Best Private Mortgage Lenders in Salt Lake City
- Businesses listed
- 3
- Owner reviewed
- 1 of 3 Claimed or managed by the owner
- Most-offered services
- Mortgage ServicesHome Buying GuidanceLoan ManagementMortgage Lending
- What customers praise
- recommend×32highly recommend×11very helpful×5stress free×4
Sharla Jolley Ellis
Known for a national #1 ranking in customer service, this mortgage team focuses on clear communication and personalized support throughout the home-buying process. They offer mortgage strategy and lending services with a transparent, responsive approach that clients find reassuring and easy to navigate. Some customers note the thoroughness can require patience, but most appreciate the team’s… more...
Known for a national #1 ranking in customer service, this mortgage team focuses on clear communication and personalized support throughout the home-buying process. They offer mortgage strategy and lending services with a transparent, responsive approach that clients find reassuring and easy to navigate. Some customers note the thoroughness can require patience, but most appreciate the team’s availability and warmth.
Academy Mortgage Sugarhouse
Known for attentive, knowledgeable loan officers who prioritize clear communication, Academy Mortgage Sugarhouse helps clients navigate home financing with care and professionalism. The team offers guidance through various mortgage options, making the process smooth and understandable. Customers appreciate their responsiveness and willingness to support buyers at every step.
Guild Mortgage Company
Known for personalized service that helps navigate complex situations like small business ownership, Guild Mortgage offers a range of home loan options designed to simplify the buying process. Customers appreciate the team’s clear communication and proactive approach, though some note the experience can feel highly personalized around specific agents.
Salt Lake City Mortgage Statistics
Home-purchase lending in Salt Lake County and home costs in Salt Lake City, UT (latest HMDA and Census data)Lenders made 12,114 home-purchase loans in Salt Lake County in 2025 (average about $510,000) and denied 1,455 — 11% of decided applications, compared with 10% across Utah, according to federal mortgage data (HMDA, CFPB). In Salt Lake City, the median home is worth $539,500 and 65% of owners have a mortgage, paying a median $2,070 a month (Census ACS 2020–2024).
- Home-purchase loans, 2025
- 12,114▼ 1%12,232 in 2024
- Denial rate
- 11%UT 10%
- Median home value
- $539,500UT $489,400
- Monthly cost with a mortgage
- $2,070median · UT $2,009
- Refinance loans made (Salt Lake County, 2025)
- 9,762 · 7,042 in 2024
- Home-improvement loans made (2025)
- 3,343
- Average home-purchase loan
- $510,000 (UT $485,000)
- Owners with a mortgage
- 65% · 25% of them spend 30%+ of income on housing
- Median household income
- $75,090 (UT $95,166)
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Salt Lake County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
Frequently asked questions
8 questionsHow do I choose the best private mortgage lender in Salt Lake City?
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General information, not financial advice — consult a qualified professional.
Our Methodology
Best 10 private mortgage lenders list assembly and recognition by TrustAnalytica for Salt Lake City is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.
We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).
Rankings are frequently updated to reflect the latest reviews from trusted sources.
Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.
TrustAnalytica's procedure for listing private mortgage lenders companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 private mortgage lenders category.
The Process
Business Verification
Verified private mortgage lenders listings in Salt Lake City are based on robust online activity and Google reviews, ensuring credibility.
Business Details
Comprehensive private mortgage lenders profiles offer vital details for informed decisions in Salt Lake City.
Reviews And Ratings
Real-time customer ratings guide our private mortgage lenders rankings in Salt Lake City, reflecting genuine reputation.
SEO And Keywords
Our SEO strategy elevates the visibility of top private mortgage lenders providers in Salt Lake City.
AI Search Visibility
Every private mortgage lenders listing in Salt Lake City is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.