How much house can you afford in Pasadena? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
|---|
Guarantee Loan Service
4.9 · 348 reviews · Free pre-approval
Get pre-approved →
Capital Home Lending
5.0 · 154 reviews · Free pre-approval
Get pre-approved →
Security Finance
4.9 · 141 reviews · Free pre-approval
Get pre-approved →
An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Guarantee Loan Service focuses on helping clients repair their credit with clear, thorough explanations throughout the process. The team offers friendly, patient guidance that customers appreciate for making loan steps easier to understand. Some find the process detailed but generally value the professional and courteous approach.
Capital Home Lending leverages over 20 years of mortgage experience to offer personalized home purchase and refinance loans, helping clients navigate complex lending details with clear guidance. The team is known for attentive, patient service and thorough explanations, making the home loan process easier for first-time buyers and those with challenging situations.
Security Finance offers accessible personal installment loans, even for those without perfect credit, along with tax preparation services. Customers appreciate the friendly and efficient team, who guide applicants through a straightforward process either online or in-branch. The company focuses on quick approvals and clear communication throughout.
Regional Finance focuses on providing straightforward loan services with a polite and helpful team. They assist customers seeking various financing options and are recognized for their courteous approach. Some clients note the process can take time, but the staff’s kindness is consistently appreciated.
Tower Loan focuses on providing personal loan options with an emphasis on affordable payments tailored to customers’ needs. The team offers straightforward loan services and is often described as friendly and helpful, making the process easy to navigate. Some clients appreciate the personable approach during their visits.
First Community Mortgage is recognized for its ethical business practices and commitment to diversity, earning multiple awards in these areas. They offer home loan services including purchase and refinancing support, along with helpful tools like a mortgage checklist and calculator. Customers appreciate the team’s clear communication and patient guidance throughout the process.
Licensed through the Nationwide Multistate Licensing System (NMLS), Michael Velez specializes in a wide range of mortgage loans, including conventional, FHA, jumbo, and refinance options. The team is known for clear communication and responsiveness, helping clients navigate complex situations with patience and practical solutions, though some may find the process detailed.
Southwest Funding LP focuses on building strong customer relationships while offering a wide range of mortgage products, including Conventional, FHA, Jumbo, VA, USDA, and renovation loans. Customers appreciate the clear communication and problem-solving skills of the loan originators, though occasional delays in appraisal timing have been noted.
Terry Walters Mortgage specializes in guiding first-time immigrant homebuyers through the mortgage process with clear, step-by-step support. The team assists with both new mortgages and refinancing, often helping clients navigate unexpected challenges to ensure smooth closings. Customers appreciate their thoroughness and willingness to go the extra mile.
About Alliance MortgageAlliance Mortgage Group LLC is dedicated to providing exceptional customer service, prioritizing the needs of their clients. Leveraging extensive expertise in the residential lending sector, they encourage individuals to apply online to access their services. The company aims to simplify the mortgage process and assist clients in securing favorable rates for new home… more...
About Alliance MortgageAlliance Mortgage Group LLC is dedicated to providing exceptional customer service, prioritizing the needs of their clients. Leveraging extensive expertise in the residential lending sector, they encourage individuals to apply online to access their services. The company aims to simplify the mortgage process and assist clients in securing favorable rates for new home purchases or refinancing existing loans.Why Choose Alliance MortgageAlliance Mortgage Group LLC holds an NMLS ID of 251901 and 967259, indicating compliance with national mortgage licensing standards. They offer a range of loan programs tailored to diverse needs, including conventional, FHA, refinance, reverse, USDA, and VA loans. Their commitment to customer service is a cornerstone of their operation, ensuring a client-focused approach throughout the lending journey.Alliance Mortgage ServicesAlliance Mortgage Group LLC provides a comprehensive suite of mortgage solutions. They specialize in purchase and refinance loans, catering to various client requirements. Additionally, they offer specialized loan programs to accommodate unique situations. Clients can utilize their online application portal, mortgage calculators, and informative resources like loan process guides and glossaries to facilitate their home financing decisions. They serve clients seeking to buy a new home or refinance their current mortgage.Key DifferentiatorsAlliance Mortgage Group LLC offers a variety of loan programs, including conventional, FHA, and VA loans. They provide online application tools and mortgage calculators for client convenience. The company emphasizes quality customer service and has multiple NMLS IDs, suggesting a robust and compliant operational framework.
Lenders made 43,310 home-purchase loans in Harris County in 2025 (average about $389,000) and denied 9,616 — 18% of decided applications, compared with 19% across Texas, according to federal mortgage data (HMDA, CFPB). In Pasadena, the median home is worth $209,600 and 47% of owners have a mortgage, paying a median $1,820 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Harris County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Guarantee Loan Service | 4.9 | 348 | — | (713) 941-9962 | Visit |
| 2 | Capital Home Lending | 5.0 | 154 | Quoted per loan | (281) 817-8037 | Visit |
| 3 | Security Finance | 4.9 | 141 | — | (713) 472-5626 | Visit |
| 4 | Regional Finance | 4.6 | 116 | — | (832) 786-3844 | Visit |
| 5 | Tower Loan | 4.9 | 67 | Quoted per loan | (713) 929-9894 | Visit |
| 6 | First Community Mortgage | 5.0 | 20 | — | (800) 464-8626 | Visit |
| 7 | Michael Velez - Mortgage Expert | 5.0 | 10 | Quoted per loan | (281) 876-2369 | Visit |
| 8 | Southwest Funding | 5.0 | 10 | — | (832) 580-9522 | Visit |
| 9 | Terry Walters Mortgage | 5.0 | 2 | — | (713) 398-1890 | Visit |
| 10 | Alliance Mortgage Group LLC | Mortgages | Refinance | 5.0 | 1 | — | (281) 487-9700 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.