How much house can you afford in Akron? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
Add your partner's income if you're buying together.
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Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
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Tim Bullock Ohio Mortgage Lender with Union Home Mortgage
5.0 · 371 reviews · Free pre-approval
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LTD Mortgage
4.9 · 47 reviews · Free pre-approval
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Nations Lending - Akron, OH Branch - NMLS: 2719027
5.0 · 32 reviews · Free pre-approval
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An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Union Home Mortgage specializes in clear communication, providing frequent updates and personalized support throughout the loan process. Their team offers a variety of mortgage options, including conventional, FHA, VA, USDA, and rehab loans, with particular attention to first-time homebuyers. Customers often highlight the team’s responsiveness and ability to simplify what can be a complex… more...
Union Home Mortgage specializes in clear communication, providing frequent updates and personalized support throughout the loan process. Their team offers a variety of mortgage options, including conventional, FHA, VA, USDA, and rehab loans, with particular attention to first-time homebuyers. Customers often highlight the team’s responsiveness and ability to simplify what can be a complex experience.
Known for offering specialized loan options like Non-QM and Foreign National programs, LTD Mortgage provides a range of mortgage solutions including FHA, VA, USDA, and conventional loans. The team supports clients through a straightforward application process and is praised for clear communication and personalized attention throughout the homebuying journey.
Nations Lending’s Akron branch focuses on personalized mortgage guidance, helping clients navigate buying, refinancing, or building homes with expert advice and a secure online application process. Customers appreciate the team’s responsiveness and clear communication, though some note the process can require patience as they work through details.
Licensed under NMLS 1280466, this mortgage team specializes in guiding first-time home buyers through the lending process with clear communication and timely responses. They assist with mortgage options and paperwork, helping clients feel confident and informed. Customers appreciate their responsiveness and thorough support throughout the home purchase journey.
McKimm Mortgage Team, licensed under NMLS 1426394 with Union Home Mortgage, specializes in clear communication and reliable updates throughout the home financing process. The team offers a variety of mortgage options, including conventional, FHA, VA, and construction loans, with a focus on keeping clients informed and supported. Customers appreciate their accessibility and steady follow-through.
Licensed as NMLS #2581292, this loan officer specializes in guiding first-time homebuyers through the mortgage process with clear explanations and attentive support. Clients appreciate the responsiveness, flexibility, and thoroughness provided, especially during a typically stressful experience. Some note the detailed step-by-step approach helps build confidence throughout the journey.
About Guild MortgageGuild Mortgage is a leading independent mortgage lender dedicated to helping individuals and families achieve homeownership. Founded with a commitment to integrity and customer service, Guild Mortgage has grown into a nationwide presence, offering a comprehensive suite of mortgage products and services. The company prides itself on its deep industry expertise, innovative… more...
About Guild MortgageGuild Mortgage is a leading independent mortgage lender dedicated to helping individuals and families achieve homeownership. Founded with a commitment to integrity and customer service, Guild Mortgage has grown into a nationwide presence, offering a comprehensive suite of mortgage products and services. The company prides itself on its deep industry expertise, innovative lending solutions, and a personalized approach to each client's unique financial situation. With a mission to build communities and foster financial well-being, Guild Mortgage empowers borrowers through education, transparency, and a seamless lending experience. Their team of experienced professionals is committed to providing exceptional support from application to closing and beyond, ensuring a smooth and successful journey to homeownership.Industry ExpertiseGuild Mortgage is recognized for its extensive experience and commitment to excellence in the mortgage industry. The company consistently receives high ratings and positive reviews, reflecting its dedication to customer satisfaction and reliable service. They have been honored with numerous awards, including recognition as a top mortgage lender, highlighting their consistent performance and industry leadership. Guild Mortgage actively participates in industry associations and adheres to the highest ethical standards, ensuring compliance and trustworthiness. Their commitment to quality is further evidenced by their robust training programs and continuous improvement initiatives, all aimed at providing borrowers with the best possible lending experience and financial guidance.Guild Mortgage OffersGuild Mortgage provides a wide array of mortgage solutions tailored to diverse borrower needs. This includes options for first-time homebuyers, those looking to refinance, and individuals seeking specialized loan programs such as FHA, VA, and USDA loans. They offer competitive rates on fixed-rate and adjustable-rate mortgages, along with tools like mortgage calculators and pre-approval services to help clients understand their options. Guild Mortgage also supports borrowers with down payment assistance programs and resources for purchasing in high-cost areas or relocating. Their services are designed to simplify the home financing process, offering guidance on everything from understanding mortgage rates to navigating the complexities of loan applications, ensuring clients find the right loan to fit their life.Unique AdvantagesGuild Mortgage distinguishes itself through its strong focus on customer education and support, offering personalized guidance throughout the mortgage process. They are consistently recognized with top industry awards and high customer satisfaction ratings, underscoring their commitment to service excellence. The company provides a comprehensive suite of digital tools and resources, including intuitive calculators and a mobile app, to enhance the borrower experience. Furthermore, Guild Mortgage actively engages in community initiatives and corporate social responsibility, demonstrating a commitment beyond just lending.
About Northeast Ohio HeatingNortheast Ohio Heating & Air Conditioning is a professional HVAC service provider with over 38 years of experience. They specialize in the sales, service, and installation of all makes and major brands of heating and air-conditioning systems. The company aims to provide effective and economical solutions to heating and cooling problems, helping customers save money by… more...
About Northeast Ohio HeatingNortheast Ohio Heating & Air Conditioning is a professional HVAC service provider with over 38 years of experience. They specialize in the sales, service, and installation of all makes and major brands of heating and air-conditioning systems. The company aims to provide effective and economical solutions to heating and cooling problems, helping customers save money by addressing issues before they worsen. They offer free estimates on new and replacement furnaces and air-conditioning units, along with free consultations. Discounts are also available through GoldClipper and JB Dollar.Credentials & ExperienceWith over 38 years in the HVAC industry, Northeast Ohio Heating & Air Conditioning brings extensive experience to its services. While specific certifications, licenses, or awards are not detailed, their long-standing presence in the market suggests a strong track record and customer trust. They emphasize providing expert sales, service, and installation, indicating a high level of technical proficiency and reliability in addressing customer needs for heating and cooling systems.Services OfferedNortheast Ohio Heating & Air Conditioning provides comprehensive HVAC services, including sales, expert service, and installation for all makes and major brands of heating and air-conditioning systems. They offer free estimates for new and replacement furnaces and air-conditioning units, as well as free consultations to help customers make informed decisions. Their expertise covers a wide range of HVAC needs, ensuring that customers receive effective and economical solutions for their comfort systems.Unique AdvantagesNortheast Ohio Heating & Air Conditioning stands out with over 38 years of experience in the HVAC industry. They offer free estimates on new and replacement systems and provide free consultations. The company also highlights available discounts through GoldClipper and JB Dollar, adding value for their customers.
CX Mortgage specializes in guiding real estate investors and first-time homebuyers through the mortgage process with a tech-forward, transparent approach. The team offers a wide range of loan options and is known for clear communication and responsiveness. Some clients note the process can take time, but many appreciate the thorough, patient support.
Lenders made 6,482 home-purchase loans in Summit County in 2025 (average about $231,000) and denied 570 — 8% of decided applications, compared with 11% across Ohio, according to federal mortgage data (HMDA, CFPB). In Akron, the median home is worth $122,000 and 61% of owners have a mortgage, paying a median $1,141 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Summit County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Tim Bullock Ohio Mortgage Lender with Union Home Mortgage | 5.0 | 371 | $200 | (330) 990-5749 | Visit |
| 2 | LTD Mortgage | 4.9 | 47 | Quoted per loan | (330) 703-4329 | Visit |
| 3 | Nations Lending - Akron, OH Branch - NMLS: 2719027 | 5.0 | 32 | — | (330) 946-4828 | Visit |
| 4 | Darrin Semick - Union Home Mortgage - NMLS 1280466 | 5.0 | 29 | Quoted per loan | (330) 524-7497 | Visit |
| 5 | Tori McKimm - McKimm Mortgage Team - NMLS 1426394 - Union Home Mortgage | 5.0 | 22 | — | (330) 806-4585 | Visit |
| 6 | Ryan Bowman Loan Officer, NMLS #2581292 | 5.0 | 16 | Quoted per loan | (330) 703-2304 | Visit |
| 7 | Guild Mortgage - Donna Withee | 5.0 | 14 | — | (330) 730-5174 | Visit |
| 8 | Mortgage Refinance Akron OH - Home Refinance Ohio - Refi Home Loan Mortgage Lenders | 5.0 | 4 | — | (330) 355-3007 | Visit |
| 9 | David McIntyre - Cx Mortgage | 5.0 | 2 | — | (330) 360-4183 | Visit |
| 10 | Akron Mortgage & Refinance Co | 5.0 | 1 | — | (330) 863-8555 | — |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.