How much house can you afford in Grand Prairie? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
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Still Waters Lending
4.9 · 194 reviews · Free pre-approval
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Dynamic Mortgage Llc TX State
5.0 · 40 reviews · Free pre-approval
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An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Eroica Financial Services specializes in providing clear mortgage options with competitive rates across FHA, VA, USDA, conventional, and investment property loans. The team helps clients navigate programs like Buy Before You Sell, temporary rate buydowns, and reverse mortgages, offering straightforward guidance throughout the process. Customers appreciate their clear communication and smooth… more...
Eroica Financial Services specializes in providing clear mortgage options with competitive rates across FHA, VA, USDA, conventional, and investment property loans. The team helps clients navigate programs like Buy Before You Sell, temporary rate buydowns, and reverse mortgages, offering straightforward guidance throughout the process. Customers appreciate their clear communication and smooth, stress-free experience.
Still Waters Lending is known for helping clients secure competitive mortgage rates with clear, honest guidance throughout the process. Their team assists with home purchases and refinancing, often praised for smooth communication and responsiveness. Some customers note occasional wait times, but overall the experience is described as straightforward and supportive.
Dynamic Mortgage LLC is known for helping clients close home sales quickly, often within a week, thanks to their focused and communicative team. They assist with mortgage financing and guide customers through each step, making the process smooth and understandable. Some clients note occasional challenges but appreciate the team’s professionalism and dedication.
Known for clear guidance and responsive communication, Mortgage Matters helps clients navigate the home buying process with timely support and practical solutions. The team offers loan assistance and personalized advice, with customers appreciating their availability and thoroughness, though some note the process can still feel complex at times.
HB Lending offers a personalized mortgage experience backed by a network of over 100 lenders, including both traditional and private hardship options. They handle a wide range of loans—from fixed-rate and VA loans to jumbo and commercial financing—combining local market knowledge with digital tools for faster closings. Customers appreciate the team’s professionalism and thorough guidance, though… more...
HB Lending offers a personalized mortgage experience backed by a network of over 100 lenders, including both traditional and private hardship options. They handle a wide range of loans—from fixed-rate and VA loans to jumbo and commercial financing—combining local market knowledge with digital tools for faster closings. Customers appreciate the team’s professionalism and thorough guidance, though some note occasional communication delays during refinancing.
Mortgage Disrupters specializes in home loans with a focus on transparency and client education. Their team offers a variety of mortgage options, including conventional, FHA, VA, and renovation loans, supported by helpful digital tools. Customers appreciate the smooth process and responsive service, though experiences may vary depending on the agent assigned.
Known for making the home buying and refinancing process straightforward and stress-free, Tonius Frank (The Mortgage Disrupters) offers clear guidance and competitive rates. The team provides personalized mortgage solutions and is appreciated for their professionalism and availability, though some clients note the process can still feel involved.
The McGaughey Team specializes in VA loans, recognized as the #1 VA Broker in the United States, with over 23 years of mortgage lending experience. They offer home purchase, refinance, and cash-out refinance loans, working quickly to close deals and guide clients through complex financing. Customers appreciate their knowledgeable, caring approach and efficient process.
Aliton Finance Texas offers straightforward mortgage brokerage services focused on making the loan process hassle-free. The team assists with various financing needs and is noted for being helpful and easy to work with. Some customers appreciate the smooth experience and express interest in future business.
About Mortgage DisruptersMortgage Disrupters is a Texas-based company specializing in home loans, dedicated to providing an exceptional purchase and refinance experience. They aim to simplify the mortgage process for clients, ensuring clarity and ease from start to finish. The company focuses on leveraging technology and expertise to offer competitive rates and personalized service, making the… more...
About Mortgage DisruptersMortgage Disrupters is a Texas-based company specializing in home loans, dedicated to providing an exceptional purchase and refinance experience. They aim to simplify the mortgage process for clients, ensuring clarity and ease from start to finish. The company focuses on leveraging technology and expertise to offer competitive rates and personalized service, making the dream of homeownership accessible to more people. Their mission is to disrupt the traditional mortgage industry by offering innovative solutions and a client-centric approach.Industry ExpertiseMortgage Disrupters demonstrates significant industry expertise through its comprehensive loan options, including Conventional, FHA, VA, and Renovation mortgages. They provide tools like mortgage calculators and home value estimators to empower clients with information. The company's commitment to transparency is evident in their detailed rate breakdowns and educational resources, helping clients understand complex financial products. Their team comprises experienced professionals dedicated to guiding clients through every step of the mortgage process.Mortgage Disrupters OffersThe company offers a wide array of mortgage products tailored to diverse client needs. This includes Conventional Mortgages, FHA Home Loans, VA Home Loans, Jumbo Mortgages, Mortgage Refinancing, and specialized loans like the Renovation Mortgage 203(k). They also provide tools for estimating mortgage payments and determining home worth. Their services are designed to cater to first-time homebuyers, seasoned homeowners, and veterans, ensuring a suitable loan option is available for various financial situations and property types across Texas.Unique AdvantagesMortgage Disrupters distinguishes itself through its focus on innovation and client empowerment. They offer a streamlined online application process and provide accessible tools for financial planning. The company's dedication to transparency in rates and processes, combined with personalized guidance from their expert team, sets them apart. Their commitment to making homeownership achievable for a broader range of clients underscores their disruptive approach to the mortgage industry.
Lenders made 18,906 home-purchase loans in Dallas County in 2025 (average about $494,000) and denied 3,361 — 15% of decided applications, compared with 19% across Texas, according to federal mortgage data (HMDA, CFPB). In Grand Prairie, the median home is worth $295,500 and 59% of owners have a mortgage, paying a median $2,137 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Dallas County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Eroica Financial Services | 5.0 | 7 | — | (972) 264-8465 | Visit |
| 2 | Still Waters Lending | 4.9 | 194 | Quoted per loan | (214) 518-6513 | Visit |
| 3 | Dynamic Mortgage Llc TX State | 5.0 | 40 | Quoted per loan | (469) 586-5840 | Visit |
| 4 | Mortgage Matters | 4.9 | 442 | Quoted per loan | (469) 807-1300 | — |
| 5 | HomeBound loans, Inc dba HB Lending | 4.8 | 120 | Quoted per loan | (682) 365-4355 | Visit |
| 6 | Mortgage Disrupters | 5.0 | 63 | — | (817) 822-9688 | Visit |
| 7 | Tonius Frank (The Mortgage Disrupters) | 5.0 | 37 | — | (214) 874-3012 | Visit |
| 8 | The McGaughey Team at Edge Home Finance - Sean McGaughey | 5.0 | 23 | — | (817) 798-2853 | Visit |
| 9 | Aliton Finance Texas | 5.0 | 15 | — | (972) 998-8522 | Visit |
| 10 | Kem Miller powered by Mortgage Disrupters | 5.0 | 1 | — | (682) 450-9221 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.