With over 70 years of experience, Island Federal Credit Union focuses on personalized financial services for members across Long Island and Brooklyn. They offer a variety of loans, including mortgages and renovation loans, alongside checking and savings accounts. Customers often highlight the friendly, attentive team, especially at the Riverhead branch, though some find the process detailed but… more...
With over 70 years of experience, Island Federal Credit Union focuses on personalized financial services for members across Long Island and Brooklyn. They offer a variety of loans, including mortgages and renovation loans, alongside checking and savings accounts. Customers often highlight the friendly, attentive team, especially at the Riverhead branch, though some find the process detailed but supportive.
OneMain Financial focuses on personal loans that can be used for home renovations, often assisting customers who need quick access to funds. The team handles loan applications with attention and professionalism, though some clients mention challenges with communication and approval processes. Many find the staff friendly and helpful throughout the experience.
Known for handling complex mortgage situations with efficiency and clear communication, Par East Mortgage Co. offers renovation loans along with home purchase and refinancing services. Customers appreciate the team’s professionalism, responsiveness, and ability to simplify the process, though some note the detailed paperwork can require close attention.
With over 20 years of experience, Weatherstone Mortgage Corp. specializes in personalized mortgage solutions, including renovation loans, tailored to fit each client’s needs. Their team guides borrowers through purchase, refinance, FHA, VA, and rehab loans with clear communication and efficient turnaround. Customers appreciate their responsiveness and the smooth, transparent process.
Lending Square Inc is known for straightforward, no-nonsense business lending with clear terms and honest communication. They specialize in providing renovation and business loans with competitive rates and quick funding, often exceeding initial expectations. Customers appreciate the team’s persistence and follow-up, though some note the process can involve detailed financial review.
Lenders made 3,097 home-improvement loans in Suffolk County in 2025 (average about $203,000) and denied 2,713 — 47% of decided applications, compared with 39% across New York, according to federal mortgage data (HMDA, CFPB). The typical home in Riverhead was built in 1984 and is worth $457,400 (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Suffolk County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Island Federal Credit Union | 5.0 | 187 | $25 | (631) 851-1100 | Visit |
| 2 | OneMain Financial | 4.3 | 62 | Quoted per loan | (631) 208-3262 | Visit |
| 3 | Par East Mortgage Co. | 5.0 | 37 | Quoted per loan | (631) 324-8201 | Visit |
| 4 | Weatherstone Mortgage Corp. | 5.0 | 14 | Quoted per loan | (516) 349-8181 | Visit |
| 5 | Lending Square Inc | 5.0 | 7 | Quoted per loan | (800) 780-9081 | — |
General information, not financial advice — consult a qualified professional.
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