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Review Keywords Analysis

  1. United States
  2. Best Mortgage Brokers
  3. Mortgage Brokers in South Dakota
  4. Sioux Falls

Best Mortgage Brokers in Sioux Falls

Sioux Falls Mortgage Brokers stats: Key insights from this page’s listings Updated
Businesses listed
3
Average rating
4.9 162 reviews
Owner reviewed
1 of 3 Claimed or managed by the owner
Most-offered services
Mortgage ServicesMortgage FinancingRefinancing
What customers praise
recommend×44highly recommend×29very helpful×7helped me×5
Mortgage brokerSioux Falls, SD

1

Jeff Buum - Reverse Mortgage Specialist | Fairway Heartland

Verified

Certified Reverse Mortgage Specialist Jeff Buum at Fairway Heartland brings over 20 years of local lending experience to help homeowners 62 and older access home equity through reverse mortgages. The team also offers FHA, VA, USDA, conventional, and jumbo loans, with clients appreciating their clear communication and smooth process despite occasional minor delays.

Services & Prices
First-Time Homebuyer Loans, Conventional Loans, Government-Backed Loans)
Rate-and-Term Refinancing, Cash-Out Refinancing, Streamline Refinancing)
View Profile
(605) 321-7303
Open 7:00 AM - 9:00 PM
7615 Kenton Ln S Ste 110
General Services
Mortgage Financing
2

Fairway Independent Mortgage Corporation

Known for clear communication and timely service, Sioux Falls Mortgage offers a wide range of loan options including FHA, VA, conventional, and reverse mortgages. The licensed team provides personalized guidance through home purchases and refinancing, with many clients appreciating their accessibility and support throughout the process.

Services & Prices
Home Purchase Loans Quoted per loan
Refinancing Quoted per loan
Prequalification Quoted per loan
View Profile
(605) 334-0484
Open 8:00 AM - 6:00 PM
111 W 39th St, Sioux Falls, SD 57105, USA
General Services
Mortgage Services
3

Guaranteed Rate - Sioux Falls

Known for its fast, digital mortgage approvals and a variety of loan options, Guaranteed Rate in Sioux Falls serves first-time buyers, investors, and seasoned homeowners. The team offers purchase, refinance, and renovation loans while guiding clients through the process with clear explanations. Some customers note occasional gaps in first-time buyer knowledge but appreciate the overall… more...

Known for its fast, digital mortgage approvals and a variety of loan options, Guaranteed Rate in Sioux Falls serves first-time buyers, investors, and seasoned homeowners. The team offers purchase, refinance, and renovation loans while guiding clients through the process with clear explanations. Some customers note occasional gaps in first-time buyer knowledge but appreciate the overall responsiveness and support.

Services & Prices
Home Purchase Loan Quoted per loan
Refinancing Quoted per loan
First-Time Homebuyer Assistance Quoted per loan
View Profile
(605) 331-5773
Open 8:00 AM - 5:00 PM
101 W 69th St Suite 100, Sioux Falls, SD 57108, USA
General Services
Mortgage Services
Mortgage Affordability Calculator – Sioux FallsSee how much house you can afford in Sioux Falls in 30 seconds, then get pre-approved by a top-rated local mortgage broker. Check what I can afford →
Where they are 3 on the map Click a pin for the profile and directions

Sioux Falls Mortgage Statistics

Home-purchase lending in Minnehaha County and home costs in Sioux Falls, SD (latest HMDA and Census data)

Lenders made 2,778 home-purchase loans in Minnehaha County in 2025 (average about $341,000) and denied 211 — 7% of decided applications, compared with 9% across South Dakota, according to federal mortgage data (HMDA, CFPB). In Sioux Falls, the median home is worth $292,400 and 65% of owners have a mortgage, paying a median $1,727 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
2,7780%2,768 in 2024
Denial rate
7%SD 9%
Median home value
$292,400SD $257,400
Monthly cost with a mortgage
$1,727median · SD $1,680
Refinance loans made (Minnehaha County, 2025)
1,338 · 1,130 in 2024
Home-improvement loans made (2025)
309
Average home-purchase loan
$341,000 (SD $328,000)
Owners with a mortgage
65% · 20% of them spend 30%+ of income on housing
Median household income
$75,970 (SD $75,081)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Minnehaha County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Frequently asked questions

8 questions
What does a mortgage broker do?
A mortgage broker connects borrowers with lenders, helping clients find suitable mortgage options and assisting with the application process.
How do I choose the best mortgage broker in Sioux Falls?
Consider verified reviews, ratings, and whether the broker has claimed their profile. TrustAnalytica ranks based on these factors for transparency.
What questions should I ask a mortgage broker before hiring?
Ask about their fees, experience, lender relationships, and the mortgage process timeline.
Are free consultations common with mortgage brokers in Sioux Falls?
Yes, many mortgage brokers offer free initial consultations to discuss options and services.
Do I need a mortgage broker to buy a home in South Dakota?
While not mandatory, a mortgage broker can streamline the process and provide access to a variety of loan options.
How long does the mortgage process take with a broker?
The mortgage process typically takes 30 to 45 days, depending on the complexity of the application and lender requirements.
How do mortgage broker fees work?
Mortgage brokers usually earn a commission from lenders, but some may charge fees directly to clients. Discuss fees upfront.
What services do mortgage brokers in Sioux Falls offer?
They offer loan comparisons, application assistance, and advice on mortgage products, tailored to local market conditions.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 mortgage broker list assembly and recognition by TrustAnalytica for Sioux Falls is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing mortgage broker companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 mortgage broker category.

The Process

1

Business Verification

Verified mortgage broker listings in Sioux Falls are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive mortgage broker profiles offer vital details for informed decisions in Sioux Falls.

3

Reviews And Ratings

Real-time customer ratings guide our mortgage broker rankings in Sioux Falls, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top mortgage broker providers in Sioux Falls.

5

AI Search Visibility

Every mortgage broker listing in Sioux Falls is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.