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The Shelter Insurance(r) brand products can be marketed and sold by licensed agents in the following states which include Arkansas, Colorado (Illinois, Indiana, Iowa), Kansas, Kentucky, and Louisiana. A.M. Best Company gives us the reputation of being a great insurance company. A.M. Best is a nationally recognized insurance agency that evaluates the financial strength and ability to fulfill customer claims of insurance companies like us. One unique thing about Shelter is that we are mutual, which means our policyholders own us. Instead of shareholders owning the company, policyholders do. Also, we are managed by a Board of directors. We are an ethical, trustworthy, and respectable corporation. We are also dedicated to continuously improving our claims-handling and business practices. This is because customer service is our number one priority. Therefore, as we look for ways to address the financial challenges faced by Shelter Insurance Companies, our goal is to protect our policyholders while maintaining the underlying purpose of serving our customers and communities. This philosophy has helped us accomplish our goals in the past and will continue to guide us in the future.
 
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