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Review Keywords Analysis

  1. United States
  2. Best Disability Lawyers
  3. Disability Lawyers in Texas
  4. Fort Worth
  5. LTD Settlement Calculator
1 · Your claim
2 · Your benefit
3 · Timeline
4 · Your estimate
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Long-Term Disability Settlement Calculator Fort Worth, TX

Denied, cut off or offered a buyout? Estimate your back pay, future benefits and a typical lump-sum settlement. Free, instant, no sign-up.

Updated · lawyer rankings recalculated

Deadlines and discount rates are for this state.

General estimate only, not legal or tax advice. No attorney–client relationship is created.

Top-rated disability lawyers in Fort Worth

Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →

1

The Law Office of J. Daniel Gregory PC

Specializing in Social Security Disability claims, The Law Office of J. Daniel Gregory PC helps clients navigate the complex SSDI and SSI application process with clear guidance and a personalized game plan. The team is known for being compassionate, communicative, and thorough, though clients note that active participation is essential for success.

Services & Prices
Form Completion $75 - $125
Submission Service $100 - $200
Hearing Representation $500 - $1000
Disability Process Education $100 - $200
View Profile
(817) 338-0608
Closed Now
2801 Race St Suite 103, Fort Worth, TX 76111, USA
General Services
Application Assistance
2

Fulgham Hampton Law Group

Fulgham Hampton Law Group specializes in personal injury cases, including car accidents and complex insurance disputes, with a strong record of jury trials in Texas. Clients appreciate the team’s compassionate approach and clear communication throughout the legal process, though some note the firm handles a high volume of cases.

Services & Prices
Car Accident Representation $2000 - $5000
Truck Accident Representation $3000 - $7000
Motorcycle Accident Representation $2500 - $6000
Felony Defense $5000 - $15000
View Profile
(817) 859-7705
Open 00:00 - 23:59
4354 W Vickery Blvd #100, Fort Worth, TX 76107, USA
General Services
Personal Injury Law
3

Byrd Sonyia

Focused on personal injury claims, this law office helps clients pursue compensation for medical expenses, lost wages, and other damages. The team handles cases with professionalism and persistence, often praised for their hard work and effective communication, though some clients have found their approach less accommodating.

Services & Prices
Car Accident Representation $1500 - $5000
Wrongful Death Cases $5000 - $15000
Slip and Fall Claims $1000 - $3000
Initial Application Assistance $500 - $1000
View Profile
(817) 924-6700
Closed Now
1111 E Berry St, Fort Worth, TX 76110, USA
General Services
Personal Injury Law
4

Law Office of David E. Kelley & Associates

Specializing in family law, the Law Office of David E. Kelley & Associates assists clients with divorce, child custody, and court order modifications. The team is known for clear communication and thorough guidance, helping clients feel supported throughout often complex cases, though some note occasional delays in email responses.

Services & Prices
Child Custody $1000 - $3000
Child Support $500 - $2000
Divorce Proceedings $1500 - $5000
Modification of Custody $800 - $2500
View Profile
(817) 922-0555
Closed Now
5608 Malvey Ave #200,Fort Worth, TX 76107
General Services
Family Law
5

Zinda Law Group

Specializing in helping clients navigate the complexities of accident-related disability claims, Zinda Law Group offers attentive legal support throughout the process. The team provides clear communication and compassionate guidance, with clients appreciating their responsiveness and thorough care. Some find the process demanding, but the firm stays engaged every step of the way.

Services & Prices
Car Accident Claims $10000 - $50000
Truck Accident Claims $15000 - $60000
Workers' Compensation Claims $5000 - $30000
Homeowners Insurance Claims $5000 - $20000
View Profile
(817) 761-0008
Open 00:00 - 23:59
5601 Bridge St Suite 300, Fort Worth, TX 76112, USA
General Services
Personal Injury Law
Where they are 10 on the map Click a pin for the profile and directions
6

David S. Kohm & Associates

David S. Kohm & Associates handles a range of legal matters including accident and injury cases, divorce, adoption, bankruptcy, and foreclosures. Clients often mention delays in communication and difficulty reaching consistent contacts, though some appreciate the staff’s efforts and respectfulness. The firm works to guide clients through complex legal processes.

Services & Prices
Car Accident Representation $1000 - $5000
Slip and Fall Cases $750 - $3000
Medical Malpractice $2000 - $15000
Contested Divorce Representation $2000 - $10000
View Profile
(817) 764-1375
Closed Now
6777 Camp Bowie Blvd #305, Fort Worth, TX 76116, USA
General Services
Personal Injury
7

Law Office of Clifford M. Womack

Specializing in adult disability claims, the Law Office of Clifford M. Womack guides clients through the complex process of applying for benefits. The team handles paperwork and appointments with patience and thoroughness, offering clear explanations and supportive communication. Some clients note the firm only assists adults, not minors.

Services & Prices
SSI Claims $100 - $200
SSDI Claims $150 - $250
Appeals Process $200 - $300
Legal Document Drafting $100 - $300
View Profile
(817) 546-3888
Closed Now
1751 River Run Ste 200, Fort Worth, TX 76107, USA
General Services
Social Security Assistance
8

The Joeckel Law Office

Focused on injury, insurance, and employment law in Texas and New Mexico, The Joeckel Law Office brings over 35 years of trial experience to its clients. The team is praised for clear communication and professionalism, though a few clients have noted challenges with responsiveness. They handle cases with attention and respect, even when outcomes are uncertain.

Services & Prices
Discrimination Cases $500 - $1500
Harassment Cases $500 - $1500
Contract Review $200 - $400
Trial Services $2000 - $5000
View Profile
(817) 924-8600
Closed Now
219 S Main St Suite 301, Fort Worth, TX 76104, USA
General Services
Employment Law Services
9

Daspit Law Firm

The Daspit Law Firm focuses on personal injury cases, helping clients recover after serious accidents or injuries. Their team handles claims with an emphasis on securing timely compensation, though some clients have noted challenges with communication during the process. Many appreciate the firm’s professional approach and willingness to support families through difficult times.

Services & Prices
Case Representation $2000 - $5000
Settlement Negotiation $500 - $5000
View Profile
(817) 406-5683
Open 8:00 AM - 8:00 PM
1200 Summit Ave Suite 504, Fort Worth, TX 76102, USA
General Services
Personal Injury Law
10

McDonald Sanders, P.C., Attorneys at Law

McDonald Sanders, P.C., Attorneys at Law focuses on challenging unfair property value assessments that can severely impact commercial property owners. Their team handles disputes with appraisal districts, aiming to protect clients’ property rights. Clients appreciate the professional and understanding approach, though some find the process naturally complex.

View Profile
(817) 336-8651
Closed Now
777 Main St #2700, Fort Worth, TX 76102, USA

Latest reviews of Fort Worth Disability Lawyers

Written on TrustAnalytica by clients of the businesses in this list
  • John

    David S. John is the worst experience I have ever had with an attorney. I had to get a copy of the police report and pictures of the accident site because his office some reason could not do it themselves. They never kept me updatedI had to call them to find anything out and I always had to call two…

Fort Worth Disability Lawyers stats: 10 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 The Law Office of J. Daniel Gregory PC 5.0 100 $75 (817) 338-0608 Visit
2 Fulgham Hampton Law Group 4.9 85 $1,500 (817) 859-7705 Visit
3 Byrd Sonyia 4.5 66 $200 (817) 924-6700 Visit
4 Law Office of David E. Kelley & Associates 4.8 39 $500 (817) 922-0555 Visit
5 Zinda Law Group 4.9 34 $3,000 (817) 761-0008 Visit
6 David S. Kohm & Associates 4.2 35 $200 (817) 764-1375 Visit
7 Law Office of Clifford M. Womack 4.5 24 $100 (817) 546-3888 Visit
8 The Joeckel Law Office 4.5 23 $200 (817) 924-8600 Visit
9 Daspit Law Firm 4.2 21 $500 (817) 406-5683 Visit
10 McDonald Sanders, P.C., Attorneys at Law 4.7 6 — (817) 336-8651 Visit

How this Fort Worth long-term disability calculator works

This calculator adds two numbers. Back pay is the monthly benefit your policy should have paid (after any SSDI offset) multiplied by the months it has been unpaid. Future benefits are the same monthly amount until benefits normally end at age 65, converted to today's value with a discount rate. Insurers rarely pay the full future value in a lump sum, so the estimate also shows the range buyouts typically land in, which depends on whether you are still being paid, were cut off, or were denied from the start.

Texas rules this calculator applies

Deadline to act
For an ERISA employer plan, file your internal appeal within 180 days of the denial letter; you cannot sue until it is decided.
Discount rate
Future benefits are discounted at 3%, a common buyout assumption.
Typical buyout range
Published lump-sum settlements land at about 50–75% of the present value of future benefits when the claim is being paid, 40–70% after benefits are cut off, and 30–60% when the claim was denied from the start. Back pay is added on top.
SSDI offset
Most employer plans reduce your LTD benefit by any Social Security Disability (SSDI) you receive (about $1,630 a month on average in 2026).
Tax
If your employer paid the premiums, or you paid them with pre-tax dollars, LTD benefits and settlements are taxable income. If you paid with after-tax money, they are generally not. Get tax advice before you sign.
ERISA plans
Most employer plans are governed by ERISA: you must file an internal appeal within 180 days of the denial before you can sue, the insurer usually has 45 days (plus one 45-day extension) to decide, and the case is then heard by a judge on the written record. ERISA allows back benefits, reinstatement and attorney fees, but no jury and no punitive or emotional-distress damages. Individual, government and church plans fall outside ERISA, so state law applies: you can usually sue in state court, and bad-faith damages may be available.

General information about Texas disability insurance law, not legal or tax advice. The estimate is not a guarantee: your policy wording, medical evidence, offsets and the insurer's position all change the answer. A disability lawyer can tell you how these rules apply to you.

Frequently asked questions

8 questions
How does the Fort Worth long-term disability settlement calculator work?
It estimates back pay, future benefits to age 65, and a typical lump-sum settlement range based on your claim status, policy type, monthly benefit, SSDI offset, age, and months unpaid.
What is the deadline for appealing a denied long-term disability claim in Texas?
For most employer plans under ERISA, you must file an internal appeal within 180 days of the denial before you can sue.
What is a long-term disability buyout offer?
A buyout is a lump-sum payment offered in place of future monthly benefits, typically 30-75% of the present value, depending on claim status.
Why are long-term disability settlements below full value?
Settlements reflect the present value of future benefits, adjusted for risk and uncertainty, and typically range from 30-75% of that value.
Are lump-sum long-term disability settlements taxable in Texas?
If your employer paid the premiums or you used pre-tax dollars, settlements are taxable. If paid with after-tax money, they generally are not. Consult tax advice.
What is the difference between 'own occupation' and 'any occupation' in LTD policies?
Most policies switch from covering your 'own occupation' to 'any occupation' after 24 months, affecting eligibility for benefits.
What can I do if my long-term disability claim is denied in Fort Worth?
Under ERISA, file an internal appeal within 180 days. If denied again, you can sue, but only on the written record, without a jury.
How accurate is the long-term disability settlement calculator?
The calculator provides estimates based on typical published ranges and your inputs, but results are not guaranteed and vary by individual circumstances.

General information, not legal advice — consult a licensed Texas attorney.