Smart Rate Mortgage Brokers LLC

I have 17+ years in mortgage lending and am a Certified Mortgage Specialist. I have helped many families buy their first, second, and third homes. I understand FHA, Conventional, VA, and Jumbo Loans. My education includes both Education (K-12) and Finance at Southwest Texas State University. Clients appreciate my consultative financing approach. I was born and raised in San Antonio. I learned Spanish by attending an all-male Catholic seminary high school. Diego, a US Navy sailor, and Marcelo, a Taft Junior, are my boys. I'm a proud single dad. Being a single parent to two energetic boys has taught me how to listen and be patient. I'm patient and understanding. We marathon fish often as I am a certified fishing guide serving South Texas Anglers fishing trips to local lakes and the Gulf of Mexico coast. I also spent many hours coaching youth football. Regardless of the task, I love helping people. My business is driven by relationships. I am a man who believes in being kind, passionate, and delivering the best to others.

Overall, the reviews all strongly suggest that Fred and his team at Smart Rate Mortgage Brokers are outstanding. They frequently use phrases like 'highly recommend,' 'knowledgeable,' "responsive' and 'communicate.' Clients found that the process was simple, quick, and transparent. Many called Fred and his team the best, claiming that they far exceeded their expectations. Moreover, they were grateful for their work and believed they made everything easier. The clients also emphasized how fast and helpful the team was during the closing. They loved how Fred was always willing to help them out and answer all the first-time home buyer questions showing that he truly cares about his clients. This gives other clients confidence in Fred and reaffirms the high recommendations left by many265ju.