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Hello, I am Carlos Sierra and Houston is my hometown. What do you need help with? This 3-step approach builds relationships and creates a plan for each client. This solves your health insurance needs. First, let's begin with a 10-minute phone call during which you can ask any questions. After the 10 minutes, I will get to know you and empathize with you. I will perform a needs assessment to make sure all goals are identified. This may take a few hours, but it will help in the long run. Sometimes it just takes a few hours to get the complete picture. I put together the shopping list after we have researched the various items that may address your needs. I may shop from several different groups. I may need specific items created for us if we can’t find them in stores. I manage the process and guide you through the application and other parts. I may need this item to be custom-made for the best fit. My office can help with this. You will be given a few choices or can contact me with any questions. We are willing to put some things in if you want to. Finally, consumers are given options and the company is properly weighed. I have a process that helps clients compare and select the best option for them. I help you choose your plan percentage, the range of your provider's changes, and the deductible. We will tell you why each one matters and what the trade-offs are.