×

Review Keywords Analysis

  1. United States
  2. Best Home Renovation Loan Companies
  3. Home Renovation Loan Companies in New York
  4. Riverhead

Best Home Renovation Loan Companies in Riverhead

2 in Riverhead · 3 nearby
Riverhead Home Renovation Loan Companies stats: Key insights from this page’s listings Updated
Businesses listed
2 +3 nearby
Average rating
4.7 249 reviews
Typical service price
$0 – $50 Median of 1 priced service
Most-offered services
Auto FinancingSavings AccountsLoan Services
What customers praise
recommend×21very helpful×17helped me×10very friendly×10
Renovation loansRiverhead, NY

1

Island Federal Credit Union

With over 70 years of experience, Island Federal Credit Union focuses on personalized financial services for members across Long Island and Brooklyn. They offer a variety of loans, including mortgages and renovation loans, alongside checking and savings accounts. Customers often highlight the friendly, attentive team, especially at the Riverhead branch, though some find the process detailed but… more...

With over 70 years of experience, Island Federal Credit Union focuses on personalized financial services for members across Long Island and Brooklyn. They offer a variety of loans, including mortgages and renovation loans, alongside checking and savings accounts. Customers often highlight the friendly, attentive team, especially at the Riverhead branch, though some find the process detailed but supportive.

Services & Prices
New Car Loan Quoted per loan
Used Car Loan Quoted per loan
EV Financing Quoted per loan
Regular Savings Account $0 - $25
View Profile
(631) 851-1100
Closed Now
1071 Old Country Rd, Riverhead, NY 11901
General Services
Auto Financing
2

OneMain Financial

OneMain Financial focuses on personal loans that can be used for home renovations, often assisting customers who need quick access to funds. The team handles loan applications with attention and professionalism, though some clients mention challenges with communication and approval processes. Many find the staff friendly and helpful throughout the experience.

Services & Prices
Personal Loans Quoted per loan
Auto Loans Quoted per loan
Home Equity Loans Quoted per loan
View Profile
(631) 208-3262
Closed Now
700 Old Country Rd Ste 1, Riverhead, NY 11901
General Services
Loan Services
3

Par East Mortgage Co.

Serves Riverhead, NY

Known for handling complex mortgage situations with efficiency and clear communication, Par East Mortgage Co. offers renovation loans along with home purchase and refinancing services. Customers appreciate the team’s professionalism, responsiveness, and ability to simplify the process, though some note the detailed paperwork can require close attention.

Services & Prices
Purchase Mortgage Quoted per loan
Refinance Mortgage Quoted per loan
Home Equity Loans Quoted per loan
Short-Sale Financing Quoted per loan
View Profile
(631) 324-8201
Closed Now
15 Toilsome Ln, East Hampton, NY 11937
General Services
Mortgage Services
4

Weatherstone Mortgage Corp.

Serves Riverhead, NY

With over 20 years of experience, Weatherstone Mortgage Corp. specializes in personalized mortgage solutions, including renovation loans, tailored to fit each client’s needs. Their team guides borrowers through purchase, refinance, FHA, VA, and rehab loans with clear communication and efficient turnaround. Customers appreciate their responsiveness and the smooth, transparent process.

Services & Prices
First-Time Home Buyer Assistance Quoted per loan
Rate Comparison Quoted per loan
Mortgage Pre-Approval Quoted per loan
Home Purchase Mortgages Quoted per loan
View Profile
(516) 349-8181
Closed Now
20 Peachtree Ct Suite 101, Holbrook, NY 11741
General Services
Mortgage Brokerage
5

Lending Square Inc

Serves Riverhead, NY

Lending Square Inc is known for straightforward, no-nonsense business lending with clear terms and honest communication. They specialize in providing renovation and business loans with competitive rates and quick funding, often exceeding initial expectations. Customers appreciate the team’s persistence and follow-up, though some note the process can involve detailed financial review.

Services & Prices
Short-Term Loans Quoted per loan
Long-Term Loans Quoted per loan
Equipment Financing Quoted per loan
View Profile
(800) 780-9081
Closed Now
4250 Veterans Memorial Hwy #303, Holbrook, NY 11741
General Services
Business Funding
Where they are 5 on the map Click a pin for the profile and directions

Riverhead Home Improvement Loan Statistics

Home-improvement lending in Suffolk County and home costs in Riverhead, NY (latest HMDA and Census data)

Lenders made 3,097 home-improvement loans in Suffolk County in 2025 (average about $203,000) and denied 2,713 — 47% of decided applications, compared with 39% across New York, according to federal mortgage data (HMDA, CFPB). The typical home in Riverhead was built in 1984 and is worth $457,400 (Census ACS 2020–2024).

Home-improvement loans, 2025
3,097▲ 5%2,957 in 2024
Denial rate
47%NY 39%
Median year homes built
1984NY 1959
Median home value
$457,400NY $423,800
Home-purchase loans made (Suffolk County, 2025)
12,784
Refinance loans made (2025)
7,559
Average home-improvement loan
$203,000 (NY $174,000)
Owners with a mortgage
50% · 45% of them spend 30%+ of income on housing
Median household income
$83,008 (NY $85,974)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Suffolk County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Riverhead Home Renovation Loan Companies stats: 5 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Island Federal Credit Union 5.0 187 $25 (631) 851-1100 Visit
2 OneMain Financial 4.3 62 Quoted per loan (631) 208-3262 Visit
3 Par East Mortgage Co. 5.0 37 Quoted per loan (631) 324-8201 Visit
4 Weatherstone Mortgage Corp. 5.0 14 Quoted per loan (516) 349-8181 Visit
5 Lending Square Inc 5.0 7 Quoted per loan (800) 780-9081 —

Frequently asked questions

7 questions
How do I choose the best home renovation loan company in Riverhead?
Consider verified reviews, ratings, and if the business has claimed its profile. TrustAnalytica ranks based on these factors for a data-driven choice.
What questions should I ask a home renovation loan company before hiring?
Ask about interest rates, loan terms, fees, and any penalties for early repayment. Clarify the application process and required documentation.
Are free consultations common with home renovation loan companies?
Yes, many home renovation loan companies offer free consultations to discuss loan options and terms before you commit.
What services do top home renovation loan companies provide?
They offer financing options for home improvements, including loans with various terms and interest rates, tailored to renovation needs.
Do I need a home renovation loan company for my project?
If you require financing for home improvements and prefer structured repayment terms, a home renovation loan company can be beneficial.
How long does it take to get a home renovation loan in Riverhead?
The process typically takes a few weeks, from application to approval, depending on the lender's requirements and your financial situation.
How do fees typically work with home renovation loans in New York?
Fees may include origination fees, appraisal fees, and closing costs. It's important to ask for a detailed fee breakdown from the lender.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 renovation loans list assembly and recognition by TrustAnalytica for Riverhead is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing renovation loans companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 renovation loans category.

The Process

1

Business Verification

Verified renovation loans listings in Riverhead are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive renovation loans profiles offer vital details for informed decisions in Riverhead.

3

Reviews And Ratings

Real-time customer ratings guide our renovation loans rankings in Riverhead, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top renovation loans providers in Riverhead.

5

AI Search Visibility

Every renovation loans listing in Riverhead is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.