How much house can you afford in Charleston? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
|---|
Tabor Mortgage Group
4.9 · 949 reviews · Free pre-approval
Get pre-approved →
Princeton Mortgage
5.0 · 198 reviews · Free pre-approval
Get pre-approved →
Coastlend Mortgage
5.0 · 193 reviews · Free pre-approval
Get pre-approved →
An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Tabor Mortgage Group helps clients navigate the mortgage process with clear communication and regular updates, using technology to simplify document handling. Their team assists with home purchase financing and works to resolve any issues that arise, earning praise for responsiveness and support throughout the loan process.
Known for clear communication throughout the loan process, Princeton Mortgage guides clients from application to closing with attentive updates and support. The team handles conventional and self-employed borrower loans, often closing on tight timelines. Customers appreciate their professionalism and responsiveness, though some note the fast pace can feel intense.
Coastlend Mortgage specializes in guiding first-time homebuyers through the lending process with clear communication and quick pre-approval letters. The team offers detailed fee breakdowns and works efficiently to secure competitive rates. Customers appreciate their responsiveness and straightforward approach, making mortgage transactions feel manageable.
Mission One Mortgage specializes in guiding homebuyers and homeowners through a variety of loan options, including VA, FHA, USDA, and Conventional loans. The team offers personalized discovery calls to clarify goals and compares loan estimates to help clients find better terms. Customers appreciate the attentive, responsive approach and clear communication throughout the process.
Known for its team of experienced mortgage consultants, Sweetgrass Capital Group - Sente Mortgage offers a wide range of competitive loan options tailored to individual homebuyers. Clients appreciate the friendly, responsive service and clear communication throughout the often complex mortgage process. Some find the process naturally detailed, but the team’s support helps ease the experience.
Known for guiding clients smoothly through the home loan process, Lennar Mortgage, LLC South Carolina offers mortgage brokerage services focused on clear communication and responsiveness. The team assists with various loan options and works to minimize surprises, though experiences may vary depending on the assigned agent. Customers appreciate their knowledgeable and helpful approach from start… more...
Known for guiding clients smoothly through the home loan process, Lennar Mortgage, LLC South Carolina offers mortgage brokerage services focused on clear communication and responsiveness. The team assists with various loan options and works to minimize surprises, though experiences may vary depending on the assigned agent. Customers appreciate their knowledgeable and helpful approach from start to finish.
Delarosa Financial Inc specializes in personalized mortgage guidance that helps clients understand their loan options clearly. The team offers detailed explanations and stays accessible throughout the home buying process, often coordinating with real estate agents and lenders to keep things moving smoothly. Customers appreciate their patient, responsive approach, especially first-time buyers.
With over 20 years of experience in the Charleston market, the Local Team specializes in guiding first-time buyers, investors, and homeowners through a variety of loan options including FHA, VA, and Jumbo Loans. Clients appreciate their clear communication and patient explanations, though some cases with complications may require extra time to resolve.
Leeward Point Mortgage specializes in VA and FHA loans, offering a range of purchase and refinancing options with an emphasis on quick closings. Serving clients in South Carolina and Michigan, their team is known for clear communication and making the mortgage process straightforward, though some may find the pace brisk compared to larger lenders.
Known for deep industry knowledge and resourcefulness, Gracen Watts - Your Mortgage Lady at Mint Group Mortgage, LLC specializes in guiding clients through home purchases and refinancing with personalized attention. The team is praised for clear communication and persistence in overcoming challenges, ensuring a smooth mortgage process from start to finish.
Lenders made 6,104 home-purchase loans in Charleston County in 2025 (average about $643,000) and denied 858 — 12% of decided applications, compared with 19% across South Carolina, according to federal mortgage data (HMDA, CFPB). In Charleston, the median home is worth $509,700 and 69% of owners have a mortgage, paying a median $2,253 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Charleston County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Tabor Mortgage Group | 4.9 | 949 | Quoted per loan | (843) 408-0856 | Visit |
| 2 | Princeton Mortgage | 5.0 | 198 | Quoted per loan | (609) 737-1000 | Visit |
| 3 | Coastlend Mortgage | 5.0 | 193 | — | (843) 388-5763 | Visit |
| 4 | Mission One Mortgage Home Loans - Debbie Haberny | 5.0 | 188 | Quoted per loan | (843) 822-5685 | Visit |
| 5 | Sweetgrass Capital Group - Sente Mortgage | 4.9 | 180 | Quoted per loan | (843) 277-9304 | Visit |
| 6 | Lennar Mortgage, LLC South Carolina | 4.7 | 165 | — | (843) 852-0656 | Visit |
| 7 | Delarosa Financial Inc | 5.0 | 130 | Quoted per loan | (510) 734-9500 | Visit |
| 8 | The Local Team | 5.0 | 57 | Quoted per loan | (843) 606-6001 | Visit |
| 9 | Leeward Point Mortgage | 4.9 | 55 | Quoted per loan | (843) 203-4578 | Visit |
| 10 | Gracen Watts -Your Mortgage Lady at Mint Group Mortgage, LLC | 5.0 | 47 | Quoted per loan | (843) 906-3954 | — |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.