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Review Keywords Analysis

  1. United States
  2. Best Disability Lawyers
  3. Disability Lawyers in Texas
  4. Dallas
  5. LTD Settlement Calculator
1 · Your claim
2 · Your benefit
3 · Timeline
4 · Your estimate
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Long-Term Disability Settlement Calculator Dallas, TX

Denied, cut off or offered a buyout? Estimate your back pay, future benefits and a typical lump-sum settlement. Free, instant, no sign-up.

Updated · lawyer rankings recalculated

Deadlines and discount rates are for this state.

General estimate only, not legal or tax advice. No attorney–client relationship is created.

Top-rated disability lawyers in Dallas

Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →

1

Kraft & Associates, Attorneys at Law, P.C.

Kraft & Associates, Attorneys at Law, P.C. focuses on Social Security disability and personal injury cases handled on a contingency fee basis, so clients pay only if money is recovered. The team assists with filing claims, gathering medical records, and navigating the often slow legal process, with clients appreciating their thorough communication and supportive approach.

Services & Prices
Car Accident Claims No Win, No Fee
Rear-End Collision Claims No Win, No Fee
Uninsured Motorist Claims No Win, No Fee
Personal Injury Claims No Win, No Fee
View Profile
(214) 722-4365
Closed Now
2777 N Stemmons Fwy Suite 1300, Dallas, TX 75207, USA
General Services
Car Accident Representation
2

Morgan & Weisbrod LLP

Morgan & Weisbrod LLP has been assisting Texans with Social Security disability claims for over 47 years. Their team handles complex disability benefit applications and appeals, often guiding clients through long, challenging processes. While some clients note occasional communication issues, many appreciate the firm’s thoroughness and willingness to support them until their cases are resolved.

Services & Prices
Social Security Disability Application Assistance $500 - $800
Social Security Disability Appeals $1000 - $1500
Representation at Social Security Hearings $1500 - $2500
Car Accident Claims $1000 - $3000
View Profile
(469) 908-2988
Closed Now
11551 Forest Central Dr #300, Dallas, TX 75243, USA
General Services
Disability Law Services
3

Denman Law Office

Denman Law Office focuses exclusively on social security disability claims, including cases denied multiple times or dropped by other representatives. The team guides clients through the application and hearing process, often securing benefits on the first try. Clients appreciate clear communication and timely results, though online scheduling may require a phone call.

Services & Prices
Initial Disability Application $300 - $500
Disability Appeal Representation $400 - $600
Hearing Preparation and Representation $600 - $800
Claim Filing $200 - $300
View Profile
Closed Now
5025 N US 75-Central Expy 1000 Suite 2004, Dallas, TX 75205, USA
General Services
Disability Legal Services
4

Robert Kraft

Kraft & Associates, P.C. has been assisting clients with disability claims since 1979, offering knowledgeable and straightforward legal support. The team handles claims efficiently and is appreciated for their friendly, caring approach. Some clients note that initial information is mainly available online until contact is made.

Services & Prices
Car Accident Claims $5000 - $15000
Slip and Fall Cases $3000 - $12000
Medical Malpractice Claims $10000 - $20000
Social Security Disability Claims $1500 - $5000
View Profile
(214) 999-9999
Closed Now
2777 N Stemmons Fwy Suite 1300, Dallas, TX 75207, USA
General Services
Personal Injury Representation
5

GloverLuck, LLP

GloverLuck, LLP focuses on VA Disability claims, assisting veterans who have been injured or affected by medical malpractice at federally operated facilities. The team handles appeals and compensation cases, with clients appreciating their professionalism and occasional personal follow-up. Some clients note communication delays during complex appeals.

Services & Prices
Initial Claim Filing $300 - $600
Claim Appeals $500 - $1000
DaPhotos Filing and Representation $700 - $1200
Representation at Hearings $200 - $500
View Profile
(866) 849-3287
Closed Now
1910 Pacific Ave #13300, Dallas, TX 75201, USA
General Services
VA Disability Claim Assistance
Where they are 7 on the map Click a pin for the profile and directions
6

Guerrini & Thompson, P.C.

Guerrini & Thompson, P.C. focuses exclusively on long-term disability claims, with the two lawyers personally handling each case from start to finish across Texas. They guide clients through ERISA disputes and disability benefit denials, offering clear explanations even when a case isn’t a fit. Some callers note limited help with short-term disability issues.

Services & Prices
Long-term Disability Representation $3000 - $5000
Short-term Disability Cases $2500 - $4500
ERISA Cases $3500 - $6000
Pre-Mediation Preparation $500 - $1500
View Profile
(214) 692-6556
Closed Now
5151 Belt Line Rd #878,Dallas, TX 75254
General Services
Disability Law Services
7

Law Office of Madeline M. McIntosh

Specializing in Social Security Disability Insurance claims, the Law Office of Madeline M. McIntosh offers personalized support for those unable to work due to long-term medical conditions. The team is known for attentive communication and accompanying clients to appointments, providing reassurance throughout the often frustrating process.

Services & Prices
Disability Claim Representation $150 - $250
Appeal for Denied Claims $200 - $300
Social Security Disability Insurance (SSDI) Assistance $100 - $200
Supplemental Security Income (SSI) Claims $150 - $250
View Profile
(469) 678-7274
Closed Now
13355 Noel Rd Ste #1100, Dallas, TX 75240, USA
General Services
Disability Law

Latest reviews of Dallas Disability Lawyers

Written on TrustAnalytica by clients of the businesses in this list
  • M

    I’m filing this motion to challenge the excessive fee paid to Glover-Luck Attorneys at Law, L.L.P., for breach of fiduciary responsibility and lack of knowledge of Veteran’s Administration disability laws and procedures. I signed a 20-22a with Glover-Luck Law Firm January 21, 2020 to help me with my…

Dallas Disability Lawyers stats: 7 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Kraft & Associates, Attorneys at Law, P.C. 4.9 407 No Win, No Fee (214) 722-4365 Visit
2 Morgan & Weisbrod LLP 4.6 99 $500 (469) 908-2988 Visit
3 Denman Law Office 4.5 61 $200 — Visit
4 Robert Kraft 4.9 49 $1,000 (214) 999-9999 Visit
5 GloverLuck, LLP 4.6 28 $100 (866) 849-3287 Visit
6 Guerrini & Thompson, P.C. 4.4 21 $500 (214) 692-6556 Visit
7 Law Office of Madeline M. McIntosh 5.0 6 $100 (469) 678-7274 Visit

How this Dallas long-term disability calculator works

This calculator adds two numbers. Back pay is the monthly benefit your policy should have paid (after any SSDI offset) multiplied by the months it has been unpaid. Future benefits are the same monthly amount until benefits normally end at age 65, converted to today's value with a discount rate. Insurers rarely pay the full future value in a lump sum, so the estimate also shows the range buyouts typically land in, which depends on whether you are still being paid, were cut off, or were denied from the start.

Texas rules this calculator applies

Deadline to act
For an ERISA employer plan, file your internal appeal within 180 days of the denial letter; you cannot sue until it is decided.
Discount rate
Future benefits are discounted at 3%, a common buyout assumption.
Typical buyout range
Published lump-sum settlements land at about 50–75% of the present value of future benefits when the claim is being paid, 40–70% after benefits are cut off, and 30–60% when the claim was denied from the start. Back pay is added on top.
SSDI offset
Most employer plans reduce your LTD benefit by any Social Security Disability (SSDI) you receive (about $1,630 a month on average in 2026).
Tax
If your employer paid the premiums, or you paid them with pre-tax dollars, LTD benefits and settlements are taxable income. If you paid with after-tax money, they are generally not. Get tax advice before you sign.
ERISA plans
Most employer plans are governed by ERISA: you must file an internal appeal within 180 days of the denial before you can sue, the insurer usually has 45 days (plus one 45-day extension) to decide, and the case is then heard by a judge on the written record. ERISA allows back benefits, reinstatement and attorney fees, but no jury and no punitive or emotional-distress damages. Individual, government and church plans fall outside ERISA, so state law applies: you can usually sue in state court, and bad-faith damages may be available.

General information about Texas disability insurance law, not legal or tax advice. The estimate is not a guarantee: your policy wording, medical evidence, offsets and the insurer's position all change the answer. A disability lawyer can tell you how these rules apply to you.

Frequently asked questions

9 questions
How does the Dallas long-term disability settlement calculator work?
It estimates back pay owed, future benefits to age 65, their present value, and a typical lump-sum settlement range based on your claim status and policy details.
What is a long-term disability buyout?
A buyout is a lump-sum offer to settle your claim for less than the full value of future benefits, typically 30-75% depending on claim status.
Why are LTD settlements below full value?
Insurers discount future benefits to present value and consider the risk of ongoing payments. Settlements typically range from 30-75% of future benefits.
What is the Texas deadline for appealing a denied LTD claim?
Under ERISA, you must file an internal appeal within 180 days of denial. Non-ERISA plans may have different deadlines.
What happens if my LTD claim is denied in Texas?
Under ERISA, you must appeal within 180 days. Non-ERISA claims can be taken to state court, where bad-faith damages may be possible.
How does SSDI affect my LTD benefits?
Most LTD policies offset benefits by any SSDI received, reducing your LTD payment by the SSDI amount.
Are LTD settlements taxable in Texas?
If premiums were employer-paid or pre-tax, settlements are taxable. If paid with after-tax dollars, they generally aren't. Consult a tax advisor.
What is the difference between 'own occupation' and 'any occupation' in LTD policies?
Many policies switch from covering your own occupation to any occupation after 24 months, affecting eligibility.
How accurate is the Dallas LTD settlement calculator?
It provides a general estimate based on typical ranges and your inputs, not a guaranteed outcome.

General information, not legal advice — consult a licensed Texas attorney.