How much house can you afford in Brownsville? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
|---|
Reliant Mortgage Services
5.0 · 155 reviews · Free pre-approval
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Ronnie Humphreys - Loan Officer - Eustis Mortgage
5.0 · 145 reviews · Free pre-approval
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SecurityNational Mortgage Company
5.0 · 64 reviews · Free pre-approval
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An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Reliant Mortgage Services focuses on personalized support to help clients secure mortgages for home purchases, refinancing, or home equity loans. The team guides customers through qualification and approval with clear communication and helpful tools like mortgage calculators. Clients appreciate their responsiveness and the smooth, well-informed process.
With over 70 years of experience, Eustis Mortgage specializes in personalized home financing solutions tailored to individual needs. Their team guides clients through purchasing, refinancing, and renovation loans with clear communication and attentive support. Customers appreciate the smooth, timely process and the helpful resources available throughout the mortgage journey.
With over 30 years of experience, SecurityNational Mortgage Company offers a broad range of loan options, including conventional, FHA, VA, and jumbo loans. Customers appreciate the team’s personalized guidance and transparent process, though some note that communication can vary depending on the loan officer.
With over 30 years of experience and a strong financial foundation, SecurityNational Mortgage offers a broad range of loan options including conventional, FHA, VA, and construction loans. Customers appreciate the team’s professionalism, clear communication, and support throughout refinancing and home loan processes, making complex steps feel manageable and straightforward.
Union Home Mortgage - Brownsville is recognized for its knowledgeable support with VA loans, making it a trusted choice for veterans. The team offers guidance through home loan options and maintains clear, consistent communication throughout the mortgage process. Customers appreciate their professionalism and the personal care that helps ease the complexities of buying a home.
SecurityNational Mortgage Company brings over 30 years of experience to a wide range of loan options, including conventional, FHA, VA, USDA, Jumbo, and construction loans. The team is known for guiding clients through the mortgage process with clear explanations and responsive support, helping both first-time buyers and seasoned homeowners navigate their financing choices. Some borrowers note the… more...
SecurityNational Mortgage Company brings over 30 years of experience to a wide range of loan options, including conventional, FHA, VA, USDA, Jumbo, and construction loans. The team is known for guiding clients through the mortgage process with clear explanations and responsive support, helping both first-time buyers and seasoned homeowners navigate their financing choices. Some borrowers note the process can feel detailed, but the staff’s patience and thoroughness help ease the journey.
Finance of America Mortgage LLC focuses on guiding clients through the home loan process with clear explanations and personalized support. The team helps buyers secure favorable interest rates while making financing understandable and approachable. Customers appreciate their friendly service and thorough communication throughout each step.
Hallmark Home Mortgage is recognized for its attentive, client-focused approach, with agents who take time to understand individual needs. The team offers a range of mortgage services, working to find loans that fit various budgets and situations. While many appreciate their friendly and helpful service, some customers have experienced delays during the closing process.
AnnieMac Home Mortgage offers a variety of loan options, including purchase, refinance, and construction loans, with specialized programs like Cash2Keys® designed to ease the buying process. Clients appreciate the team’s clear communication and ongoing support, though some find the range of programs requires careful review to choose the best fit.
Lenders made 2,785 home-purchase loans in Cameron County in 2025 (average about $280,000) and denied 691 — 20% of decided applications, compared with 19% across Texas, according to federal mortgage data (HMDA, CFPB). In Brownsville, the median home is worth $139,900 and 42% of owners have a mortgage, paying a median $1,497 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Cameron County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Reliant Mortgage Services | 5.0 | 155 | Quoted per loan | (956) 622-4307 | Visit |
| 2 | Ronnie Humphreys - Loan Officer - Eustis Mortgage | 5.0 | 145 | — | (956) 203-0967 | Visit |
| 3 | SecurityNational Mortgage Company | 5.0 | 64 | — | (956) 554-0792 | Visit |
| 4 | Ana Arriola - SecurityNational Mortgage Company Loan Officer | 5.0 | 31 | Quoted per loan | (956) 371-3048 | Visit |
| 5 | Union Home Mortgage- Brownsville | 5.0 | 30 | — | (956) 278-3135 | Visit |
| 6 | Amanda Garcia - SecurityNational Mortgage Company Loan Officer | 4.9 | 10 | Quoted per loan | (956) 832-3137 | Visit |
| 7 | Finance of America Mortgage LLC | 5.0 | 6 | — | (956) 572-4700 | Visit |
| 8 | Hallmark Home Mortgage | 4.2 | 5 | Quoted per loan | (956) 903-9701 | Visit |
| 9 | Annie Mac Home Mortgage | 5.0 | 4 | — | (956) 202-1683 | Visit |
| 10 | Charley Whitlow, Mortgage Broker NMLS #302607 | 5.0 | 1 | — | (956) 465-7830 | — |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.