How much house can you afford in Murfreesboro? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
|---|
First Community Mortgage - Murfreesboro, TN
4.9 · 550 reviews · Free pre-approval
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FirstBank Mortgage
5.0 · 125 reviews · Free pre-approval
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iServe Residential Lending, LLC
5.0 · 124 reviews · Free pre-approval
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An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
First Community Mortgage offers a broad range of home loan programs, including options for ITIN borrowers, designed to support diverse financial needs. Their team provides clear guidance and helpful resources throughout the buying or refinancing process, with clients appreciating their responsiveness and personalized attention. Some find the workload on individual agents can be heavy, though… more...
First Community Mortgage offers a broad range of home loan programs, including options for ITIN borrowers, designed to support diverse financial needs. Their team provides clear guidance and helpful resources throughout the buying or refinancing process, with clients appreciating their responsiveness and personalized attention. Some find the workload on individual agents can be heavy, though communication remains strong.
Known for its strong local presence and personalized service, FirstBank Mortgage offers a variety of loan programs including purchase loans, refinancing, and first-time homebuyer assistance. Clients appreciate the team’s clear communication and helpful guidance throughout the mortgage process, though some note that branch hours start later in the morning.
iServe Residential Lending, LLC is known for its transparent approach and willingness to guide first-time homebuyers through the mortgage process with patience and clear communication. The team offers a range of loan options and works closely with clients to find programs suited to their unique financial situations. While many appreciate their responsiveness, a few have noted occasional issues… more...
iServe Residential Lending, LLC is known for its transparent approach and willingness to guide first-time homebuyers through the mortgage process with patience and clear communication. The team offers a range of loan options and works closely with clients to find programs suited to their unique financial situations. While many appreciate their responsiveness, a few have noted occasional issues with unwanted follow-up communications.
Known for clear communication and accommodating schedules, this mortgage broker helps clients navigate the loan process smoothly. The team offers expert guidance to secure competitive financing and keeps clients informed from application to closing. Some clients note the fast pace, with approvals often completed in about two weeks.
New Haven Mortgage specializes in helping first-time homebuyers and clients with unique income situations, such as freelancers, secure financing that fits their needs. Their team guides customers through home loan applications and offers clear explanations throughout the process. Some find the pace slower than expected, but many appreciate the personalized attention and thorough support.
Licensed under NMLS# 653961, The Brandon Burks Team at FirstBank Mortgage specializes in guiding clients through home financing with clear communication and upfront information. They assist with mortgage loans and refinancing, making documentation and processes straightforward. Customers appreciate their responsiveness and consistent updates throughout the loan experience.
Home Equity Mortgage holds NMLS #186749 and focuses on simplifying the mortgage process with personalized one-on-one support and fast approvals. The team assists with home purchases, refinancing, and offers tools like mortgage calculators and rate forecasts. Clients appreciate their thorough communication and honest guidance throughout each step.
New American Funding focuses on helping first-time homebuyers and those refinancing with a variety of loan options, including conventional, FHA, VA, and USDA mortgages. The team works to simplify the mortgage process through personalized guidance and transparent communication. Customers appreciate their responsiveness and competitive rates, though some may find the process detailed.
Your Rate Broker specializes in securing customized mortgages by accessing over 180 wholesale lenders, offering a wide range of loan options tailored to individual financial situations. The team assists with home purchases, refinancing, HELOCs, and more, with clients appreciating their clear communication and responsiveness throughout the process. Some find occasional technical glitches, but… more...
Your Rate Broker specializes in securing customized mortgages by accessing over 180 wholesale lenders, offering a wide range of loan options tailored to individual financial situations. The team assists with home purchases, refinancing, HELOCs, and more, with clients appreciating their clear communication and responsiveness throughout the process. Some find occasional technical glitches, but these are handled promptly.
CrossCountry Mortgage is known for its personalized guidance and efficient processing that help simplify the mortgage journey. The team offers a variety of loan options, including conventional, FHA, VA, and jumbo loans, catering to first-time buyers and seasoned investors alike. Customers appreciate the clear communication and supportive service throughout the process.
Lenders made 5,018 home-purchase loans in Rutherford County in 2025 (average about $391,000) and denied 604 — 11% of decided applications, compared with 15% across Tennessee, according to federal mortgage data (HMDA, CFPB). In Murfreesboro, the median home is worth $402,100 and 72% of owners have a mortgage, paying a median $1,907 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Rutherford County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | First Community Mortgage - Murfreesboro, TN | 4.9 | 550 | — | (615) 896-4141 | Visit |
| 2 | FirstBank Mortgage | 5.0 | 125 | Quoted per loan | (800) 200-6462 | Visit |
| 3 | iServe Residential Lending, LLC | 5.0 | 124 | Quoted per loan | (615) 869-0395 | Visit |
| 4 | Kelly Cearing | 5.0 | 112 | — | (615) 812-5577 | Visit |
| 5 | New Haven Mortgage - Murfreesboro TN | 5.0 | 88 | Quoted per loan | (615) 669-5973 | Visit |
| 6 | The Brandon Burks Team, FirstBank Mortgage, NMLS# 653961 | 5.0 | 85 | — | (615) 907-5535 | Visit |
| 7 | Home Equity Mortgage: Nancy Releford, Mortgage Broker NMLS #186749 | 5.0 | 42 | Quoted per loan | (615) 604-5649 | Visit |
| 8 | New American Funding - Murfreesboro, TN | 4.7 | 43 | — | (615) 796-7887 | Visit |
| 9 | Your Rate Broker - Jason Roe | Mortgage Broker | 5.0 | 13 | — | (629) 772-8887 | Visit |
| 10 | Amber Trobaugh at CrossCountry Mortgage | 5.0 | 6 | — | (615) 716-1891 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.