt Jonah - 1st Nevada Mortgage | 5.0 | 87 | Quoted per loan | (702) 683-8640 | Visit |
| 6 | PInnacle Mortgage Solutions Inc | 4.8 | 63 | Quoted per loan | (702) 966-8222 | Visit |
| 7 | Shavonne Schofield | Mortgage Broker | 5.0 | 24 | Quoted per loan | (702) 785-2505 | Visit |
| 8 | Holly Brown NMLS#357719 | 5.0 | 24 | Quoted per loan | (702) 682-0957 | Visit |
| 9 | Slam Dunk Mortgage Team: Stacey & Benas, Mortgage Broker | 5.0 | 18 | Quoted per loan | (407) 761-3797 | Visit |
| 10 | Monica Vozza-Mortgage Broker | 5.0 | 18 | Quoted per loan | (702) 736-3116 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.