How much house can you afford in Oklahoma City? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
|---|
Brett Baldwin Mortgage Team - Revolution Mortgage OKCVerified
5.0 · 229 reviews · Free pre-approval
Get pre-approved →
SWBC Mortgage Oklahoma City
5.0 · 581 reviews · Free pre-approval
Get pre-approved →
Gordon Chandler - Mortgage Loan Officer
5.0 · 170 reviews · Free pre-approval
Get pre-approved →
An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Known for a streamlined application process often completed in under five minutes, the Brett Baldwin Mortgage Team at Revolution Mortgage offers personalized mortgage solutions including purchase, refinance, and specialty loans. Clients appreciate the team’s clear communication and thorough support throughout each step, making the home-buying experience easier to navigate.
Known for attentive communication and personalized service, SWBC Mortgage Oklahoma City helps clients navigate home loans with ease. The team offers mortgage brokerage services focused on securing competitive rates and smoothing the approval process. Customers appreciate their responsiveness and support throughout, though some note the process can still feel complex at times.
Known for clear and consistent communication, this team keeps clients informed throughout the mortgage process. They assist with loan applications and work closely with buyers and agents to meet tight deadlines. Customers appreciate their responsiveness and patience, especially during complex or time-sensitive transactions.
Fox Mortgage focuses on guiding first-time homebuyers through a smooth and straightforward mortgage process. The team assists with mortgage lending and insurance options, aiming to make each step clear and manageable. Customers appreciate their knowledgeable, personable approach and the ease they bring to what can be a complex experience.
Am Oak Mortgage Solutions focuses exclusively on the Oklahoma market, offering a variety of mortgage products including VA, FHA, Jumbo, and Investor Loans. Clients appreciate the team’s clear communication and personalized guidance, though some note the process can take time as they carefully explore options to fit each borrower’s needs.
Known for combining a personal touch with advanced technology, Local Lending Oklahoma helps clients across the Oklahoma City region navigate home loans with ease. They offer a wide range of mortgage options, including purchase loans, refinancing, and specialized products for investors. Customers appreciate the team’s clear communication and steady support throughout the process.
NexGen Home Loans Inc specializes in handling both standard and complex mortgage situations with clear communication and personalized guidance. The team assists with home buying and refinancing, often helping clients navigate challenges like appraisal issues. Customers appreciate their responsiveness and the straightforward process they provide.
Mosaic Mortgage operates as an independent broker, giving clients access to multiple lenders to find competitive home loan options in the Oklahoma City area. They specialize in programs for first-time buyers, veterans, and renovation projects, with a straightforward process that many clients find professional and easy to navigate. Some note the pace can be quick, but the team’s clear… more...
Mosaic Mortgage operates as an independent broker, giving clients access to multiple lenders to find competitive home loan options in the Oklahoma City area. They specialize in programs for first-time buyers, veterans, and renovation projects, with a straightforward process that many clients find professional and easy to navigate. Some note the pace can be quick, but the team’s clear communication helps keep budgeting on track.
American Premier Mortgage works with a broad network of over 25 wholesale lenders to offer competitive rates and flexible loan options. They provide personalized mortgage services including home purchases, refinancing, and specialized loans like FHA and VA, with a focus on clear communication and fast processing. Customers appreciate their attentive support, though some find the process can still… more...
American Premier Mortgage works with a broad network of over 25 wholesale lenders to offer competitive rates and flexible loan options. They provide personalized mortgage services including home purchases, refinancing, and specialized loans like FHA and VA, with a focus on clear communication and fast processing. Customers appreciate their attentive support, though some find the process can still feel complex.
BlackRock Mortgage Company is known for its attentive support, especially for first-time homebuyers navigating the process. The team helps clients explore loan options, secure competitive rates, and stays communicative throughout each step. Customers appreciate their professionalism and timely guidance, though some note initial contact may come after other lenders.
Lenders made 9,783 home-purchase loans in Oklahoma County in 2025 (average about $290,000) and denied 1,275 — 12% of decided applications, compared with 18% across Oklahoma, according to federal mortgage data (HMDA, CFPB). In Oklahoma City, the median home is worth $231,300 and 61% of owners have a mortgage, paying a median $1,703 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Oklahoma County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Brett Baldwin Mortgage Team - Revolution Mortgage OKC | 5.0 | 229 | Quoted per loan | (405) 925-0005 | Visit |
| 2 | SWBC Mortgage Oklahoma City | 5.0 | 581 | Quoted per loan | (405) 229-1559 | Visit |
| 3 | Gordon Chandler - Mortgage Loan Officer | 5.0 | 170 | Quoted per loan | (512) 797-1341 | Visit |
| 4 | Fox Mortgage | 5.0 | 143 | — | (405) 358-4916 | Visit |
| 5 | Am Oak LLC | Mortgage Solutions | 5.0 | 108 | Quoted per loan | (405) 888-8020 | Visit |
| 6 | Local Lending Oklahoma | 5.0 | 104 | — | (405) 266-2267 | Visit |
| 7 | NexGen Home Loans Inc | 5.0 | 103 | Quoted per loan | (405) 724-4466 | Visit |
| 8 | Mosaic Mortgage | 5.0 | 48 | — | (405) 215-9451 | Visit |
| 9 | American Premier Mortgage | 5.0 | 25 | Quoted per loan | (800) 406-8595 | Visit |
| 10 | BlackRock Mortgage Company | 5.0 | 11 | — | (405) 849-6487 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.