How much house can you afford in Yonkers? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
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Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
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| After | Paid in total | Still owed |
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OneMain Financial
3.9 · 251 reviews · Free pre-approval
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Andys Arias Vasquez: Primerica - Financial Services
5.0 · 72 reviews · Free pre-approval
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Julio Betances Colon: Primerica - Financial Services
4.9 · 50 reviews · Free pre-approval
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An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
OneMain Financial focuses on providing personal loans and mortgage payment solutions with a personalized approach that considers each customer’s unique financial situation. Their extensive branch network allows for in-person support, helping clients through the application and servicing process. Customers appreciate the attentive service, though experiences may vary by location.
This office specializes in financial services with a focus on helping clients navigate mortgage options. The team offers personalized guidance and support throughout the loan process. Customers appreciate the attentive service and clear communication, though some may find the process takes time.
Focused on helping middle-income families manage debt and plan for their financial future, Primerica offers services including mortgage loans, term life insurance, and investment options. The team provides clear financial needs analysis and educational support, with clients noting professional and attentive service.
Specializing in guiding clients through home financing, this mortgage broker offers clear explanations and a patient approach to loan options. The team assists with navigating the complexities of mortgages, using visuals to simplify the process. Customers appreciate the responsiveness and thorough communication throughout each step.
Known for clear communication and thorough guidance, Arlington Financial helps clients navigate the mortgage process with ease. The team offers competitive mortgage rates and stays accessible throughout each step, making the experience less stressful. Customers appreciate their proactive updates and the supportive approach during what can be a complex process.
Emilin Arias-Gil | Real Estate & Mortgage focuses on guiding clients through the mortgage process with clear communication and personalized support. The team offers mortgage brokerage services that help first-time buyers and seasoned homeowners feel informed and comfortable. Customers appreciate their responsiveness and the genuine care shown throughout each step.
About ChaseChase is a leading financial services firm, offering a wide range of banking, credit card, investment, and home lending products. With a history rooted in providing financial solutions, Chase is dedicated to helping individuals and businesses achieve their financial goals. The company emphasizes customer-centricity, offering personalized services and innovative digital tools to manage… more...
About ChaseChase is a leading financial services firm, offering a wide range of banking, credit card, investment, and home lending products. With a history rooted in providing financial solutions, Chase is dedicated to helping individuals and businesses achieve their financial goals. The company emphasizes customer-centricity, offering personalized services and innovative digital tools to manage finances effectively. Chase operates a vast network of branches and ATMs, ensuring accessibility for its diverse customer base. Their mission is to be the world's most indispensable partner for clients by providing exceptional service, expertise, and value.Credentials & TrustChase is a trusted financial institution, operating under JPMorgan Chase Bank, N.A., a wholly-owned subsidiary of JPMorgan Chase & Co. As a member of the FDIC and an Equal Housing Opportunity lender, Chase adheres to strict regulatory standards and ethical practices. The company is committed to protecting its customers through robust security measures and educational resources on fraud prevention. Customer trust is paramount, reflected in their dedication to transparency and reliable financial services.Chase OfferingsChase provides a comprehensive suite of financial products and services. This includes various checking and savings accounts, Certificates of Deposit (CDs), and a wide array of credit cards offering rewards, cash back, and travel perks. For homeownership, Chase offers mortgage loans, home equity lines of credit (HELOCs), and refinancing options, supported by mortgage calculators and educational resources. Auto financing for new and used vehicles is also available, along with a payment calculator and educational center. For businesses, Chase offers checking accounts, merchant services, small business loans, and business credit cards, alongside a dedicated business resource center.Unique AdvantagesChase distinguishes itself through its extensive physical presence with over 14,000 ATMs and 5,000 branches, combined with advanced digital banking capabilities. The company offers personalized financial advice through J.P. Morgan advisors and a dedicated Chase Private Client program providing priority service and exclusive benefits. Chase also leverages exclusive partnerships in sports and entertainment, enhancing customer engagement and offering unique experiences.
About ChaseChase is a leading financial services firm, offering a wide range of banking, investing, and credit card products and services to consumers, small businesses, and commercial clients. With a history rooted in providing financial solutions, Chase is dedicated to helping its customers achieve their financial goals. The company emphasizes innovation, customer service, and a commitment to… more...
About ChaseChase is a leading financial services firm, offering a wide range of banking, investing, and credit card products and services to consumers, small businesses, and commercial clients. With a history rooted in providing financial solutions, Chase is dedicated to helping its customers achieve their financial goals. The company emphasizes innovation, customer service, and a commitment to the communities it serves. Chase operates a vast network of branches and ATMs, ensuring accessibility for its diverse customer base. Their mission is to be the world's leading bank for customers and their businesses, driven by a culture of integrity, teamwork, and a passion for excellence. Chase prides itself on its experienced team of professionals who are committed to delivering exceptional value and support.Credibility and TrustChase is a well-established financial institution, operating under JPMorgan Chase Bank, N.A., a subsidiary of JPMorgan Chase & Co. As a member of the FDIC, Chase ensures that deposit accounts are insured up to the maximum limit. The company adheres to strict regulatory standards and is committed to protecting its customers' information and assets. Chase's long-standing presence in the financial industry, coupled with its robust security measures and customer-centric policies, builds significant trust. They are recognized for their reliability and commitment to ethical business practices, providing customers with confidence in their financial dealings. Chase's dedication to transparency and security underpins its reputation as a trusted financial partner.OfferingsChase offers a comprehensive suite of financial products and services. For personal banking, this includes checking and savings accounts, Certificates of Deposit (CDs), mortgages, home equity lines of credit, auto financing, and a wide array of credit cards with rewards programs. For businesses, Chase provides business checking accounts, merchant services, small business loans, and business credit cards. Investment services are available through J.P. Morgan, offering options for both self-directed investing and working with financial advisors. Additionally, Chase provides resources for financial education, credit score monitoring, and travel services. Their offerings are designed to meet the diverse and evolving financial needs of individuals and businesses alike.Unique AdvantagesChase stands out with its extensive physical network of over 14,000 ATMs and 5,000 branches, providing unparalleled accessibility. The company offers a free credit score service through Credit Journey, empowering customers to monitor their financial health. Chase also boasts exclusive partnerships in sports and entertainment, such as the US Open and Madison Square Garden, enhancing customer experiences. Furthermore, their dedicated J.P. Morgan advisors provide personalized investment strategies and ongoing financial guidance, catering to clients seeking expert wealth management.
Hasanov Capital specializes in innovative lending solutions for business and property investment loans. Their team handles everything from application to closing with clear communication and efficiency, often simplifying the paperwork process. Clients appreciate their responsiveness and straightforward approach, though some note the detailed documentation required.
To save time, money and stress, we negotiate home loans with the lender. Our team will work closely with you to determine your needs and then present you multiple options for financing. We have access to hundreds of products from over 30 lenders including major banks. You get a better deal if you have more than one. We will handle all the paperwork, research, credit advice and paperwork, as well… more...
To save time, money and stress, we negotiate home loans with the lender. Our team will work closely with you to determine your needs and then present you multiple options for financing. We have access to hundreds of products from over 30 lenders including major banks. You get a better deal if you have more than one. We will handle all the paperwork, research, credit advice and paperwork, as well as support you through settlement.
Lenders made 6,849 home-purchase loans in Westchester County in 2025 (average about $724,000) and denied 823 — 11% of decided applications, compared with 13% across New York, according to federal mortgage data (HMDA, CFPB). In Yonkers, the median home is worth $501,600 and 58% of owners have a mortgage, paying a median $3,028 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Westchester County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | OneMain Financial | 3.9 | 251 | — | (914) 663-8705 | Visit |
| 2 | Andys Arias Vasquez: Primerica - Financial Services | 5.0 | 72 | — | (347) 241-6091 | Visit |
| 3 | Julio Betances Colon: Primerica - Financial Services | 4.9 | 50 | — | (347) 554-4298 | Visit |
| 4 | Marc Giles | 5.0 | 35 | $50 | (917) 721-5415 | Visit |
| 5 | Justin M. Kilian (NMLS ID 1688270) : Arlington Financial | 5.0 | 20 | Quoted per loan | (718) 662-8572 | Visit |
| 6 | Emilin Arias-Gil | Real Estate & Mortgage | 5.0 | 3 | — | (914) 567-4300 | — |
| 7 | Chase Mortgage | 5.0 | 1 | — | (914) 964-0452 | Visit |
| 8 | Chase Mortgage | 5.0 | 1 | — | (914) 376-0146 | Visit |
| 9 | Hasanov Capital | 5.0 | 36 | $5,000 | (646) 330-4601 | Visit |
| 10 | hfinance - Expat Mortgage Broker | 5.0 | 2 | — | (02) 7252 5535 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.