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  1. United States
  2. Best Mortgage Brokers
  3. Mortgage Brokers in Ohio
  4. Cincinnati

Best Mortgage Brokers in Cincinnati

10 in Cincinnati · 1 nearby
Cincinnati Mortgage Brokers stats: Key insights from this page’s listings Updated
Businesses listed
10 +1 nearby
Average rating
4.9 1678 reviews
Typical service price
$400 – $800 Median of 1 priced service
Most-offered services
Mortgage ServicesHome Loan ServicesTitle ServicesHome LoansRefinance
What customers praise
recommend×22highly recommend×15huge difference×2on time×2
Also serving Cincinnati
Toledo1 · 21 km
Mortgage brokerCincinnati, OH

1

Union Home Mortgage - Mount Adams

Union Home Mortgage - Mount Adams focuses on providing a supportive and personal mortgage experience that helps ease the stress of home financing. The team offers a range of mortgage services with a responsive approach that customers appreciate for its speed and professionalism. Some clients note a strong sense of being treated like family throughout the process.

View Profile
(513) 592-3838
Closed Now
1111 St Gregory St 6th floor, Cincinnati, OH 45202
2

PrimeLending, A PlainsCapital Company - Cincinnati

Known for guiding first-time homebuyers through the loan process with clear explanations and steady support, PrimeLending, A PlainsCapital Company offers mortgage brokering services tailored to individual needs. Customers appreciate the team’s patience and communication, though the process can feel complex at times. Their connections with local title and insurance providers also help streamline… more...

Known for guiding first-time homebuyers through the loan process with clear explanations and steady support, PrimeLending, A PlainsCapital Company offers mortgage brokering services tailored to individual needs. Customers appreciate the team’s patience and communication, though the process can feel complex at times. Their connections with local title and insurance providers also help streamline closing.

Services & Prices
First-Time Homebuyer Loans Quoted per loan
Conventional Loans Quoted per loan
FHA Loans Quoted per loan
Title Searches $100 - $200
View Profile
(513) 698-8001
Closed Now
8044 Montgomery Rd Ste 700 Room 711, Cincinnati, OH 45236
General Services
Home Loan Services
3

Union Home Mortgage - Cincinnati

Union Home Mortgage in Cincinnati offers mortgage services backed by over 25 years of experience, with a focus on clear communication and reliability. The team assists with home loans and refinancing, keeping clients and agents informed throughout the process. Some customers note occasional delays in weekend support and billing issues.

View Profile
(513) 985-3000
Closed Now
7631 Cheviot Rd #2a, Cincinnati, OH 45247
4

Vincent DeRisi Home Loans - Union Home Mortgage

Known for a customer-focused approach and flexible communication, Vincent DeRisi Home Loans at Union Home Mortgage helps borrowers navigate a variety of loan options, including conventional, FHA, VA, and USDA programs. Clients appreciate the team’s accessibility and support throughout the mortgage process, though some note the need for patience during paperwork submission.

Services & Prices
Mortgage Loan Application Quoted per loan
Loan Closing Assistance Quoted per loan
First-Time Home Buyer Assistance Quoted per loan
View Profile
(646) 261-4102
Closed Now
1111 St Gregory St, Cincinnati, OH 45202
General Services
Mortgage Services
5

Superior Mortgage Services, Inc

Known for competitive rates and a fast, straightforward loan process, Superior Mortgage Services offers help with home purchases, refinancing, and various loan programs. Clients appreciate the team’s clear communication and responsiveness, noting a smooth experience even when navigating complex mortgage details.

Services & Prices
Home Loan Quoted per loan
Mortgage Refinancing Quoted per loan
Home Appraisal Quoted per loan
View Profile
(513) 474-0899
Closed Now
2126 Evanor Ln, Cincinnati, OH 45244
General Services
Mortgage Services
Mortgage Affordability Calculator – CincinnatiSee how much house you can afford in Cincinnati in 30 seconds, then get pre-approved by a top-rated local mortgage broker. Check what I can afford →
Where they are 11 on the map Click a pin for the profile and directions
6

Zipfel Capital

With two decades of experience and a focus on protecting clients beyond just closing loans, Zipfel Capital offers residential and commercial mortgage solutions tailored to diverse needs. The team is known for clear communication and steady guidance, helping borrowers navigate complex financing smoothly, though some clients note the process can involve multiple steps.

Services & Prices
Conventional Loans Quoted per loan
FHA Loans Quoted per loan
VA Loans Quoted per loan
Rate and Term Refinance Quoted per loan
View Profile
(513) 321-0111
Closed Now
2753 Observatory Ave, Cincinnati, OH 45208
General Services
Home Loans
7

Justin Allen - Union Home Mortgage

Known for personalized service and local expertise in Cincinnati, Justin Allen - Union Home Mortgage offers a full range of home financing options, including conventional, FHA, VA, and construction loans. Clients appreciate the clear communication, helpful resources for first-time buyers, and smooth, timely closings, though occasional challenges arise in complex transactions.

Services & Prices
Mortgage Pre-Approval Quoted per loan
View Profile
(614) 597-4629
Open 00:00 - 23:59
1111 St Gregory St 6th floor, Cincinnati, OH 45202
General Services
Mortgage Services
8

David Behymer - Union Home Mortgage

Known for clear communication and reliable availability, David Behymer - Union Home Mortgage helps clients navigate home loan processes with ease. The team offers mortgage brokering services and is appreciated for keeping customers informed and addressing concerns promptly. Some clients note the process can be lengthy, but the support remains consistent throughout.

Services & Prices
Mortgage Pre-Approval Quoted per loan
View Profile
(859) 308-9231
Closed Now
1111 St Gregory St, Cincinnati, OH 45202
General Services
Home Loan Services
9

All Home Mortgages, LLC

With over 45 years of combined experience, All Home Mortgages specializes in a wide range of home loan options including FHA, VA, USDA, and jumbo loans across several states. The team is known for clear communication and responsiveness, helping clients navigate complex situations with patience and detailed explanations.

Services & Prices
Home Buying Assistance Quoted per loan
Refinancing Quoted per loan
View Profile
(513) 470-9939
Closed Now
4240 Airport Rd Ste 101, Cincinnati, OH 45226
General Services
Mortgage Services
10

Ravi Patel - Union Home Mortgage

Known for clear communication and steady guidance, Ravi Patel - Union Home Mortgage helps clients navigate the loan process with confidence. The team offers mortgage brokerage services, explaining each step thoroughly and responding promptly to questions. Customers appreciate their reliability and the ease they bring to what can be a complex experience.

Services & Prices
Conventional Loans Quoted per loan
FHA Loans Quoted per loan
VA Loans Quoted per loan
Rate-and-Term Refinancing Quoted per loan
View Profile
(404) 556-1157
Open 00:00 - 23:59
1111 St Gregory St 6th floor, Cincinnati, OH 45202
General Services
Mortgage Services
11

United Alliance Mortgage, LLC

Serves Cincinnati, OH

Known for clear communication and steady guidance, United Alliance Mortgage, LLC helps clients navigate home financing with regular updates and timely closings. The team assists with rate buy-downs and supports buyers through each step, making the process straightforward and manageable. Some clients note the experience is very personal and attentive.

View Profile
(614) 967-9895
Closed Now
6800 Central Ave B, Toledo, OH 43617

Cincinnati Mortgage Statistics

Home-purchase lending in Hamilton County and home costs in Cincinnati, OH (latest HMDA and Census data)

Lenders made 9,385 home-purchase loans in Hamilton County in 2025 (average about $340,000) and denied 899 — 9% of decided applications, compared with 11% across Ohio, according to federal mortgage data (HMDA, CFPB). In Cincinnati, the median home is worth $230,900 and 66% of owners have a mortgage, paying a median $1,640 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
9,385▲ 4%8,991 in 2024
Denial rate
9%OH 11%
Median home value
$230,900OH $214,800
Monthly cost with a mortgage
$1,640median · OH $1,517
Refinance loans made (Hamilton County, 2025)
5,674 · 4,087 in 2024
Home-improvement loans made (2025)
2,094
Average home-purchase loan
$340,000 (OH $282,000)
Owners with a mortgage
66% · 25% of them spend 30%+ of income on housing
Median household income
$52,909 (OH $71,389)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Hamilton County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Cincinnati Mortgage Brokers stats: 11 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Union Home Mortgage - Mount Adams 4.9 597 — (513) 592-3838 Visit
2 PrimeLending, A PlainsCapital Company - Cincinnati 4.9 216 $100 (513) 698-8001 Visit
3 Union Home Mortgage - Cincinnati 4.8 194 — (513) 985-3000 Visit
4 Vincent DeRisi Home Loans - Union Home Mortgage 5.0 171 Quoted per loan (646) 261-4102 Visit
5 Superior Mortgage Services, Inc 5.0 123 Quoted per loan (513) 474-0899 Visit
6 Zipfel Capital 4.9 108 Quoted per loan (513) 321-0111 Visit
7 Justin Allen - Union Home Mortgage 5.0 98 Quoted per loan (614) 597-4629 Visit
8 David Behymer - Union Home Mortgage 5.0 82 Quoted per loan (859) 308-9231 Visit
9 All Home Mortgages, LLC 4.9 57 Quoted per loan (513) 470-9939 Visit
10 Ravi Patel - Union Home Mortgage 5.0 32 Quoted per loan (404) 556-1157 —
11 United Alliance Mortgage, LLC 5.0 41 — (614) 967-9895 Visit

Frequently asked questions

8 questions
How do I choose the best mortgage broker in Cincinnati?
Consider verified reviews, ratings, review volume, and if the broker claimed their profile. TrustAnalytica ranks using these factors for a transparent, data-driven order.
What does a mortgage broker do?
Mortgage brokers connect borrowers with lenders, helping find the best mortgage terms and rates. They handle paperwork and negotiate on behalf of the borrower.
Are free consultations common with mortgage brokers in Cincinnati?
Yes, many mortgage brokers offer free consultations to discuss your needs and options before committing to a service.
What questions should I ask a mortgage broker before hiring?
Ask about their experience, fees, lender network, and how they determine the best loan options for you. Clarify any terms and conditions.
Do I need a mortgage broker to buy a home in Ohio?
While not mandatory, a mortgage broker can simplify the process by finding competitive rates and handling negotiations.
How long does the mortgage process take with a broker?
The mortgage process typically takes 30-45 days, but this can vary based on the complexity of the loan and responsiveness of the parties involved.
How do mortgage broker fees work in Cincinnati?
Mortgage brokers usually earn a commission from the lender, typically around 1-2% of the loan amount. Discuss fee structures upfront.
What services do mortgage brokers in Cincinnati provide?
They offer loan comparisons, rate negotiations, application assistance, and advice on mortgage products suitable for your financial situation.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 mortgage broker list assembly and recognition by TrustAnalytica for Cincinnati is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing mortgage broker companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 mortgage broker category.

The Process

1

Business Verification

Verified mortgage broker listings in Cincinnati are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive mortgage broker profiles offer vital details for informed decisions in Cincinnati.

3

Reviews And Ratings

Real-time customer ratings guide our mortgage broker rankings in Cincinnati, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top mortgage broker providers in Cincinnati.

5

AI Search Visibility

Every mortgage broker listing in Cincinnati is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.