How much house can you afford in Mckinney? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
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Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
|---|
CORE Mortgage
4.8 · 230 reviews · Free pre-approval
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Lendid Home Loans
5.0 · 209 reviews · Free pre-approval
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Fairway Home Mortgage | The Eric White Team
4.9 · 150 reviews · Free pre-approval
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An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
CORE Mortgage offers a wide range of over 35 loan programs, handling all processing and underwriting in-house to keep communication direct and streamlined. They provide conventional, jumbo, FHA, VA, and specialized loans, aiming to simplify the mortgage process. While many clients appreciate their personalized approach, some have found the experience disorganized and communication lacking.
Lendid Home Loans focuses on guiding clients through the home loan process with clear communication and personalized support. The team offers mortgage brokerage services and is noted for being responsive and knowledgeable, often meeting clients in person to ensure a smooth experience. Some customers find the process thorough, which can feel detailed but helpful.
Fairway Home Mortgage | The Eric White Team focuses on helping clients navigate the home loan process with clear communication and efficiency. The team offers mortgage brokerage services and works to simplify what can often feel complex. Customers appreciate their caring approach, though some note the pace may vary depending on individual circumstances.
Licensed in 14 states, Tom Sherman at Benchmark Mortgage focuses on guiding clients through every step of the mortgage process with clear communication and personalized support. The team offers a variety of loan options for first-time buyers, refinancing, and more, using custom tools to keep the process transparent. Customers appreciate their responsiveness and thoroughness, though some note the… more...
Licensed in 14 states, Tom Sherman at Benchmark Mortgage focuses on guiding clients through every step of the mortgage process with clear communication and personalized support. The team offers a variety of loan options for first-time buyers, refinancing, and more, using custom tools to keep the process transparent. Customers appreciate their responsiveness and thoroughness, though some note the process can require patience as details are managed carefully.
With over 20 years of experience, AWay Home Loans specializes in a variety of mortgage options including FHA, VA, Conventional, Non-QM, and Jumbo loans. The team guides clients through home purchases and refinancing with clear communication and personalized support. Customers appreciate their responsiveness and straightforward approach, though some note the process can still require patience.
Known for clear communication and responsive service, Hawkins Mortgage Group helps clients navigate home loans with ease. The team offers personalized mortgage options, often praised for straightforward guidance and competitive rates. Some customers note the process moves quickly, making it a smooth experience for first-time buyers.
Will Austin - Benchmark Mortgage focuses on transparent communication and personalized mortgage guidance throughout the home buying process. The team offers support with loan options, market updates, and rate explanations, helping clients feel informed and confident. Customers appreciate their responsiveness and the ease they bring to what can be a stressful experience.
LendNext Mortgage Corporation specializes in a broad range of loan programs, including options for foreign nationals and non-QM loans. The team supports both purchase and refinance needs, guiding clients through the mortgage process with clear communication and timely responses. Some clients note the process is smooth, though experiences may vary.
ALCOVA Mortgage is a BBB Accredited Business known for its transparent and client-focused approach to home financing. The team offers a range of loan options, including conventional, FHA, VA, and USDA loans, guiding clients through each step with clear communication. Customers appreciate the knowledgeable loan officers who make the mortgage process smoother and less stressful.
Keystone Mortgage focuses on personalized service to help clients find mortgage solutions that fit their unique financial situations. They assist with home purchases, refinancing, and home equity loans, guiding borrowers through each step with clear communication and timely support. Customers appreciate their responsiveness and ability to handle complex deals efficiently.
Lenders made 19,913 home-purchase loans in Collin County in 2025 (average about $458,000) and denied 2,341 — 11% of decided applications, compared with 19% across Texas, according to federal mortgage data (HMDA, CFPB). In Mckinney, the median home is worth $471,800 and 74% of owners have a mortgage, paying a median $2,763 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Collin County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | CORE Mortgage | 4.8 | 230 | — | (469) 450-8617 | Visit |
| 2 | Lendid Home Loans | 5.0 | 209 | Quoted per loan | (972) 848-5929 | Visit |
| 3 | Fairway Home Mortgage | The Eric White Team | 4.9 | 150 | — | (469) 630-8520 | Visit |
| 4 | Tom Sherman - Benchmark Mortgage | 5.0 | 83 | Quoted per loan | (972) 218-0903 | Visit |
| 5 | AWay Home Loans, LLC NMLS# 1944472 | 5.0 | 66 | Quoted per loan | (469) 606-3363 | Visit |
| 6 | Hawkins Mortgage Group | 5.0 | 53 | — | (972) 369-6913 | — |
| 7 | Will Austin - Benchmark Mortgage | 5.0 | 52 | Quoted per loan | (972) 951-9794 | Visit |
| 8 | LendNext Mortgage Corporation | 5.0 | 22 | Quoted per loan | (214) 807-6665 | Visit |
| 9 | ALCOVA Mortgage | McKinney, TX | 4.9 | 10 | — | (214) 334-0674 | Visit |
| 10 | Keystone Mortgage | 5.0 | 8 | Quoted per loan | (972) 964-6450 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.