How much house can you afford in Frisco? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
|---|
Guaranty Federal Mortgage
4.9 · 302 reviews · Free pre-approval
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Fairway Independent Mortgage Frisco
4.9 · 248 reviews · Free pre-approval
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BestRate Mortgage LLC
5.0 · 125 reviews · Free pre-approval
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An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Guaranty Federal Mortgage is known for guiding first-time homebuyers through the loan process with clear explanations and patient support. The team offers home loan services with timely communication and a focus on educating clients. Customers appreciate their thoroughness and smooth, fast service throughout the experience.
Fairway Independent Mortgage in Frisco specializes in guiding clients through home buying, building, and refinancing with a variety of loan options tailored to individual needs. The team is known for responsive communication and thorough support throughout the mortgage process, though some customers advise comparing rates carefully.
BestRate Mortgage LLC is known for clear communication and transparent mortgage options that help simplify the refinancing and home loan process. The team guides clients step-by-step, offering responsive support and competitive rates. Customers appreciate their professionalism and the ease of working with them throughout each transaction.
Richardson Mortgage focuses on an education-based approach that helps clients navigate the mortgage process with confidence and clarity. They offer a broad range of loan options, including VA, FHA, and jumbo loans, guiding customers from application through closing. Clients appreciate their clear communication and thorough support, though the process can involve extra steps to ensure accuracy.
Known as the Frisco Mortgage Guy™, Geoffrey Davis is a licensed mortgage loan originator and independent life insurance agent who helps clients navigate home loans and insurance with clear communication and multiple options. The team is praised for responsiveness and making complex processes feel straightforward, though some clients note ongoing questions after closing.
Texas Made Mortgage is known for offering competitive rates paired with clear, organized communication throughout the home loan process. The team assists with both home purchases and refinancing, guiding clients—especially first-time buyers—through each step with professionalism. Customers appreciate their straightforward approach and reliable service.
Licensed by the N.J. Department of Banking and Insurance, Elite Lending Solutions offers a range of mortgage options including purchase, refinance, and specialized loans. Clients appreciate the team’s responsiveness and clear guidance throughout the process, though some note the experience can feel fast-paced. Their streamlined online application helps simplify home financing.
Known for guiding first-time homebuyers through each step with clear advice and responsive communication, Katie Porter Team- Mortgage Lending helps clients navigate purchases, refinancing, and seller credits. The team is often recognized for making the mortgage process smooth and understandable, though some find the detailed steps require close attention.
With over 21 years of experience and a 98% client recommendation rate, Alliance Mortgage Group offers a wide range of loan programs including conventional, FHA, VA, Jumbo, and agricultural loans. The team is known for clear communication and guiding clients smoothly through purchase, refinance, and debt consolidation processes, though some find the paperwork involved typical of mortgage… more...
With over 21 years of experience and a 98% client recommendation rate, Alliance Mortgage Group offers a wide range of loan programs including conventional, FHA, VA, Jumbo, and agricultural loans. The team is known for clear communication and guiding clients smoothly through purchase, refinance, and debt consolidation processes, though some find the paperwork involved typical of mortgage transactions.
Known for their responsive communication and personalized guidance, The Mortgage Brokers focus on aligning mortgage solutions with clients’ financial goals. Their team offers expert support throughout the homebuying process, helping clients feel informed and confident. While their platform is still being developed, customers appreciate the professionalism and clarity provided along the way.
Lenders made 16,533 home-purchase loans in Denton County in 2025 (average about $461,000) and denied 2,224 — 12% of decided applications, compared with 19% across Texas, according to federal mortgage data (HMDA, CFPB). In Frisco, the median home is worth $642,100 and 75% of owners have a mortgage, paying a median $3,386 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Denton County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Guaranty Federal Mortgage | 4.9 | 302 | Quoted per loan | (972) 334-0566 | Visit |
| 2 | Fairway Independent Mortgage Frisco | 4.9 | 248 | — | (972) 867-2125 | Visit |
| 3 | BestRate Mortgage LLC | 5.0 | 125 | — | (972) 814-2378 | Visit |
| 4 | Richardson Mortgage | 5.0 | 102 | — | (214) 216-1760 | Visit |
| 5 | Frisco Mortgage Guy | 5.0 | 92 | Quoted per loan | (214) 529-9622 | Visit |
| 6 | Texas Made Mortgage | 5.0 | 84 | — | (817) 567-8014 | Visit |
| 7 | Elite Lending Solutions Incorporated | 5.0 | 75 | Quoted per loan | (954) 655-5676 | Visit |
| 8 | Katie Porter Team- Mortgage Lending | 5.0 | 67 | — | (469) 363-3235 | Visit |
| 9 | Alliance Mortgage Group | 5.0 | 61 | — | (469) 269-0098 | Visit |
| 10 | The Mortgage Brokers | 5.0 | 29 | — | (214) 927-1421 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.