How much house can you afford in Clarksville? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
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Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
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| After | Paid in total | Still owed |
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Veterans United Home Loans Clarksville
4.9 · 1427 reviews · Free pre-approval
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Castle Rock Mortgage, LLC
4.9 · 353 reviews · Free pre-approval
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Jerry Turner at Veterans Lending Group
5.0 · 95 reviews · Free pre-approval
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An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Specializing exclusively in VA home loans, Veterans United Home Loans Clarksville focuses on helping military members and Veterans navigate the homebuying process. Their services include VA purchase loans, refinancing options, and personalized support, with customers appreciating the team’s clear communication and responsiveness throughout each step. Some find the process lengthy, but the staff’s… more...
Specializing exclusively in VA home loans, Veterans United Home Loans Clarksville focuses on helping military members and Veterans navigate the homebuying process. Their services include VA purchase loans, refinancing options, and personalized support, with customers appreciating the team’s clear communication and responsiveness throughout each step. Some find the process lengthy, but the staff’s guidance helps ease the experience.
Approved VA lender licensed in multiple states, Castle Rock Mortgage specializes in guiding clients through home purchases, refinancing, and investment loans. Their team offers FHA, VA, conventional, jumbo, and investor loan options, with many clients appreciating their responsiveness and clear explanations, though communication can vary after closing.
Veterans Lending Group specializes in VA loans, guiding veterans and their families through the home financing process with clear communication and support. The team assists with purchasing and refinancing, often praised for responsiveness and detailed explanations, though some clients note the process can feel lengthy at times.
Known for a responsive and attentive approach, the team at Rate (NMLS #1722825) helps clients navigate home loans with care and clear communication. They assist with mortgage financing and work to make the process straightforward and timely. Customers appreciate their patience and thoroughness throughout each step.
Gershman Mortgage specializes in supporting clients through the mortgage process, including those away on deployment. The team offers clear communication and guidance, helping first-time homebuyers feel comfortable and informed. Customers appreciate their professionalism and willingness to work closely throughout each step.
1st United Mortgage specializes in VA and FHA loans, focusing on making the homebuying process smooth and straightforward. Their team is known for clear communication and persistent support, helping clients navigate challenges with patience and care. Some find the process occasionally frustrating, but many appreciate the consistent updates and dedication throughout.
Synergy One Lending offers a streamlined mortgage process through its Modern Mortgage Experience™, allowing homebuyers to apply, upload documents, and track progress easily via smartphone. The team handles a variety of loans, including HELOCs and refinancing, with quick pre-approval and funding. Customers appreciate the clear communication and responsiveness throughout the process.
CrossCountry Mortgage holds an NMLS license (1996758) and is known for handling complex loan scenarios with responsiveness and clear communication. The team offers a variety of mortgage products, including conventional, FHA, VA, and specialized programs like DSCR loans. Customers appreciate their ability to navigate tight timelines and challenging situations effectively.
American Financial Network combines advanced technology with personalized mortgage guidance to simplify the homebuying process. Their team offers a variety of loan programs, including FHA, VA, and renovation loans, with a focus on clear communication and timely closings. Customers appreciate their responsiveness and smooth, well-organized service throughout the loan process.
With over 26 years of experience, Legacy Mortgage Services focuses on personalized mortgage solutions for Clarksville and Fort Campbell residents, including VA, FHA, conventional, and jumbo loans. The team is known for guiding clients through complex situations with clear communication, though some find the process requires patience due to market challenges.
Lenders made 4,578 home-purchase loans in Montgomery County in 2025 (average about $327,000) and denied 407 — 8% of decided applications, compared with 15% across Tennessee, according to federal mortgage data (HMDA, CFPB). In Clarksville, the median home is worth $263,600 and 72% of owners have a mortgage, paying a median $1,541 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Montgomery County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Veterans United Home Loans Clarksville | 4.9 | 1427 | — | (931) 920-2252 | Visit |
| 2 | Castle Rock Mortgage, LLC | 4.9 | 353 | Quoted per loan | (931) 906-1489 | Visit |
| 3 | Jerry Turner at Veterans Lending Group | 5.0 | 95 | Quoted per loan | (931) 338-3935 | Visit |
| 4 | Brittany Clark at Rate (NMLS #1722825) | 5.0 | 88 | — | (931) 444-0585 | Visit |
| 5 | Gershman Mortgage - Clarksville, TN | 5.0 | 47 | — | (931) 413-9300 | Visit |
| 6 | 1st United Mortgage - VA & FHA Loans | 5.0 | 32 | Quoted per loan | (931) 548-1985 | Visit |
| 7 | Synergy One Lending - Daniel Page - Loan Officer | 5.0 | 30 | — | (931) 538-9957 | Visit |
| 8 | Parker Lopshire - Originating Branch Manager at Cross Country Mortgage - NMLS 1996758 | 5.0 | 24 | — | (931) 216-4811 | Visit |
| 9 | Amber Piehl, Loan Officer, 1781424 # - American Financial Network, Inc. | 5.0 | 22 | — | (865) 233-2227 | Visit |
| 10 | Legacy Mortgage Services | 5.0 | 8 | Quoted per loan | (931) 551-8999 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.