Best Private Mortgage Lenders in Sioux Falls
- Businesses listed
- 4
- Owner reviewed
- 1 of 4 Claimed or managed by the owner
- Most-offered services
- Mortgage ServicesHome Buying AssistanceFirst-Time Homebuyer AssistanceRefinancing ServicesHome Purchase Financing
- What customers praise
- recommend×84highly recommend×46easy to work with×12great experience×11
Fairway Heartland - Troy Lage
Fairway Heartland - Troy Lage specializes in home mortgage loans and refinancing, offering clear guidance throughout the process. The team provides helpful advice and stays responsive, using an online portal that keeps customers informed at every step. Clients appreciate their communication and support, though some note the process can feel detailed.
Josh Osborne at CrossCountry Mortgage
CrossCountry Mortgage offers a wide range of loan options, including conventional, FHA, VA, and USDA programs, with some unique choices not found elsewhere. The team is known for clear communication and keeping clients informed throughout the process, helping buyers and refinancers navigate home financing with confidence. Some customers note occasional timing challenges but appreciate the… more...
CrossCountry Mortgage offers a wide range of loan options, including conventional, FHA, VA, and USDA programs, with some unique choices not found elsewhere. The team is known for clear communication and keeping clients informed throughout the process, helping buyers and refinancers navigate home financing with confidence. Some customers note occasional timing challenges but appreciate the responsive support.
Tailored Mortgage Group
Tailored Mortgage Group focuses on customizing loans to fit each client’s unique needs, with particular expertise in VA loans and serving military members. The team offers a variety of mortgage programs and tools, including an online application and calculators, helping customers navigate financing options clearly. Many appreciate their clear communication and willingness to work hard on behalf… more...
Tailored Mortgage Group focuses on customizing loans to fit each client’s unique needs, with particular expertise in VA loans and serving military members. The team offers a variety of mortgage programs and tools, including an online application and calculators, helping customers navigate financing options clearly. Many appreciate their clear communication and willingness to work hard on behalf of borrowers.
Kevin Carlson: Plains Commerce Bank Mortgage NMLS# 22004
Known for simplifying the mortgage process, Plains Commerce Bank Mortgage NMLS# 22004 helps clients with home purchases and refinancing, whether local or remote. Their team offers clear communication and thorough support, guiding borrowers through each step with patience and responsiveness. Customers appreciate their transparency and dedication to finding suitable loan options.
Sioux Falls Mortgage Statistics
Home-purchase lending in Minnehaha County and home costs in Sioux Falls, SD (latest HMDA and Census data)Lenders made 2,778 home-purchase loans in Minnehaha County in 2025 (average about $341,000) and denied 211 — 7% of decided applications, compared with 9% across South Dakota, according to federal mortgage data (HMDA, CFPB). In Sioux Falls, the median home is worth $292,400 and 65% of owners have a mortgage, paying a median $1,727 a month (Census ACS 2020–2024).
- Home-purchase loans, 2025
- 2,7780%2,768 in 2024
- Denial rate
- 7%SD 9%
- Median home value
- $292,400SD $257,400
- Monthly cost with a mortgage
- $1,727median · SD $1,680
- Refinance loans made (Minnehaha County, 2025)
- 1,338 · 1,130 in 2024
- Home-improvement loans made (2025)
- 309
- Average home-purchase loan
- $341,000 (SD $328,000)
- Owners with a mortgage
- 65% · 20% of them spend 30%+ of income on housing
- Median household income
- $75,970 (SD $75,081)
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Minnehaha County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
Frequently asked questions
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General information, not financial advice — consult a qualified professional.
Our Methodology
Best 10 private mortgage lenders list assembly and recognition by TrustAnalytica for Sioux Falls is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.
We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).
Rankings are frequently updated to reflect the latest reviews from trusted sources.
Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.
TrustAnalytica's procedure for listing private mortgage lenders companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 private mortgage lenders category.
The Process
Business Verification
Verified private mortgage lenders listings in Sioux Falls are based on robust online activity and Google reviews, ensuring credibility.
Business Details
Comprehensive private mortgage lenders profiles offer vital details for informed decisions in Sioux Falls.
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