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Review Keywords Analysis

  1. United States
  2. Best Disability Lawyers
  3. Disability Lawyers in Ohio
  4. Columbus
  5. LTD Settlement Calculator
1 · Your claim
2 · Your benefit
3 · Timeline
4 · Your estimate
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Long-Term Disability Settlement Calculator Columbus, OH

Denied, cut off or offered a buyout? Estimate your back pay, future benefits and a typical lump-sum settlement. Free, instant, no sign-up.

Updated · lawyer rankings recalculated

Deadlines and discount rates are for this state.

General estimate only, not legal or tax advice. No attorney–client relationship is created.

Top-rated disability lawyers in Columbus

Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →

1

Hoglund Law

Hoglund Law specializes in Social Security disability cases across Minnesota, Wisconsin, and Missouri, guiding clients through complex legal processes. The team also assists with bankruptcy matters, offering clear explanations and patient support throughout. Clients appreciate their professionalism and timely communication, though some note occasional delays with paralegal responses.

Services & Prices
Chapter 7 Filing $500 - $1000
Chapter 13 Filing $300 - $800
Initial Application Assistance $200 - $400
Appeal Assistance $300 - $600
View Profile
Closed Now
601 S High St #104, Columbus, OH 43215, USA
General Services
Bankruptcy
2

Agee Clymer Mitchell & Portman

Specializing in workers' compensation and disability claims, Agee Clymer Mitchell & Portman assists clients with long-term and short-term disability, personal injury, and Social Security Disability cases. The team is known for clear communication and thorough support throughout complex cases, though some clients note the process can take time.

Services & Prices
Workplace Injury Claims No Win, No Fee
Workers' Comp Benefit Claims No Win, No Fee
Denied Claim Appeals No Win, No Fee
Negotiation with Insurance No Win, No Fee
View Profile
(614) 221-3318
Closed Now
140 E Town St #1100, Columbus, OH 43215, USA
General Services
Workers' Compensation Claims
3

Philip J. Fulton Law Office

Philip J. Fulton Law Office focuses on Social Security Disability and Workers Compensation claims, handling cases with experience and attention to detail. Clients appreciate the firm’s thorough support and responsiveness, though some note occasional slow communication. The team manages most aspects of the process, helping ease the burden on those they represent.

Services & Prices
Workplace Injury Claims No Win, No Fee
Workers' Comp Benefit Claims No Win, No Fee
Denied Claim Appeals No Win, No Fee
Insurance Claim Handling No Win, No Fee
View Profile
(614) 528-4150
Closed Now
89 E Nationwide Blvd Suite 300, Columbus, OH 43215, USA
General Services
Workers' Compensation Claims
4

Cutter Hall Karlock LLC

Cutter Hall Karlock LLC specializes exclusively in Social Security disability claims and appeals, guiding clients through often complex and stressful processes. The team handles everything from initial applications to hearings, with clients appreciating their clear communication, thorough preparation, and steady support throughout long cases. Some note the wait times involved, reflecting the… more...

Cutter Hall Karlock LLC specializes exclusively in Social Security disability claims and appeals, guiding clients through often complex and stressful processes. The team handles everything from initial applications to hearings, with clients appreciating their clear communication, thorough preparation, and steady support throughout long cases. Some note the wait times involved, reflecting the nature of the system rather than the firm.

Services & Prices
SSDI Claim Assistance $2000 - $6000
Hearing Preparation $500 - $1500
Reconsideration Appeal $0 - $500
Administrative Law Judge Hearing $1000 - $3000
View Profile
(614) 221-1400
Closed Now
85 E Gay St Ste 1005, Columbus, OH 43215, USA
General Services
Social Security Disability Representation
5

John T. Nicholson Disability Lawyer

Specializing in Social Security Disability and Supplemental Security Income claims, this firm supports clients through the often complex application and appeal process. The team handles paperwork and communications, keeping clients informed and responding patiently to questions. Some clients note frequent calls are needed to get updates, but appreciate the respectful and compassionate approach.

Services & Prices
SSDI Application Assistance $250 - $500
Disability Appeals Representation $1000 - $3000
Hearing Representation $1500 - $4000
Filing Claims $200 - $400
View Profile
(614) 384-5800
Closed Now
1041 Dublin Rd #103, Columbus, OH 43215, USA
General Services
Disability Law Services
Where they are 9 on the map Click a pin for the profile and directions
6

Jones Law Group, LLC

Jones Law Group focuses on Social Security disability and related claims, combining personalized attention with a broad range of legal services. The team handles cases involving workers’ compensation, personal injury, and professional license defense, though some clients note delays and communication challenges during the process.

Services & Prices
Social Security Disability Application $500 - $1000
Social Security Disability Appeals $1000 - $3000
Hearing Representation $2000 - $4000
Claim Filing Assistance $300 - $600
View Profile
(614) 545-9998
Closed Now
513 E Rich St, Columbus, OH 43215, USA
General Services
Social Security Disability
7

Manring & Farrell

Manring & Farrell specializes in Social Security and Veterans Compensation cases, guiding clients through the benefits process since 1991. The team is known for keeping clients informed and showing kindness throughout often complex cases, though some have noted occasional delays in returning calls. Their experience with disability claims is a key part of their approach.

Services & Prices
SSI Representation $1000 - $3000
SSDI Representation $1000 - $3000
VA Disability Claims $1000 - $4000
Filing Appeals $300 - $600
View Profile
(614) 678-7199
Closed Now
167 N High St, Columbus, OH 43215, USA
General Services
Disability Law Services
8

Zamora & Hogan Co., L.P.A.

Specializing in Ohio workers' compensation and disability claims, Zamora & Hogan Co., L.P.A. assists injured employees and their families throughout the claims and appeals process. Clients appreciate the team’s thorough communication and knowledgeable handling, though a few have noted occasional frustrations with timing during their cases.

Services & Prices
Workplace Injury Claims No Win, No Fee
Workers' Comp Benefit Claims No Win, No Fee
Denied Claim Appeals No Win, No Fee
Settlement Negotiation No Win, No Fee
View Profile
(614) 221-1300
Closed Now
447 E Mound St, Columbus, OH 43215, USA
General Services
Workers' Compensation Claims
9

Margolius, Margolius & Associates

Margolius, Margolius & Associates focuses on Social Security Disability claims, serving clients across Ohio and nearby states with a team of experienced attorneys and dedicated staff. They handle appeals and initial claims using advanced tools, and clients often appreciate their professionalism and thoroughness, though some note delays in communication.

View Profile
(614) 985-1330
Closed Now
Mettler Toledo, 1900 Polaris Pkwy suite 450-029, Columbus, OH 43240, USA
Columbus Disability Lawyers stats: 9 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Hoglund Law 4.8 100 $200 — Visit
2 Agee Clymer Mitchell & Portman 4.6 78 $100 (614) 221-3318 Visit
3 Philip J. Fulton Law Office 4.3 66 $200 (614) 528-4150 Visit
4 Cutter Hall Karlock LLC 4.6 61 $100 (614) 221-1400 Visit
5 John T. Nicholson Disability Lawyer 4.8 50 $75 (614) 384-5800 Visit
6 Jones Law Group, LLC 3.6 57 $200 (614) 545-9998 Visit
7 Manring & Farrell 3.9 40 $300 (614) 678-7199 Visit
8 Zamora & Hogan Co., L.P.A. 4.8 27 $200 (614) 221-1300 Visit
9 Margolius, Margolius & Associates 4.2 6 — (614) 985-1330 Visit

How this Columbus long-term disability calculator works

This calculator adds two numbers. Back pay is the monthly benefit your policy should have paid (after any SSDI offset) multiplied by the months it has been unpaid. Future benefits are the same monthly amount until benefits normally end at age 65, converted to today's value with a discount rate. Insurers rarely pay the full future value in a lump sum, so the estimate also shows the range buyouts typically land in, which depends on whether you are still being paid, were cut off, or were denied from the start.

Ohio rules this calculator applies

Deadline to act
For an ERISA employer plan, file your internal appeal within 180 days of the denial letter; you cannot sue until it is decided.
Discount rate
Future benefits are discounted at 3%, a common buyout assumption.
Typical buyout range
Published lump-sum settlements land at about 50–75% of the present value of future benefits when the claim is being paid, 40–70% after benefits are cut off, and 30–60% when the claim was denied from the start. Back pay is added on top.
SSDI offset
Most employer plans reduce your LTD benefit by any Social Security Disability (SSDI) you receive (about $1,630 a month on average in 2026).
Tax
If your employer paid the premiums, or you paid them with pre-tax dollars, LTD benefits and settlements are taxable income. If you paid with after-tax money, they are generally not. Get tax advice before you sign.
ERISA plans
Most employer plans are governed by ERISA: you must file an internal appeal within 180 days of the denial before you can sue, the insurer usually has 45 days (plus one 45-day extension) to decide, and the case is then heard by a judge on the written record. ERISA allows back benefits, reinstatement and attorney fees, but no jury and no punitive or emotional-distress damages. Individual, government and church plans fall outside ERISA, so state law applies: you can usually sue in state court, and bad-faith damages may be available.

General information about Ohio disability insurance law, not legal or tax advice. The estimate is not a guarantee: your policy wording, medical evidence, offsets and the insurer's position all change the answer. A disability lawyer can tell you how these rules apply to you.