×

Review Keywords Analysis

  1. United States
  2. Best Home Renovation Loan Companies
  3. Home Renovation Loan Companies in New York
  4. Bay Shore

Best Home Renovation Loan Companies in Bay Shore

1 in Bay Shore · 19 nearby
Bay Shore Home Renovation Loan Companies stats: Key insights from this page’s listings Updated
Businesses listed
1 +19 nearby
Average rating
5.0 100 reviews
Typical service price
$0 – $300 Median of 1 priced service
Most-offered services
Mortgage ServicesRefinancing ServicesHome Appraisal ServicesPre-Qualification Services
What customers praise
recommend×55highly recommend×29recommended×10highly recommended×5
Renovation loansBay Shore, NY

1

Artisan Mortgage Company, Inc.

Holding an A+ rating with the Better Business Bureau, Artisan Mortgage Company offers a wide range of loan options including renovation financing tailored to New York and Pennsylvania clients. Their experienced team is known for clear communication and patient guidance, helping borrowers navigate complex processes with transparency and care. Some find the process detailed, but many appreciate the… more...

Holding an A+ rating with the Better Business Bureau, Artisan Mortgage Company offers a wide range of loan options including renovation financing tailored to New York and Pennsylvania clients. Their experienced team is known for clear communication and patient guidance, helping borrowers navigate complex processes with transparency and care. Some find the process detailed, but many appreciate the steady support throughout.

Services & Prices
First-Time Homebuyer Loans Quoted per loan
Conventional Mortgages Quoted per loan
Owner-Occupied Duplex Loans Quoted per loan
Rate and Term Refinancing Quoted per loan
View Profile
(631) 859-9414
Closed Now
134 4th Ave, Bay Shore, NY 11706
General Services
Mortgage Services
2

Fellowship Home Loans

Serves Bay Shore, NY

Known for their transparent and honest approach rooted in Christian values, Fellowship Home Loans has over fifteen years of experience guiding clients through various mortgage options, including renovation loans. The team offers clear communication and personalized support, helping borrowers navigate purchase, refinance, VA, reverse mortgage, and home equity loans. Customers appreciate their… more...

Known for their transparent and honest approach rooted in Christian values, Fellowship Home Loans has over fifteen years of experience guiding clients through various mortgage options, including renovation loans. The team offers clear communication and personalized support, helping borrowers navigate purchase, refinance, VA, reverse mortgage, and home equity loans. Customers appreciate their professionalism and stress-free process, though some note that interactions are often remote rather than in person.

Services & Prices
First Mortgage Quoted per loan
Home Equity Line of Credit (HELOC) Quoted per loan
Refinancing Assistance Quoted per loan
View Profile
(800) 804-7283
Closed Now
100 Merrick Rd #516e, Rockville Centre, NY 11570
General Services
Mortgage Services
3

UNMB Home Loans Inc. - Corporate Headquarters

Serves Bay Shore, NY

With over 45 years of experience and an A+ BBB rating, UNMB Home Loans focuses on ethical leadership and transparent mortgage solutions. Their team guides clients through home purchase loans, refinancing, and specialized programs, often praised for clear communication and responsiveness. Some find the process detailed, but the support helps keep things on track.

Services & Prices
Conventional Loans Quoted per loan
FHA Loans Quoted per loan
VA Loans Quoted per loan
Basic Pre-approval Quoted per loan
View Profile
(800) 800-2023
Closed Now
3601 Hempstead Tpke #500, Levittown, NY 11756
General Services
Mortgage Financing
4

Madison Mortgage - Team Ben Lavender

Serves Bay Shore, NY

Madison Mortgage - Team Ben Lavender specializes in guiding clients through home financing with clear communication and transparency. They offer renovation loans and other mortgage services, with a focus on making the process smooth and responsive. Customers appreciate their honesty and thorough support, though some note occasional follow-up delays.

Services & Prices
Home Mortgage Quoted per loan
Refinancing Quoted per loan
Pre-Approval Quoted per loan
View Profile
(917) 670-7878
Open 00:00 - 23:59
38 S Central Ave, Valley Stream, NY 11580
General Services
Mortgage Services
5

Fairway Independent Mortgage Corporation

Serves Bay Shore, NY

Fairway Independent Mortgage Corporation is known for guiding clients through the mortgage process with clear communication and steady support. They offer renovation loans alongside other home financing options, with a team that stays responsive and attentive from application to closing. Some customers note the process can feel detailed, but appreciate the thorough explanations throughout.

Services & Prices
Home Buying Workshops Quoted per loan
Home Purchase Loans Quoted per loan
Refinancing Quoted per loan
First-Time Home Buyer Assistance Quoted per loan
View Profile
(718) 757-2088
Closed Now
49 W Merrick Rd Suite 200, Freeport, NY 11520
General Services
First-Time Home Buyer Support
Where they are 20 on the map Click a pin for the profile and directions
6

Chris Gonzalez | Fairway Independent Mortgage Corporation Loan Officer

Serves Bay Shore, NY

Specializing in renovation loans, this team at Fairway Independent Mortgage Corporation guides clients through the mortgage process with clear communication and patience. They help borrowers understand each step and explore their options, making the experience manageable and supportive. Customers appreciate their responsiveness and thorough explanations throughout the loan journey.

Services & Prices
Home Loan Quoted per loan
Refinancing Quoted per loan
FHA Loans Quoted per loan
Pre-Approval Application Quoted per loan
View Profile
(516) 781-6600
Closed Now
49 W Merrick Rd Suite 200, Freeport, NY 11520
General Services
Mortgage Services
7

Sunrise Mortgage Company, Inc.

Serves Bay Shore, NY

With over 20 years of experience and licensing through state financial authorities, Sunrise Mortgage Company offers personalized mortgage solutions including home purchase loans and refinancing. Clients appreciate the team’s clear communication and hands-on guidance throughout the process, though some note the reliance on third-party providers for loan arrangements.

Services & Prices
Home Buying Assistance Quoted per loan
Refinancing Quoted per loan
View Profile
(516) 771-5600
Closed Now
49 Guy Lombardo Ave, Freeport, NY 11520
General Services
Mortgage Services
8

Green River Capital : Jesse Yoslowitz

Serves Bay Shore, NY

Green River Capital specializes in renovation loans, guiding clients through financing options with clear communication and attentive support. The team handles each mortgage step carefully, often smoothing out challenges to keep the process moving. Customers appreciate their responsiveness and the effort to make home financing less stressful.

Services & Prices
Home Purchase Mortgage Quoted per loan
Refinancing Mortgage Quoted per loan
VA Loan Quoted per loan
View Profile
(516) 554-6162
Closed Now
1670 Old Country Rd Ste 220, Plainview, NY 11803
General Services
Mortgage Services
9

Affinity Beyond Capital

Serves Bay Shore, NY

Affinity Beyond Capital focuses on providing funding solutions for small businesses, including renovation loans and working capital. The team aims to guide clients through the loan process with personalized attention and prompt funding. While many appreciate their professionalism and support, some customers have found their follow-up communications overly persistent.

Services & Prices
Small Business Loans Quoted per loan
Project Financing Quoted per loan
Payroll Funding Quoted per loan
Short-Term Loans Quoted per loan
View Profile
(516) 928-5405
Closed Now
108 S Franklin Ave # 15, Valley Stream, NY 11580
General Services
Capital Funding
10

Rock East Funding

Serves Bay Shore, NY

Rock East Funding specializes in renovation and construction loans tailored for real estate investors and developers. Their team handles everything from underwriting to closing, often working quickly to accommodate complex projects and changing timelines. Customers appreciate their responsiveness and straightforward approach, though some projects may require detailed coordination given the scope… more...

Rock East Funding specializes in renovation and construction loans tailored for real estate investors and developers. Their team handles everything from underwriting to closing, often working quickly to accommodate complex projects and changing timelines. Customers appreciate their responsiveness and straightforward approach, though some projects may require detailed coordination given the scope of work.

Services & Prices
Residential Loans Quoted per loan
Commercial Loans Quoted per loan
Construction Financing Quoted per loan
Short-term Financing Quoted per loan
View Profile
(516) 775-8800
Closed Now
670 Long Beach Blvd, Long Beach, NY 11561
General Services
Real Estate Financing
11

Jamie Gallagher | Loan Officer

Serves Bay Shore, NY

Specializing in renovation and construction loans, this team offers clear guidance and steady communication throughout the mortgage process. They assist with everything from first-time home purchases to financing ongoing projects, with clients appreciating their patience and thorough explanations. While the process can be detailed, the team’s responsiveness helps keep things on track.

Services & Prices
Home Purchase Loans Quoted per loan
Refinancing Quoted per loan
Construction Loans Quoted per loan
View Profile
(917) 940-2819
Closed Now
49 W Merrick Rd Suite 200, Freeport, NY 11520
General Services
Mortgage Services
12

Rene Anthony Gonzalez | Fairway Independent Mortgage Corporation Branch Manager

Serves Bay Shore, NY

Fairway Independent Mortgage Corporation offers a wide range of renovation loan options backed by over 30 years of industry experience and a transparent, client-focused approach. The team provides personalized guidance throughout the mortgage process, with many customers appreciating their responsiveness and smooth closings, though some note occasional challenges with rate locking.

Services & Prices
Fixed Rate Mortgage Quoted per loan
Adjustable Rate Mortgage Quoted per loan
FHA Loan Quoted per loan
Rate and Term Refinance Quoted per loan
View Profile
(516) 972-9665
Closed Now
49 W Merrick Rd Suite 200, Freeport, NY 11520
General Services
Home Mortgage
13

Weatherstone Mortgage Corp.

Serves Bay Shore, NY

With over 20 years of experience, Weatherstone Mortgage Corp. specializes in personalized mortgage solutions, including renovation loans, tailored to fit each client’s needs. Their team guides borrowers through purchase, refinance, FHA, VA, and rehab loans with clear communication and efficient turnaround. Customers appreciate their responsiveness and the smooth, transparent process.

Services & Prices
First-Time Home Buyer Assistance Quoted per loan
Rate Comparison Quoted per loan
Mortgage Pre-Approval Quoted per loan
Home Purchase Mortgages Quoted per loan
View Profile
(516) 349-8181
Closed Now
20 Peachtree Ct Suite 101, Holbrook, NY 11741
General Services
Mortgage Brokerage
14

Alternative Funding Solutions

Serves Bay Shore, NY

Alternative Funding Solutions focuses on providing transparent guidance for business financing, including lines of credit that help fund projects upfront. The team is praised for clear communication and thorough support throughout the process, though some customers have noted delays and inconsistent follow-up in a few cases.

Services & Prices
Business Line of Credit Quoted per loan
Business Cash Advance Quoted per loan
Equipment Financing Quoted per loan
Cash Advance Quoted per loan
View Profile
(929) 593-4442
Closed Now
348 RXR Plaza, Uniondale, NY 11553
General Services
Funding Services
15

South Shore Funding

Serves Bay Shore, NY

Specializing in small business financing, South Shore Funding offers term loans, lines of credit, and asset-based loans tailored to various growth stages. Clients appreciate the team’s transparent communication and personalized guidance, though some note an upfront fee for their service. The company focuses on responsible lending and quick fund disbursement to support business needs.

Services & Prices
SBA Loans Quoted per loan
Lines of Credit Quoted per loan
Merchant Cash Advances Quoted per loan
MCA Debt Solutions Quoted per loan
View Profile
(516) 431-3100
Closed Now
20 W Park Ave, Long Beach, NY 11561
General Services
Business Loans
16

Lending Square Inc

Serves Bay Shore, NY

Lending Square Inc is known for straightforward, no-nonsense business lending with clear terms and honest communication. They specialize in providing renovation and business loans with competitive rates and quick funding, often exceeding initial expectations. Customers appreciate the team’s persistence and follow-up, though some note the process can involve detailed financial review.

Services & Prices
Short-Term Loans Quoted per loan
Long-Term Loans Quoted per loan
Equipment Financing Quoted per loan
View Profile
(800) 780-9081
Closed Now
4250 Veterans Memorial Hwy #303, Holbrook, NY 11741
General Services
Business Funding
17

4 Star Capital

Serves Bay Shore, NY

4 Star Capital is among the top ten due to its expert-driven advice, including hip transparency and competitive pricing. Positive results under the statements, furthermore, its 98% client satisfaction rate, personalized attention, and extensive services like VA, FHA, and tailored non-QM loans. Steve Thomas, the CEO and a specialist, and his team play an essential role in providing the right… more...

4 Star Capital is among the top ten due to its expert-driven advice, including hip transparency and competitive pricing. Positive results under the statements, furthermore, its 98% client satisfaction rate, personalized attention, and extensive services like VA, FHA, and tailored non-QM loans. Steve Thomas, the CEO and a specialist, and his team play an essential role in providing the right mortgages, with most loan processes done within days. Customers praise the integrity, speed, and effort needed to make the process easier and faster. 4 Star Capital's licensed, trusted, and focused service in New York and Florida distinguishes it from competitors.

View Profile
(516) 368-5480
Closed Now
165 N Village Ave # 125, Rockville Centre, NY 11570
18

Michael Bauer | Lightning Funding - Mortgage Broker

Serves Bay Shore, NY

Client testimony places Michael Bauer as a top-10 mortgage broker. Customers praise his exceptional customer service, availability, and expertise. They claim that his counsel during the mortgage loan process is invaluable because he is consistently available, wise, and attentive to detail. Others give him 11 out of 10 stars for his dedication to the job and continuous support, which makes them… more...

Client testimony places Michael Bauer as a top-10 mortgage broker. Customers praise his exceptional customer service, availability, and expertise. They claim that his counsel during the mortgage loan process is invaluable because he is consistently available, wise, and attentive to detail. Others give him 11 out of 10 stars for his dedication to the job and continuous support, which makes them feel like part of the functional family. Creating a family bond with clients and being available 24/7 helps Bauer stand out as a mortgage broker, which is why consumers prefer him.

View Profile
(516) 972-5253
Closed Now
49 W Merrick Rd Suite 200, Freeport, NY 11520
19

Sequoia Agency LLC

Serves Bay Shore, NY

Sequoia Agency LLC has consistently delivered exceptional services, with over 25 years in the industry. Their customer-centric approach results in quick and personalized home loan support, even with complex mortgage processes. Clients appreciate the company's quick closing, customized loan options, and transparent communication. These strengths underscore Sequoia Agency LLC's reputation for fast… more...

Sequoia Agency LLC has consistently delivered exceptional services, with over 25 years in the industry. Their customer-centric approach results in quick and personalized home loan support, even with complex mortgage processes. Clients appreciate the company's quick closing, customized loan options, and transparent communication. These strengths underscore Sequoia Agency LLC's reputation for fast, easy, and professional financing. Client reviews indicate many customers have received relevant, accurate information, quick responses, and comprehensive assistance. Consequently, this business is a reputable option for borrowers in Texas, New York, and Florida who want fast and detailed support as they buy a house or refinance.

View Profile
(646) 641-1111
Open 00:00 - 23:59
2061 Deer Park Ave #7, Deer Park, NY 11729
20

Chris Roberti AKA Mr. Mortgage - NMLS #14701

Serves Bay Shore, NY

About LoanDepotLoanDepot is a leading mortgage lender dedicated to providing a seamless home loan experience. With a focus on innovation and customer service, the company offers a wide range of mortgage products including purchase, refinance, and home equity loans. Established with the goal of simplifying the mortgage process, LoanDepot leverages technology to streamline applications and… more...

About LoanDepotLoanDepot is a leading mortgage lender dedicated to providing a seamless home loan experience. With a focus on innovation and customer service, the company offers a wide range of mortgage products including purchase, refinance, and home equity loans. Established with the goal of simplifying the mortgage process, LoanDepot leverages technology to streamline applications and approvals, making homeownership more accessible. Their team of experienced professionals is committed to guiding clients through every step, ensuring transparency and support. The company values integrity, transparency, and customer satisfaction, setting them apart from traditional lenders. Their mission is to empower consumers with the tools and knowledge needed to make informed financial decisions, fostering long-term relationships built on trust and reliability.CredibilityLoanDepot holds numerous industry certifications and memberships, reflecting its commitment to quality and compliance. The company is accredited by the Better Business Bureau and has received high customer ratings for service excellence. With over a decade of experience in the mortgage industry, LoanDepot has built a reputation for reliability and innovation. Their team includes licensed professionals with extensive industry knowledge, ensuring clients receive expert guidance. The company offers guarantees on their services and maintains transparency in their dealings, reinforcing trust with consumers. Their adherence to regulatory standards and active participation in industry associations demonstrate their credibility and dedication to best practices.OfferingsLoanDepot offers a comprehensive suite of mortgage solutions tailored to meet diverse client needs. Their services include home purchase loans, refinancing options, and home equity lines of credit. They serve a broad geographic area, providing personalized support through digital tools and local branches. The process emphasizes simplicity and speed, with online applications, pre-approvals, and quick closings. Clients benefit from competitive interest rates, flexible terms, and expert advice to select the best mortgage product. The company also provides educational resources, calculators, and customer support to facilitate informed decision-making. Their offerings are designed to make homeownership attainable and refinancing straightforward, with a focus on transparency and customer satisfaction.Unique AdvantagesLoanDepot distinguishes itself through its innovative digital platform and extensive industry experience. The company's founder has a background in finance and technology, driving its commitment to streamlining the mortgage process. With multiple locations and a dedicated team of licensed professionals, LoanDepot offers personalized service combined with technological efficiency. Their lifetime guarantee on certain refinancing products and high customer satisfaction ratings further set them apart. The company's active community involvement and industry awards underscore its reputation for excellence and trustworthiness.

View Profile
(516) 993-7359
Closed Now
30 Hempstead Ave Ste. 139, Rockville Centre, NY 11570

Bay Shore Home Improvement Loan Statistics

Home-improvement lending in Suffolk County and home costs in Bay Shore, NY (latest HMDA and Census data)

Lenders made 3,097 home-improvement loans in Suffolk County in 2025 (average about $203,000) and denied 2,713 — 47% of decided applications, compared with 39% across New York, according to federal mortgage data (HMDA, CFPB). The typical home in Bay Shore was built in 1965 and is worth $492,200 (Census ACS 2020–2024).

Home-improvement loans, 2025
3,097▲ 5%2,957 in 2024
Denial rate
47%NY 39%
Median year homes built
1965NY 1959
Median home value
$492,200NY $423,800
Home-purchase loans made (Suffolk County, 2025)
12,784
Refinance loans made (2025)
7,559
Average home-improvement loan
$203,000 (NY $174,000)
Owners with a mortgage
63% · 35% of them spend 30%+ of income on housing
Median household income
$105,618 (NY $85,974)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Suffolk County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Bay Shore Home Renovation Loan Companies stats: 20 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Artisan Mortgage Company, Inc. 5.0 100 $100 (631) 859-9414 Visit
2 Fellowship Home Loans 4.8 896 Quoted per loan (800) 804-7283 Visit
3 UNMB Home Loans Inc. - Corporate Headquarters 4.9 384 Quoted per loan (800) 800-2023 Visit
4 Madison Mortgage - Team Ben Lavender 4.9 157 Quoted per loan (917) 670-7878 —
5 Fairway Independent Mortgage Corporation 4.9 140 Quoted per loan (718) 757-2088 Visit
6 Chris Gonzalez | Fairway Independent Mortgage Corporation Loan Officer 5.0 48 Quoted per loan (516) 781-6600 Visit
7 Sunrise Mortgage Company, Inc. 5.0 42 Quoted per loan (516) 771-5600 Visit
8 Green River Capital : Jesse Yoslowitz 5.0 29 Quoted per loan (516) 554-6162 Visit
9 Affinity Beyond Capital 4.5 30 $50 (516) 928-5405 Visit
10 Rock East Funding 4.7 27 Quoted per loan (516) 775-8800 Visit
11 Jamie Gallagher | Loan Officer 5.0 22 Quoted per loan (917) 940-2819 Visit
12 Rene Anthony Gonzalez | Fairway Independent Mortgage Corporation Branch Manager 4.8 16 Quoted per loan (516) 972-9665 Visit
13 Weatherstone Mortgage Corp. 5.0 14 Quoted per loan (516) 349-8181 Visit
14 Alternative Funding Solutions 3.9 14 $250 (929) 593-4442 Visit
15 South Shore Funding 4.6 9 Quoted per loan (516) 431-3100 Visit
16 Lending Square Inc 5.0 7 Quoted per loan (800) 780-9081 —
17 4 Star Capital 4.7 3 — (516) 368-5480 Visit
18 Michael Bauer | Lightning Funding - Mortgage Broker 5.0 2 — (516) 972-5253 —
19 Sequoia Agency LLC 5.0 2 — (646) 641-1111 Visit
20 Chris Roberti AKA Mr. Mortgage - NMLS #14701 5.0 1 — (516) 993-7359 Visit

Frequently asked questions

7 questions
How do I choose the best home renovation loan company in Bay Shore?
Consider verified reviews, ratings, and whether the business claimed its profile. TrustAnalytica ranks based on these factors for transparency.
What services do top home renovation loan companies offer?
They typically provide financing options for home improvements, including loans for remodeling, repairs, and upgrades.
Are free consultations common with home renovation loan companies?
Yes, many companies offer free consultations to discuss financing options and project details.
What questions should I ask a home renovation loan company?
Inquire about interest rates, loan terms, fees, and any prepayment penalties.
Do I need a home renovation loan company for small projects?
For small projects, consider if personal savings or a small personal loan might suffice. Companies typically handle larger renovations.
How long does it take to get a home renovation loan in New York?
Approval can take a few days to weeks, depending on the lender and complexity of the project.
What are typical fees for home renovation loans in Bay Shore?
Fees vary but may include origination fees, appraisal fees, and closing costs. Always ask for a detailed fee breakdown.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 renovation loans list assembly and recognition by TrustAnalytica for Bay Shore is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing renovation loans companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 renovation loans category.

The Process

1

Business Verification

Verified renovation loans listings in Bay Shore are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive renovation loans profiles offer vital details for informed decisions in Bay Shore.

3

Reviews And Ratings

Real-time customer ratings guide our renovation loans rankings in Bay Shore, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top renovation loans providers in Bay Shore.

5

AI Search Visibility

Every renovation loans listing in Bay Shore is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.