How much house can you afford in Laredo? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
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Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
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| After | Paid in total | Still owed |
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Nicolas Gomez, SupremeLending Loan Officer, NMLS:1749468
5.0 · 90 reviews · Free pre-approval
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Roger Cazares, Supreme Lending Loan Officer, NMLS: 910634
5.0 · 81 reviews · Free pre-approval
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Dream Big Mortgage
4.9 · 76 reviews · Free pre-approval
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An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Supreme Lending offers a wide range of mortgage options, including VA, USDA, FHA, jumbo, and renovation loans, with a focus on clear communication and timely closings. Customers appreciate the team’s patience and availability throughout the homebuying process, often noting how the guidance helps make financing straightforward and less stressful.
Supreme Lending holds a strong reputation for clear communication and a 99% on-time closing rate, helping borrowers navigate a wide range of mortgage options from conventional to specialized loans. The team provides steady support throughout the homebuying or refinancing process, with clients appreciating their professionalism and responsiveness.
With many years of experience and transparent NMLS licensing, Dream Big Mortgage offers a range of loan programs and online tools like calculators and secure applications to simplify home financing. Customers appreciate the team’s patience, responsiveness, and personalized support throughout the process, though some note communication extends beyond typical hours.
Known for its human-centered approach and fast, clear communication, MBA Mortgage Solutions helps clients navigate home financing with personalized guidance. They assist with purchasing, refinancing, and specialized loan options like VA benefits and low down payments. Customers appreciate the team’s responsiveness and thorough support throughout the loan process.
Licensed under NMLS 1919650, this loan officer with Supreme Lending offers a wide range of mortgage options, including conventional, FHA, VA, and specialized loans like renovation and investor programs. Clients appreciate the clear communication and consistent support throughout the home financing process, though some note the need for patience during closing.
A veteran and family-owned business, NuHome Mortgage focuses on securing competitive interest rates for first-time buyers, seasoned homeowners, and investors. They offer residential and commercial lending with clear communication and personalized guidance. Customers appreciate their professionalism and responsiveness throughout the mortgage process.
Faro Home Loans focuses on helping both homebuyers and real estate investors navigate the mortgage process with clear guidance and personal care. The team offers support through every step of buying or refinancing a home, often going beyond typical lender services. Customers appreciate their friendly approach and willingness to find solutions even in challenging situations.
With over 25 years of experience in real estate and finance, Prolending Mortgage LLC specializes in tailored mortgage solutions for clients in Laredo and South Texas. The team assists with pre-qualification and a variety of loan products, guiding customers through the mortgage process with clear communication and personal attention. Reviews highlight their professionalism and responsiveness… more...
With over 25 years of experience in real estate and finance, Prolending Mortgage LLC specializes in tailored mortgage solutions for clients in Laredo and South Texas. The team assists with pre-qualification and a variety of loan products, guiding customers through the mortgage process with clear communication and personal attention. Reviews highlight their professionalism and responsiveness throughout each transaction.
NEXA Lending Texas - Arturo Gomez Jr specializes in guiding first-time homebuyers through the mortgage process with clear explanations and personalized support. The team offers mortgage brokerage services and is noted for being patient and responsive, helping clients feel confident despite occasional early challenges in the process.
Licensed under NMLS 418802, this loan officer with Supreme Lending offers a wide range of mortgage options, including conventional, FHA, VA, and specialized loans like Non-QM and construction financing. Customers appreciate the clear communication and responsiveness throughout the lending process, noting the team’s professionalism and helpful guidance.
Lenders made 2,237 home-purchase loans in Webb County in 2025 (average about $251,000) and denied 601 — 21% of decided applications, compared with 19% across Texas, according to federal mortgage data (HMDA, CFPB). In Laredo, the median home is worth $193,500 and 54% of owners have a mortgage, paying a median $1,716 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Webb County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Nicolas Gomez, SupremeLending Loan Officer, NMLS:1749468 | 5.0 | 90 | Quoted per loan | (956) 333-8974 | Visit |
| 2 | Roger Cazares, Supreme Lending Loan Officer, NMLS: 910634 | 5.0 | 81 | Quoted per loan | (956) 324-2574 | Visit |
| 3 | Dream Big Mortgage | 4.9 | 76 | — | (956) 857-3258 | Visit |
| 4 | MBA Mortgage Solutions, LLC | 5.0 | 47 | — | (956) 717-3400 | Visit |
| 5 | Baruc Mohamed - Supreme Lending, Loan Officer NMLS: 1919650 | 5.0 | 32 | Quoted per loan | (956) 415-2615 | Visit |
| 6 | NuHome Mortgage | 5.0 | 31 | — | (956) 679-1099 | Visit |
| 7 | Faro Home Loans | 5.0 | 12 | — | (956) 462-1188 | Visit |
| 8 | Elias Christian Trad - Prolending Mortgage LLC | 5.0 | 8 | Quoted per loan | (956) 242-8608 | Visit |
| 9 | NEXA Lending Texas - Arturo Gomez Jr | 5.0 | 5 | Quoted per loan | (210) 942-4825 | Visit |
| 10 | David Rodriguez, Supreme Lending Laredo Loan Officer NMLS 418802 | 5.0 | 4 | — | (956) 206-3407 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.