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Review Keywords Analysis

  1. United States
  2. Best Disability Lawyers
  3. Disability Lawyers in Ohio
  4. Cleveland
  5. LTD Settlement Calculator
1 · Your claim
2 · Your benefit
3 · Timeline
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Long-Term Disability Settlement Calculator Cleveland, OH

Denied, cut off or offered a buyout? Estimate your back pay, future benefits and a typical lump-sum settlement. Free, instant, no sign-up.

Updated · lawyer rankings recalculated

Deadlines and discount rates are for this state.

General estimate only, not legal or tax advice. No attorney–client relationship is created.

Top-rated disability lawyers in Cleveland

Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →

1

Smith Godios Sorensen Inc.

Smith Godios Sorensen Inc. focuses on Social Security Disability, Supplemental Security Income, and Veteran’s disability claims for residents across Northeast Ohio. The team offers free consultations and works on a no-fee-unless-you-win basis, guiding clients through complex claims with patience and thoroughness. Some clients note the process can be lengthy, but appreciate the firm’s steady… more...

Smith Godios Sorensen Inc. focuses on Social Security Disability, Supplemental Security Income, and Veteran’s disability claims for residents across Northeast Ohio. The team offers free consultations and works on a no-fee-unless-you-win basis, guiding clients through complex claims with patience and thoroughness. Some clients note the process can be lengthy, but appreciate the firm’s steady support throughout.

Services & Prices
Social Security Disability Insurance (SSDI) Representation $0 - $500
Supplemental Security Income (SSI) Representation $0 - $500
Appeals Representation $0 - $500
Administrative Hearing Representation $0 - $1500
View Profile
(330) 762-6474
Closed Now
411 Wolf Ledges Pkwy #400, Akron, OH 44311, USA
General Services
Disability Law Services
2

Nilges Draher LLC

Specializing in disability discrimination law, Nilges Draher LLC assists clients facing unfair treatment or denial of accommodations at work. The team offers clear guidance on legal options and handles cases with promptness and professionalism. Clients appreciate their knowledgeable, caring approach and find them easy to work with throughout the process.

Services & Prices
Employment Discrimination $300 - $500
Wrongful Termination $400 - $700
Filing a Lawsuit $500 - $1000
Mediation Services $300 - $600
View Profile
(216) 230-2955
Open 00:00 - 23:59
700 W St Clair Ave Ste 320,Cleveland, OH 44113
General Services
Employment Law
3

Bentoff & Duber Co., L.P.A.

With over 50 years of experience, Bentoff & Duber Co., L.P.A. focuses on helping clients with serious injuries and disability claims, including workers' compensation and social security benefits. The team is known for persistent advocacy and arranging medical care, though some clients note less attention if cases don’t go their way.

Services & Prices
Slip and Fall Claims No Win, No Fee
Premises Liability Cases No Win, No Fee
Property Owner Negligence No Win, No Fee
Workers' Compensation No Win, No Fee
View Profile
(216) 861-1234
Closed Now
55 Public Square Suite 1680, Cleveland, OH 44113, USA
General Services
Slip and Fall & Premises Liability
4

Vecchio & Vegh, LLC

Vecchio & Vegh, LLC focuses on Social Security Disability claims alongside personal injury and other legal matters, drawing on over 60 years of combined experience. The team handles complex cases like medical malpractice and wrongful death, with clients appreciating their personalized, caring approach and thorough support throughout the legal process.

Services & Prices
Representation in Court $1000 - $5000
Settlement Negotiation $500 - $3000
Court Representation $1500 - $3500
View Profile
(216) 566-1424
Closed Now
526 Superior Ave East, #220, Cleveland, OH 44114, USA
General Services
Personal Injury Law
5

Ehrenreich And Associates

Leonard Ehrenreich was a 1973 graduate of Case Western Reserve University School of Law and took the role of Assistant Director of Law at the City of Cleveland. With several Directors of Law in Cleveland, including Voinovich, Kucinich, Perk, and Kucinich, he worked on many major cases. He was also an appellate judge in several Courts of Appeals and won every case. His expertise is well-known and… more...

Leonard Ehrenreich was a 1973 graduate of Case Western Reserve University School of Law and took the role of Assistant Director of Law at the City of Cleveland. With several Directors of Law in Cleveland, including Voinovich, Kucinich, Perk, and Kucinich, he worked on many major cases. He was also an appellate judge in several Courts of Appeals and won every case. His expertise is well-known and Mr. Ehrenreich has represented clients throughout the United States as well as abroad. He is admitted to the Federal and State courts of Ohio, along with the Supreme Court of the United States. Ehrenreich is also an active member of the Ohio Bar Association as well as the Cleveland Bar Association. Are you having difficulty getting your Social Security Disability? Turn to Ehrenreich & Associates. Individuals who are denied Social Security benefits can turn to Ehrenreich & Associates. Our team has years of experience in handling Social Security cases and claims. Our clients are our partners in building a solid case. Ehrenreich & Associates can help you learn more about Social Security benefits. To discuss any legal issues, give us a call at (216-861-1070).

View Profile
(216) 406-5104
Closed Now
EHRENREICH AND ASSOCIATES, 526 Superior Ave, Cleveland, OH 44114, USA
Where they are 6 on the map Click a pin for the profile and directions
6

Kordic & Braun

Serves Cleveland, OH

Specializing exclusively in Social Security Disability claims, Kordic & Braun offers 24/7 support and personalized attention throughout Ohio and beyond. The team handles appeals and initial applications, with clients noting helpful communication and thorough explanations, though some mention delays typical of federal processes and occasional concerns about responsiveness.

Services & Prices
Social Security Disability Claim Filing $300 - $500
Social Security Appeals $500 - $800
View Profile
(216) 621-6684
Closed Now
1267 W 9th St Suite 350, Cleveland, OH 44113, USA
General Services
Social Security Legal Services

Latest reviews of Cleveland Disability Lawyers

Written on TrustAnalytica by clients of the businesses in this list
  • Randiriel

    NEVER CONTACT THESE CROOKS!!! If you decide you no longer want their services, they will steal a quarter of your back pay anyway, and be incredibly rude to you in the process! AVOID AT ALL COSTS!!!!!

  • Tanya

    Chris Godios is a great disability lawyer, I highly recommend him, Thank You for helping me.

Cleveland Disability Lawyers stats: 6 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Smith Godios Sorensen Inc. 4.7 69 $500 (330) 762-6474 Visit
2 Nilges Draher LLC 5.0 25 $300 (216) 230-2955 Visit
3 Bentoff & Duber Co., L.P.A. 4.3 11 No Win, No Fee (216) 861-1234 Visit
4 Vecchio & Vegh, LLC 5.0 5 $500 (216) 566-1424 Visit
5 Ehrenreich And Associates 5.0 1 — (216) 406-5104 Visit
6 Kordic & Braun 3.3 20 $300 (216) 621-6684 Visit

How this Cleveland long-term disability calculator works

This calculator adds two numbers. Back pay is the monthly benefit your policy should have paid (after any SSDI offset) multiplied by the months it has been unpaid. Future benefits are the same monthly amount until benefits normally end at age 65, converted to today's value with a discount rate. Insurers rarely pay the full future value in a lump sum, so the estimate also shows the range buyouts typically land in, which depends on whether you are still being paid, were cut off, or were denied from the start.

Ohio rules this calculator applies

Deadline to act
For an ERISA employer plan, file your internal appeal within 180 days of the denial letter; you cannot sue until it is decided.
Discount rate
Future benefits are discounted at 3%, a common buyout assumption.
Typical buyout range
Published lump-sum settlements land at about 50–75% of the present value of future benefits when the claim is being paid, 40–70% after benefits are cut off, and 30–60% when the claim was denied from the start. Back pay is added on top.
SSDI offset
Most employer plans reduce your LTD benefit by any Social Security Disability (SSDI) you receive (about $1,630 a month on average in 2026).
Tax
If your employer paid the premiums, or you paid them with pre-tax dollars, LTD benefits and settlements are taxable income. If you paid with after-tax money, they are generally not. Get tax advice before you sign.
ERISA plans
Most employer plans are governed by ERISA: you must file an internal appeal within 180 days of the denial before you can sue, the insurer usually has 45 days (plus one 45-day extension) to decide, and the case is then heard by a judge on the written record. ERISA allows back benefits, reinstatement and attorney fees, but no jury and no punitive or emotional-distress damages. Individual, government and church plans fall outside ERISA, so state law applies: you can usually sue in state court, and bad-faith damages may be available.

General information about Ohio disability insurance law, not legal or tax advice. The estimate is not a guarantee: your policy wording, medical evidence, offsets and the insurer's position all change the answer. A disability lawyer can tell you how these rules apply to you.