Best Home Renovation Loan Companies in Jamestown
- Businesses listed
- 2
- Most-offered services
- Mortgage ServicesHome Loan Options
- What customers praise
- wonderful experience×4helped me×2very helpful×2recommend×2
PrimeLending, A PlainsCapital Company - Jamestown
PrimeLending, A PlainsCapital Company, offers renovation financing alongside a full range of mortgage services, including VA loans and refinancing. Their team provides personalized guidance through a digital application process, though some customers note delays in communication and closing times. Many appreciate the knowledgeable support once engaged.
Jamestown Area Community FCU
Jamestown Area Community FCU has served its members for over 50 years, focusing on personalized service and competitive loan rates. It offers home equity loans, mortgage refinancing, and other financial products with straightforward application processes. While many appreciate the friendly team and community focus, some find certain online features and fee policies less accommodating.
Jamestown Home Improvement Loan Statistics
Home-improvement lending in Chautauqua County and home costs in Jamestown, NY (latest HMDA and Census data)Lenders made 269 home-improvement loans in Chautauqua County in 2025 (average about $85,000) and denied 137 — 34% of decided applications, compared with 39% across New York, according to federal mortgage data (HMDA, CFPB). The typical home in Jamestown was built in 1938 and is worth $87,700 (Census ACS 2020–2024).
- Home-improvement loans, 2025
- 269▲ 12%241 in 2024
- Denial rate
- 34%NY 39%
- Median year homes built
- 1938NY 1959
- Median home value
- $87,700NY $423,800
- Home-purchase loans made (Chautauqua County, 2025)
- 904
- Refinance loans made (2025)
- 329
- Average home-improvement loan
- $85,000 (NY $174,000)
- Owners with a mortgage
- 49% · 22% of them spend 30%+ of income on housing
- Median household income
- $43,523 (NY $85,974)
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Chautauqua County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
Frequently asked questions
7 questionsHow do I choose the best home renovation loan company in Jamestown?
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General information, not financial advice — consult a qualified professional.
Our Methodology
Best 10 renovation loans list assembly and recognition by TrustAnalytica for Jamestown is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.
We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).
Rankings are frequently updated to reflect the latest reviews from trusted sources.
Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.
TrustAnalytica's procedure for listing renovation loans companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 renovation loans category.
The Process
Business Verification
Verified renovation loans listings in Jamestown are based on robust online activity and Google reviews, ensuring credibility.
Business Details
Comprehensive renovation loans profiles offer vital details for informed decisions in Jamestown.
Reviews And Ratings
Real-time customer ratings guide our renovation loans rankings in Jamestown, reflecting genuine reputation.
SEO And Keywords
Our SEO strategy elevates the visibility of top renovation loans providers in Jamestown.
AI Search Visibility
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