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Review Keywords Analysis

  1. United States
  2. TOP Car Accident Lawyers
  3. Car Accident Lawyers in New York
  4. Troy
  5. Settlement Calculator
1 · Accident
2 · Injury
3 · Costs & fault
4 · Your estimate
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Car Accident Settlement Calculator Troy, NY

Work out your likely compensation and payout range from medical bills, lost wages and New York fault rules — free, instant, no sign-up.

Updated · lawyer rankings recalculated

1 · We evaluate itinstant settlement estimate› 2 · We match expertstop-rated Troy lawyers› 3 · Pick your expertfree case re-evaluation

General estimate only, not legal advice. No attorney–client relationship is created.

Car accident lawyersTroy, NY

Top-rated car accident lawyers in Troy

Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →

1

Brandon J Broderick, Personal Injury Attorney at Law

Brandon J Broderick, Personal Injury Attorney at Law is a confirmed top 10 law firm based on customer satisfaction. Clients praise the law firm's personalized care, constant communication, and successful outcomes. Happy clients appreciate the team's knowledge and professionalism, which include keeping clients up to date and fighting to prevail in their claims. The company's ability to handle… more...

Brandon J Broderick, Personal Injury Attorney at Law is a confirmed top 10 law firm based on customer satisfaction. Clients praise the law firm's personalized care, constant communication, and successful outcomes. Happy clients appreciate the team's knowledge and professionalism, which include keeping clients up to date and fighting to prevail in their claims. The company's ability to handle everything online, with great attention to detail, allows clients to sit back, relax, and trust their team to handle it. Many clients LOVE this law firm and say they would definitely use it again and recommend it to friends and family. Personal attention, consistent communication, impressive results, and ease of use are what make this law firm a top-rated option for legal representation.

Services & Prices
Consultation $100 - $200
Case Representation $5000 - $15000
Settlement Negotiation $2000 - $5000
Initial Consultation $100 - $200
View Profile
(866) 717-5995
Open 00:00 - 23:59
1835 5th Ave 2nd floor, Troy, NY 12180
General Services
Personal Injury Law
2

Hacker Murphy, LLP

Hacker Murphy, LLP, makes the top 10 list, scoring high for outstanding client service, effective communication, and legal knowledge. Positive reviews highlight John Harwick's exceptional ability to keep clients informed and well-represented. Other clients admire the law firm's supportive staff, quick responses, and dedication to understanding clients' complicated legal issues. Client comments… more...

Hacker Murphy, LLP, makes the top 10 list, scoring high for outstanding client service, effective communication, and legal knowledge. Positive reviews highlight John Harwick's exceptional ability to keep clients informed and well-represented. Other clients admire the law firm's supportive staff, quick responses, and dedication to understanding clients' complicated legal issues. Client comments about Jim Hacker and Mike Kessler show how much they value Hacker Murphy's compassion and professionalism. However, one client had a poor experience, but the overwhelmingly positive feedback shows that Hacker Murphy, LLP. provides structured, comprehensive legal services.

Services & Prices
Car Accident Representation $3000 - $10000
Motorcycle Accident Representation $3000 - $12000
Settlement Negotiation $1000 - $5000
Felony Charges Defense $5000 - $15000
View Profile
(518) 274-5820
Open 00:00 - 23:59
28 2nd St, Troy, NY 12180
General Services
Personal Injury Law
3

Frost & Kavanaugh

Frost & Kavanaugh ranks among the top 10 law firms in Albany due to their high professionalism, dedication, and remarkable results in handling legal disputes. The company feedback shows that clients find Mr. Frost skilled, empathetic, and communicative while navigating their legal challenges. His calming influence and commitment to his clients also stand out. His referrals are almost always… more...

Frost & Kavanaugh ranks among the top 10 law firms in Albany due to their high professionalism, dedication, and remarkable results in handling legal disputes. The company feedback shows that clients find Mr. Frost skilled, empathetic, and communicative while navigating their legal challenges. His calming influence and commitment to his clients also stand out. His referrals are almost always favorable. The feedback also frequently praises him for achieving unexpected results, demonstrating his legal expertise, and outlining complex options in a manner that clients can comprehend. On the plus side, Mr. Frost is said to be accessible and has experience in dealing with the law's intricacies. The law firm itself is always available and strives for the best outcome for its clients. All of these attributes combine to give Mr. Frost a position among the top legal practitioners in the Albany region.

Services & Prices
Criminal Defense $2000 - $5000
Family Law $1500 - $3500
Civil Litigation $1000 - $3000
Initial Consultation $100 - $300
View Profile
(518) 629-0230
Closed Now
287 N Greenbush Rd, Troy, NY 12180
General Services
Legal Services
Injury claim costs by body part

What does an injury cost by body part?

Pick how serious the injury is. Each point shows the average medical bill for that body part at that severity; bigger point = costlier injury. Tap a point to compare it with the average workers’ comp claim for the same body part, which also pays lost wages. Then run the calculator for your own number.

  • Head & brain
  • Neck
  • Back & spine
  • Multiple injuries
FrontBack
smaller claims larger claims
  • Chest, abdomen & hips
  • Arms, hands & shoulders
  • Legs, knees & feet
Sources: Peterson, Xu & Florence, “Average medical cost of fatal and non-fatal injuries by type in the USA”, Injury Prevention 2021 (CDC) — 12-month medical cost after an ER visit, by body region and injury type, 2015 dollars. Workers’ comp claim averages: NCCI (National Council on Compensation Insurance) Injury Characteristics & Insights — average total cost of a lost-time workers’ comp claim (medical bills plus lost-wage payments), all severities combined, policy year 2022. Medical bills only: an injury claim can also include lost wages and pain and suffering.
4

Bruce B Rubin Attorney at Law

Bruce B. Rubin Attorney at Law is one of the top ten law firms in Troy, NY, boasting nearly four decades of specialized experience in workers’ compensation and Social Security law. The firm is known for its client-first approach and extensive knowledge. Bruce Rubin is praised for his honesty, empathy, and professionalism, which create a deep bond with clients and ensure they feel heard. These… more...

Bruce B. Rubin Attorney at Law is one of the top ten law firms in Troy, NY, boasting nearly four decades of specialized experience in workers’ compensation and Social Security law. The firm is known for its client-first approach and extensive knowledge. Bruce Rubin is praised for his honesty, empathy, and professionalism, which create a deep bond with clients and ensure they feel heard. These high ratings for client satisfaction reinforce the law firm’s dedication to being up-to-date with NYS laws and producing favorable case outcomes. Negative feedback highlighting organizational problems and underwhelming communication steps away from his record, but the insisting majority of clients industrially view Bruce Rubin as honorable and capable of helping them through complicated legal issues.

Services & Prices
Divorce Consultation $100 - $150
Child Custody Mediation $150 - $200
Adoption Services $200 - $500
SSI Case Representation $300 - $600
View Profile
(518) 270-9229
Closed Now
456 Broadway, Troy, NY 12180
General Services
Family Law
5

Tom Anelli & Associates, PC

Serves Troy, NY

Tom Anelli & Associates, PC is one of the top ten firms for its specialized DWI defense, its proven track record, and its exceptional client service. Tom Anelli has over 20 years of experience, has won various professional distinctions, and has participated in a Big Three review of the DWI defense strategy, which has helped him provide high-quality customer service. Client reviews frequently… more...

Tom Anelli & Associates, PC is one of the top ten firms for its specialized DWI defense, its proven track record, and its exceptional client service. Tom Anelli has over 20 years of experience, has won various professional distinctions, and has participated in a Big Three review of the DWI defense strategy, which has helped him provide high-quality customer service. Client reviews frequently highlight the professionalism and passion of the group, notably the accessibility, understanding, and customized solutions they frequently provide. Tom Anelli & Associates, PC consistently achieves positive results and nurtures strong client connections.

Services & Prices
Initial Consultation $100 - $200
Case Representation $1500 - $3000
Post-Conviction Relief $500 - $1000
Speeding Ticket Defense $300 - $600
View Profile
(518) 380-2574
Open 00:00 - 23:59
522 Broadway, Albany, NY 12207
General Services
DWI Defense
Where they are 10 on the map Click a pin for the profile and directions
6

Cantor, Wolff, Nicastro & Hall LLC

Serves Troy, NY

Cantor, Wolff, Nicastro & Hall LLC stands among the top ten because of its long experience, strong personal injury focus, and award-winning advocacy in the courtroom. The practice has 100+ years of combined legal expertise with a proven track record of substantial settlements and courtroom victories. The firm’s attorneys have received accolades and memberships within prestigious legal groups like… more...

Cantor, Wolff, Nicastro & Hall LLC stands among the top ten because of its long experience, strong personal injury focus, and award-winning advocacy in the courtroom. The practice has 100+ years of combined legal expertise with a proven track record of substantial settlements and courtroom victories. The firm’s attorneys have received accolades and memberships within prestigious legal groups like the American Board of Trial Advocates. Client feedback shows the practice’s strong commitment to communication, outstanding results, and rigorous advocacy. Understanding client’s best interests, Cantor, Wolff, Nicastro & Hall LLC’s dedicated team establishes the kind of attorney-client bond that makes clients value their services.

Services & Prices
Consultation $100 - $200
Case Evaluation $150 - $300
Representation $2000 - $5000
Legal Advice $75 - $150
View Profile
(518) 749-3174
Open 00:00 - 23:59
41 State St Suite 604-22, Albany, NY 12207
General Services
Personal Injury Law
7

Finkelstein & Partners, LLP

Serves Troy, NY

Finkelstein & Partners, LLP is in the top ten list thanks to a firm commitment to client-centered service. This company operates with professionalism and empathy, so it consistently exceeds client expectations. Many reviews emphasize how much the team cares, is responsive, and communicates clearly throughout the legal process. This company could be where you could go for great legal advice and… more...

Finkelstein & Partners, LLP is in the top ten list thanks to a firm commitment to client-centered service. This company operates with professionalism and empathy, so it consistently exceeds client expectations. Many reviews emphasize how much the team cares, is responsive, and communicates clearly throughout the legal process. This company could be where you could go for great legal advice and personal support — they make clients feel like they take the time to listen and offer a healing environment. Clients often say their needs are as important as the case, and that truly sets this firm apart.

Services & Prices
Car Accident Claims $5000 - $15000
Medical Malpractice $10000 - $30000
Workplace Injury Claims $3000 - $10000
Debt Collection Issues $500 - $2000
View Profile
(518) 864-3415
Closed Now
12 Corporate Woods Blvd Suite 206, Albany, NY 12211
General Services
Personal Injury Law
8

Monge & Associates Injury and Accident Attorneys

Serves Troy, NY

Monge & Associates Injury and Accident Attorneys made it into the top ten category for client-centered practices and personalized service. The firm specializes in personal injury law and believes in working closely and honestly with its clients as they navigate the legal system. Their customers appreciate their compassion, expertise, and patient guidance as they assist them in their most dire… more...

Monge & Associates Injury and Accident Attorneys made it into the top ten category for client-centered practices and personalized service. The firm specializes in personal injury law and believes in working closely and honestly with its clients as they navigate the legal system. Their customers appreciate their compassion, expertise, and patient guidance as they assist them in their most dire moments. Exceptional client care by individuals like Elly and Gwen, who attend to clients’ needs with thoroughness, respect, and advice, is one of the most important reasons for the firm’s successful rating system. Monge & Associates has also recouped over $1 billion for injury victims. The firm’s accolades, including the prestigious 10/10 Avvo ratings and American Institute of Legal Professionals’ Law Firm of the Year award for 2025, establish that Monge & Associates is reliable and skilled. Monge & Associates emphasizes integrity, compassion, and relentless advocacy in their law practice. They also work hard to obtain maximum compensation and demonstrate commitment through accessibility, bilingual services, and 24/7 support.

Services & Prices
Consultation $50 - $100
Case Assessment $100 - $200
Representation $1000 - $5000
Initial Consultation $50 - $150
View Profile
(518) 749-4110
Open 00:00 - 23:59
69 State St suite 1315, Albany, NY 12207
General Services
Personal Injury Law
9

Sullivan Brill Personal Injury Attorneys

Serves Troy, NY

Sullivan and Brill Personal Injury Attorneys is highly rated and highly rated in the Top 10 list. They are highlighted by high quality service in a personal touch, professionalism compounded with a deep understanding of the most vulnerable clients. Clients enjoyed excellent communication with the firm and quick resolution of their litigation cases to their satisfaction. Summarized by repeat… more...

Sullivan and Brill Personal Injury Attorneys is highly rated and highly rated in the Top 10 list. They are highlighted by high quality service in a personal touch, professionalism compounded with a deep understanding of the most vulnerable clients. Clients enjoyed excellent communication with the firm and quick resolution of their litigation cases to their satisfaction. Summarized by repeat clients such as veterans, who were pleased to have their issues managed with respect and compassion, their enthusiasm is seen alongside the team's guarantee of quality service and discussing personal cases. Sullivan and Brill achieve excellent knowledge of complex cases and appear in regular follow-ups, excellent results, and especially during the revaluation of the revaluation of the regular cases. Their consistency helps with the accuracy issues, which makes them a good candidate for the top positions on the list.

Services & Prices
Personal Injury Consultation $100 - $200
Veteran's Benefits Assistance $150 - $300
Litigation Support $200 - $400
Case Follow-up $50 - $100
View Profile
(518) 565-1001
Closed Now
279 Central Ave, Albany, NY 12206
General Services
Legal Services
10

Supley Law, PLLC

Serves Troy, NY

This law firm is in the top ten list because of its accolades and high degree of commitment. Clients praise Attorney Michael Supley's compassion, professionalism, and determination to win his clients’ cases. They say he is a terrific communicator, detailed, and responds promptly. Supley's excellent representation and careful attention to detail make him and his firm, Supley Law, PLLC, a force in… more...

This law firm is in the top ten list because of its accolades and high degree of commitment. Clients praise Attorney Michael Supley's compassion, professionalism, and determination to win his clients’ cases. They say he is a terrific communicator, detailed, and responds promptly. Supley's excellent representation and careful attention to detail make him and his firm, Supley Law, PLLC, a force in the personal injury law field. Clients say they recommend him for his deep understanding of the law, personalized service, and successful outcomes. On the flip side, a few reviews highlight some communication shortcomings. Overall, Supley Law, PLLC is a trusted choice for personal injury-related legal services because of Michael Supley's devotion to clients.

Services & Prices
Car Accident Claims $500 - $2500
Slip and Fall Cases $300 - $1500
Medical Malpractice $1000 - $5000
Initial Consultation $100 - $300
View Profile
(888) 936-9396
Open 00:00 - 23:59
90 State St, Albany, NY 12207
General Services
Personal Injury Law

Troy Car Accident Statistics

Fatal crashes involving cars, SUVs, pickups and vans in Troy, NY, 2024 (latest federal data)

In 2024, 1 fatal crash involving a car, SUV, pickup or van killed 1 person in Troy, NY (1 in 2023), according to NHTSA’s Fatality Analysis Reporting System (FARS). The city had 1 fatal crash of any kind that year.

People killed
11 in 2023
Fatal car crashes
11 in 2023
2022–2024 total
5people killed
Occupants killed
1inside the vehicles

Source: NHTSA Fatality Analysis Reporting System (FARS), 2022–2024 data, compiled by TrustAnalytica. FARS covers crashes in which at least one person died; injury-only crashes are not included.

About this Car Accident Settlement Calculator

This calculator uses the multiplier method, the starting point most insurance adjusters and personal injury lawyers use. It adds your financial losses (medical bills and lost wages) to a pain-and-suffering figure, which is those losses multiplied by a factor set by how serious the injury is: 1.5 to 2 times for minor injuries, up to 4 to 5 times for catastrophic ones. The type of accident adjusts the result, and it is then reduced by your share of fault under New York law. In New York, a no-fault state, it also separates what your own PIP insurance pays from what you can claim from the other driver.

New York rules this calculator applies

Fault rule
Pure comparative fault. Your payout drops by your share of fault, but you can still recover even if you were mostly at fault.
Deadline to file
You generally have 3 years from the date of the injury to file a personal injury claim in New York. Claims against a government body usually need formal notice much sooner, and medical malpractice and wrongful death claims can have their own deadlines.
No-fault
Yes. Your own PIP pays first; see below.

No-fault insurance in New York

New York is a no-fault state. After a car accident, your own personal injury protection (PIP) pays your medical bills and 80% of your lost income, up to $50,000, whoever caused the crash.

You can claim pain and suffering from the at-fault driver only if your injury meets New York's serious-injury threshold: a fracture, significant disfigurement, permanent loss or limitation of a body organ, member or function, significant limitation of a body function, or death. Financial losses above your PIP limit can still be claimed.

Since May 26, 2026, a driver who is more than 50% at fault for a car accident in New York can no longer recover pain and suffering, only a reduced share of their financial losses.

Motorcycle riders are generally outside PIP and follow the ordinary fault rules. Choose Motorcycle Accident in the calculator above to see that estimate.

General information about New York law, not legal advice, and the estimate is not a guarantee of any outcome. A lawyer can tell you how these rules apply to your case.

Frequently asked questions

9 questions
How does the car accident settlement calculator work for Troy, NY?
It estimates economic damages plus pain and suffering using a multiplier on medical costs, adjusted for accident type and fault share under New York law.
What factors can increase my car accident settlement in New York?
Higher medical costs, severe injuries meeting the serious-injury threshold, and lower fault share can increase your settlement estimate.
Is the first insurance offer usually fair in New York?
First offers may be lower than expected. Consider all damages and consult professionals before accepting.
How is pain and suffering calculated in New York car accidents?
It's estimated using a multiplier of 1.5 to 5 on medical costs, depending on injury severity.
What is the statute of limitations for car accident claims in New York?
You have 3 years from the injury date to file a personal injury claim in New York.
How does New York's fault rule affect my settlement?
Under pure comparative fault, your settlement decreases by your fault percentage, but you can recover even if mostly at fault.
What medical documentation is important for a car accident claim?
Keep all medical bills, treatment records, and doctor's notes as they are crucial for calculating damages.
How long do car accident settlements typically take in Troy, NY?
Settlement timelines vary widely; they can take months to over a year, depending on case complexity and negotiations.
How do lawyer fees affect my net settlement amount?
Contingency fees, typically 33% to 40%, are deducted from your settlement, impacting your net recovery.

General information, not legal advice — consult a licensed New York attorney.