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The experienced debt relief attorneys at our Law Office of Simon Goldenberg, PLLC serve New York, New Jersey and other states. Student loans and credit card payments, as well as suits and judgements, are some of the debt relief services our debt relief lawyers provide. We may also assist someone filing for bankruptcy. We also sue collectors who violate consumer laws, including FDCPA, FCRA and TCPA. When you’re dealing with a difficult debt situation, we’ll help you reach a positive resolution. Our attorneys have been honored by the Better Business Bureau, SuperLawyers and Martindale. We’re here to help you understand how we can help, and there's no cost for any phone consultation. We help goods in the most effective way. Few people are willing to consider bankruptcy as a way of getting out of debt. In some cases, it's the best course of action, however. U.S. Bankruptcy Code allows for two types of debt relief for consumers: liquidation bankruptcy and reorganization. The Bankruptcy Code Chapter 7 is also known as liquidation bankruptcy because those who qualify must liquidate non-exempt assets, such as their car or home, to pay off as much debt as they can before it is discharged. Chapter 7 is only available to consumers who pass the means-test, which proves that they cannot afford repayment. The Bankruptcy Code’s Chapter 13 allows consumers to work out a payment plan with their creditors. The consumer pays the remaining debt over the course of three to five more years.
 
Simon Goldenberg is highly recommended for his excellent services and professionalism. The attorney represents clients facing deep financial problems. Clients have reported savings due to successful negotiations. His ability to make critical decisions is reflected in the reduction of financial obligations. He understands the legal procedures and advises clients on how to proceed. Clients are always pleased with his clear communication, knowledge, and dedication, always providing updates and answering questions. His commitment to clients is evident in his meticulous preparation. He is compassionate and takes the time to listen to his clients. The reviews suggest that Simon Goldenberg is recommended for his excellent services and customer satisfaction. The attorney is competent, and his consultation is free. He is caring and will guide you through your financial challenges.