Best Private Mortgage Lenders in Columbus
- Businesses listed
- 3
- Typical service price
- $0 – $50 Median of 1 priced service
- Most-offered services
- Mortgage ServicesRefinancingLoansBankingHome Loans
- What customers praise
- recommend×42highly recommend×17very helpful×9recommended×8
Liberty Capital Services LLC
Liberty Capital Services LLC specializes in providing personalized mortgage consulting with a focus on treating all homebuyers like private bank clients. For more than 20 years, the team has helped buyers and refinancers navigate loan options with clear communication and responsiveness. Customers appreciate their thoroughness and fast, friendly service throughout the process.
CME Federal Credit Union
Founded to serve Columbus firefighters and police, CME Federal Credit Union now welcomes all Central Ohio residents with a range of financial services, including mortgage refinancing and auto loans. Members appreciate the helpful, friendly team and straightforward loan processes, though some note occasional delays with safe deposit access.
Third Federal Savings & Loan
Third Federal Savings & Loan is known for its personal approach to conventional home loans, with a long history rooted in the Cleveland area. The team offers mortgage services nationwide and is often described as friendly and patient, though some customers note occasional delays and organizational issues.
Columbus Mortgage Statistics
Home-purchase lending in Franklin County and home costs in Columbus, OH (latest HMDA and Census data)Lenders made 14,290 home-purchase loans in Franklin County in 2025 (average about $383,000) and denied 1,370 — 9% of decided applications, compared with 11% across Ohio, according to federal mortgage data (HMDA, CFPB). In Columbus, the median home is worth $252,900 and 69% of owners have a mortgage, paying a median $1,599 a month (Census ACS 2020–2024).
- Home-purchase loans, 2025
- 14,290▼ 2%14,599 in 2024
- Denial rate
- 9%OH 11%
- Median home value
- $252,900OH $214,800
- Monthly cost with a mortgage
- $1,599median · OH $1,517
- Refinance loans made (Franklin County, 2025)
- 9,182 · 6,821 in 2024
- Home-improvement loans made (2025)
- 3,088
- Average home-purchase loan
- $383,000 (OH $282,000)
- Owners with a mortgage
- 69% · 24% of them spend 30%+ of income on housing
- Median household income
- $66,082 (OH $71,389)
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Franklin County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
Frequently asked questions
9 questionsHow do I choose the best private mortgage lender in Columbus?
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General information, not financial advice — consult a qualified professional.
Our Methodology
Best 10 private mortgage lenders list assembly and recognition by TrustAnalytica for Columbus is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.
We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).
Rankings are frequently updated to reflect the latest reviews from trusted sources.
Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.
TrustAnalytica's procedure for listing private mortgage lenders companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 private mortgage lenders category.
The Process
Business Verification
Verified private mortgage lenders listings in Columbus are based on robust online activity and Google reviews, ensuring credibility.
Business Details
Comprehensive private mortgage lenders profiles offer vital details for informed decisions in Columbus.
Reviews And Ratings
Real-time customer ratings guide our private mortgage lenders rankings in Columbus, reflecting genuine reputation.
SEO And Keywords
Our SEO strategy elevates the visibility of top private mortgage lenders providers in Columbus.
AI Search Visibility
Every private mortgage lenders listing in Columbus is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.