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Review Keywords Analysis

  1. United States
  2. Best Home Renovation Loan Companies
  3. Home Renovation Loan Companies in New York
  4. Poughkeepsie

Best Home Renovation Loan Companies in Poughkeepsie

1 in Poughkeepsie · 10 nearby
Poughkeepsie Home Renovation Loan Companies stats: Key insights from this page’s listings Updated
Businesses listed
1 +10 nearby
Average rating
4.5 155 reviews
Typical service price
$10 – $20 Median of 2 priced services
Most-offered services
Personal BankingFraud Prevention
What customers praise
helped me×14recommend×12very helpful×9highly recommend×5
Renovation loansPoughkeepsie, NY

1

TEG Federal Credit Union

With over 50 years serving the Hudson Valley, TEG Federal Credit Union focuses on member-first financial services, including loans, mortgages, and digital banking. Customers appreciate the friendly, helpful team and personalized support throughout the loan process, though experiences can vary slightly by branch.

Services & Prices
Checking Accounts $10 - $15
Savings Accounts $10 - $15
Money Market Accounts $15 - $20
Account Monitoring $10 - $15
View Profile
(845) 452-7323
Closed Now
1 Commerce St, Poughkeepsie, NY 12603
General Services
Personal Banking
2

PrimeLending, A PlainsCapital Company - Hudson Valley

Serves Poughkeepsie, NY

Known for clear, upfront loan terms and strong communication, PrimeLending, A PlainsCapital Company - Hudson Valley helps clients navigate renovation loans with patience and expertise. Their team supports borrowers through every step, often earning praise for responsiveness and making the process feel manageable, even when challenges arise.

Services & Prices
First-Time Homebuyer Loan Quoted per loan
Conventional Loan Quoted per loan
Jumbo Loan Quoted per loan
Cash-Out Refinancing Quoted per loan
View Profile
(845) 564-5500
Closed Now
1450 NY-300 Suite 101, Newburgh, NY 12550
General Services
Home Loan
3

Angela Demaris- Team Demaris

Serves Poughkeepsie, NY

With over 30 years of mortgage lending experience, Team Demaris specializes in renovation loans alongside a variety of home financing options. Their clients appreciate clear communication, timely updates, and patient guidance through complex processes. While some transactions can be challenging, the team’s responsiveness helps keep everything moving smoothly.

Services & Prices
First-Time Home Buyer Mortgage Quoted per loan
Mortgage Refinancing Quoted per loan
New Home Construction Financing Quoted per loan
View Profile
(914) 879-2059
Open 00:00 - 23:59
1450 NY-300 Suite 101, Newburgh, NY 12550
General Services
Mortgage Services
4

A.S.A.P. Mortgage Corp.

Serves Poughkeepsie, NY

A.S.A.P. Mortgage Corp. is known for its attentive and knowledgeable mortgage team that guides clients through every step of the home-buying process. They specialize in helping first-time buyers and those seeking renovation loans, with clear communication and personalized support. Customers appreciate their responsiveness, though some note the process can still feel complex at times.

Services & Prices
Mortgage Qualification Assistance Quoted per loan
Rate and Term Refinance Quoted per loan
Cash-Out Refinance Quoted per loan
Streamline Refinance Quoted per loan
View Profile
(845) 320-4810
Closed Now
1068 Main St Suite 200, Fishkill, NY 12524
General Services
Mortgage Services
5

Mid-Hudson Valley Federal Credit Union

Serves Poughkeepsie, NY

Mid-Hudson Valley Federal Credit Union has served the community for over 50 years, offering personalized lending solutions including renovation loans with competitive rates and flexible terms. Members appreciate the knowledgeable team’s clear guidance and supportive approach, though some note limited branch hours can be a minor inconvenience.

Services & Prices
Checking Accounts $0 - $5
Savings Accounts $0 - $5
Credit Cards $0 - $50
Business Checking Accounts Quoted per loan
View Profile
(845) 336-4444
Closed Now
1224 NY-300, Newburgh, NY 12550
General Services
Personal Banking
Where they are 11 on the map Click a pin for the profile and directions
6

OneMain Financial

Serves Poughkeepsie, NY

OneMain Financial focuses on personal and renovation loans, offering a straightforward application process and quick funding. Customers often highlight the helpfulness and professionalism of the team, especially in navigating paperwork and closing. Some note occasional delays in communication during the loan process.

Services & Prices
Unsecured Personal Loans Quoted per loan
Secured Personal Loans Quoted per loan
Debt Consolidation Loans Quoted per loan
Debt Consolidation Options Quoted per loan
View Profile
(845) 896-0290
Closed Now
738 US-9 Ste 23, Fishkill, NY 12524
General Services
Personal Loans
7

Wallkill Valley Federal Savings & Loan

Serves Poughkeepsie, NY

With over a century of experience, Wallkill Valley Federal Savings & Loan blends traditional banking values with modern technology to offer personal and business financial services, including mortgages and renovation loans. Customers appreciate the friendly, helpful team and straightforward process, though non-customers may find some services limited.

Services & Prices
Home Mortgage Quoted per loan
Refinancing Quoted per loan
Pre-Approval Quoted per loan
Checking Accounts Quoted per loan
View Profile
(845) 895-2051
Closed Now
23 Wallkill Ave #3136, Wallkill, NY 12589
General Services
Mortgage Services
8

Joe Fava at CrossCountry Mortgage

Serves Poughkeepsie, NY

Specializing in renovation loans, this team at CrossCountry Mortgage offers clear, step-by-step guidance throughout the home financing process. Customers appreciate their responsiveness and detailed explanations, especially first-time buyers navigating unfamiliar markets. While communication is generally quick, some clients note occasional delays outside regular hours.

Services & Prices
Residential Mortgage Quoted per loan
First-Time Homebuyer Assistance Quoted per loan
Mortgage Rate Lock Advisory Quoted per loan
View Profile
(914) 306-6202
Closed Now
88 Old Rte 9W suite 100, New Windsor, NY 12553
General Services
Mortgage Services
9

James Huestis at CrossCountry Mortgage

Serves Poughkeepsie, NY

CrossCountry Mortgage is known for its wide range of loan programs and a streamlined digital application process that helps simplify home financing. The team offers services including purchase loans, refinancing, and specialized options like VA and energy-efficient mortgages. Customers appreciate clear communication and responsive support throughout the process, though some may find the variety… more...

CrossCountry Mortgage is known for its wide range of loan programs and a streamlined digital application process that helps simplify home financing. The team offers services including purchase loans, refinancing, and specialized options like VA and energy-efficient mortgages. Customers appreciate clear communication and responsive support throughout the process, though some may find the variety of options initially overwhelming.

View Profile
(845) 203-1494
Closed Now
88 Old Rte 9W suite 100, New Windsor, NY 12553
10

Robbie Pittelman at CrossCountry Mortgage

Serves Poughkeepsie, NY

CrossCountry Mortgage is known for its personalized mortgage solutions and transparent approach, making complex financing easier to navigate. The team offers a variety of loan options, including renovation loans, and is appreciated for clear communication and thorough explanations. Some clients note the process can take time, but many find the guidance helpful throughout.

View Profile
(845) 802-6025
Closed Now
88 Old Rte 9W suite 100, New Windsor, NY 12553
11

John Reidy, PrimeLending

Serves Poughkeepsie, NY

About PrimeLendingPrimeLending, a PlainsCapital Company, has been a leading mortgage lender since 1986, dedicated to helping families achieve their homeownership dreams. The company offers a wide range of loan products, including conventional, FHA, VA, USDA, and jumbo loans, with a focus on personalized service and local market expertise. Their team of experienced professionals is committed to… more...

About PrimeLendingPrimeLending, a PlainsCapital Company, has been a leading mortgage lender since 1986, dedicated to helping families achieve their homeownership dreams. The company offers a wide range of loan products, including conventional, FHA, VA, USDA, and jumbo loans, with a focus on personalized service and local market expertise. Their team of experienced professionals is committed to simplifying the mortgage process, providing guidance from application to closing. PrimeLending's mission emphasizes integrity, customer satisfaction, and community involvement, setting them apart through innovative solutions and a customer-centric approach. The company values transparency, reliability, and a commitment to helping clients find the best financing options tailored to their needs.CredibilityPrimeLending holds numerous industry certifications and licenses, reflecting its credibility and expertise. The company has received awards for excellence in mortgage lending and maintains memberships in key industry associations. With over three decades of experience, PrimeLending has built a reputation for trustworthiness, supported by high customer satisfaction ratings. Their team of licensed professionals ensures compliance with industry standards, and their transparent processes foster confidence among clients. The company's commitment to responsible lending and community engagement further enhances its credibility as a leading mortgage provider.OfferingsPrimeLending offers a comprehensive suite of mortgage solutions designed to meet diverse home financing needs. Their services include purchase loans, refinancing, renovation loans, and specialized programs like green home loans and reverse mortgages. The company serves various markets across the country, providing tailored solutions for first-time buyers, seasoned homeowners, and investors. Their process emphasizes simplicity and transparency, with tools like mortgage calculators and educational resources to assist clients. PrimeLending’s offerings are supported by a dedicated team that guides clients through every step, ensuring a smooth and efficient experience. Their focus on customer needs and innovative products makes them a preferred choice for home financing.Unique AdvantagesPrimeLending's key differentiators include over 35 years of industry experience, a broad product portfolio, and a strong community presence. The company's founder's commitment to customer service and transparency remains central to its operations. Their extensive network of local market experts and personalized service approach provide clients with tailored solutions. Additionally, PrimeLending's innovative digital tools and commitment to responsible lending practices set them apart from competitors, ensuring clients receive reliable and efficient service.

View Profile
(845) 206-3313
Closed Now
1450 NY-300 Suite 101, Newburgh, NY 12550

Poughkeepsie Home Improvement Loan Statistics

Home-improvement lending in Dutchess County and home costs in Poughkeepsie, NY (latest HMDA and Census data)

Lenders made 980 home-improvement loans in Dutchess County in 2025 (average about $128,000) and denied 527 — 35% of decided applications, compared with 39% across New York, according to federal mortgage data (HMDA, CFPB). The typical home in Poughkeepsie was built in 1952 and is worth $283,700 (Census ACS 2020–2024).

Home-improvement loans, 2025
980▲ 21%807 in 2024
Denial rate
35%NY 39%
Median year homes built
1952NY 1959
Median home value
$283,700NY $423,800
Home-purchase loans made (Dutchess County, 2025)
2,289
Refinance loans made (2025)
1,296
Average home-improvement loan
$128,000 (NY $174,000)
Owners with a mortgage
64% · 37% of them spend 30%+ of income on housing
Median household income
$60,741 (NY $85,974)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Dutchess County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Poughkeepsie Home Renovation Loan Companies stats: 11 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 TEG Federal Credit Union 4.5 155 $10 (845) 452-7323 Visit
2 PrimeLending, A PlainsCapital Company - Hudson Valley 4.9 363 Quoted per loan (845) 564-5500 Visit
3 Angela Demaris- Team Demaris 5.0 175 Quoted per loan (914) 879-2059 Visit
4 A.S.A.P. Mortgage Corp. 4.9 147 Quoted per loan (845) 320-4810 Visit
5 Mid-Hudson Valley Federal Credit Union 4.6 140 $5 (845) 336-4444 Visit
6 OneMain Financial 4.1 76 Quoted per loan (845) 896-0290 Visit
7 Wallkill Valley Federal Savings & Loan 4.6 56 $1 (845) 895-2051 Visit
8 Joe Fava at CrossCountry Mortgage 5.0 34 Quoted per loan (914) 306-6202 Visit
9 James Huestis at CrossCountry Mortgage 5.0 5 — (845) 203-1494 Visit
10 Robbie Pittelman at CrossCountry Mortgage 5.0 5 — (845) 802-6025 Visit
11 John Reidy, PrimeLending 5.0 1 — (845) 206-3313 Visit

Frequently asked questions

7 questions
How do I choose the best home renovation loan company in Poughkeepsie?
Consider verified reviews, ratings, review volume, and if the business has claimed its profile. TrustAnalytica ranks companies using these factors for transparency.
What services do home renovation loan companies provide?
They offer financing options for home improvements, including loans for remodeling, repairs, and upgrades. They may also provide advice on loan terms and interest rates.
Are free consultations common with home renovation loan companies?
Yes, many companies offer free consultations to discuss potential loan options and terms. Always confirm this when contacting a company.
What questions should I ask a home renovation loan company?
Ask about interest rates, loan terms, fees, and eligibility requirements. Inquire about the application process and any prepayment penalties.
Do I need a home renovation loan company for my project in New York?
If you require financing for your home improvements, a loan company can provide options tailored to your needs. Evaluate your financial situation before deciding.
How long does it take to get a home renovation loan in Poughkeepsie?
The process typically takes a few weeks, depending on the lender's requirements and your financial situation. Confirm timelines with your chosen company.
What are typical fees for home renovation loans in New York?
Fees can include origination fees, closing costs, and possible prepayment penalties. Always ask for a detailed fee breakdown from the lender.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 renovation loans list assembly and recognition by TrustAnalytica for Poughkeepsie is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing renovation loans companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 renovation loans category.

The Process

1

Business Verification

Verified renovation loans listings in Poughkeepsie are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive renovation loans profiles offer vital details for informed decisions in Poughkeepsie.

3

Reviews And Ratings

Real-time customer ratings guide our renovation loans rankings in Poughkeepsie, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top renovation loans providers in Poughkeepsie.

5

AI Search Visibility

Every renovation loans listing in Poughkeepsie is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.