How much house can you afford in Las Vegas? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
|---|
Robert St. John Loan Officer with Barrett Financial GroupPremium
5.0 · 86 reviews · Free pre-approval
Get pre-approved →
All Western Mortgage
4.9 · 975 reviews · Free pre-approval
Get pre-approved →
Valley West Mortgage
4.7 · 529 reviews · Free pre-approval
Get pre-approved →
An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
With access to over 100 wholesale lenders, Barrett Financial Group specializes in competitive mortgage solutions for a wide range of borrowers, including first-time buyers and real estate investors. The team offers services from conventional loans to complex financing like DSCR and non-warrantable condo loans, with clients appreciating clear communication and personalized guidance throughout the… more...
With access to over 100 wholesale lenders, Barrett Financial Group specializes in competitive mortgage solutions for a wide range of borrowers, including first-time buyers and real estate investors. The team offers services from conventional loans to complex financing like DSCR and non-warrantable condo loans, with clients appreciating clear communication and personalized guidance throughout the process.
Known for clear communication and timely closings, All Western Mortgage helps clients navigate home purchases and refinancing with ease. The team provides straightforward explanations of fees and keeps customers updated throughout the process. While some steps can be complex, their responsiveness helps reduce stress for buyers and refinancers alike.
Valley West Mortgage offers competitive rates with a transparent fee structure and an online loan process designed for convenience. Their team handles loan pre-approval, processing, and insurance research, often praised for clear communication and helpfulness. Some customers have noted delays and last-minute issues that affected their closing timelines.
Alderus Mortgage specializes in guiding clients through home purchases and refinancing with clear, detailed explanations and personalized support. The team offers services including refinancing, HELOCs, and debt management, consistently providing thorough communication and helpful advice. Some customers note the process can involve many steps, but appreciate the attentive guidance throughout.
Known for a friendly, approachable style that makes the mortgage process less overwhelming, this team offers personalized guidance for home purchases and refinancing. They provide a range of loan options and emphasize clear communication, with customers appreciating their responsiveness and support throughout each step.
Known for closing loans in 15 days or less, Mortgage Box offers a fast, streamlined mortgage process with no-fee lending options to help clients save money. They assist with home purchases and refinancing while providing educational resources and ongoing support. Customers appreciate the team’s clear communication and smooth, stress-free experience.
Known for guiding first-time homebuyers through a smooth and transparent mortgage process, Lending Arena offers pre-approval, financing, and rate consultation services. Customers appreciate the team’s responsiveness and clear communication, though some find the process detailed, reflecting the thorough support provided.
First Option Mortgage offers personalized mortgage solutions tailored to Nevada residents, focusing on a smooth and transparent loan process from application to closing. Their local teams assist with a variety of home loan options, including conventional, FHA, VA, and USDA loans. Clients appreciate clear communication and attentive support throughout the process.
With over 25 years of experience, Vekslin Financial Group offers a personalized, concierge-style approach to mortgage brokerage. They provide a wide range of loan options, including Conventional, FHA, VA, Jumbo, and Investor DSCR loans, helping clients navigate each step with clear communication. Customers appreciate the team’s responsiveness and straightforward guidance throughout the process.
West Coast Mortgage Group specializes in guiding clients through home loans with clear communication and personalized support. Their team handles everything from purchase financing to home improvement loans, consistently helping borrowers navigate challenges smoothly. Customers appreciate the straightforward process and responsive service, even when timelines get tight.
Lenders made 28,074 home-purchase loans in Clark County in 2025 (average about $442,000) and denied 3,885 — 12% of decided applications, compared with 12% across Nevada, according to federal mortgage data (HMDA, CFPB). In Las Vegas, the median home is worth $427,900 and 69% of owners have a mortgage, paying a median $1,933 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Clark County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Robert St. John Loan Officer with Barrett Financial Group | 5.0 | 86 | $100 | (702) 866-9612 | Visit |
| 2 | All Western Mortgage | 4.9 | 975 | — | (702) 369-0905 | Visit |
| 3 | Valley West Mortgage | 4.7 | 529 | — | (702) 696-9900 | Visit |
| 4 | Alderus Mortgage | 4.9 | 393 | Quoted per loan | (702) 255-5783 | Visit |
| 5 | Mark Baker "The Mortgage Maker" | 5.0 | 286 | — | (702) 451-1040 | Visit |
| 6 | Mortgage Box | 5.0 | 187 | Quoted per loan | (702) 432-5626 | Visit |
| 7 | Lending Arena | 5.0 | 170 | Quoted per loan | (866) 561-3612 | Visit |
| 8 | First Option Mortgage Las Vegas | 5.0 | 131 | — | (702) 669-5400 | Visit |
| 9 | Vekslin Financial Group | 5.0 | 113 | Quoted per loan | (702) 935-1881 | Visit |
| 10 | Andrew Leavitt at West Coast Mortgage Group | 5.0 | 97 | Quoted per loan | (702) 421-1111 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.