How much house can you afford in Alexandria? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
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Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
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| After | Paid in total | Still owed |
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FitzGerald Financial Group
5.0 · 180 reviews · Free pre-approval
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Fairfax Lending, Inc.
4.9 · 177 reviews · Free pre-approval
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Atlantic Coast Mortgage - Alexandria
5.0 · 56 reviews · Free pre-approval
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An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Known for blending traditional hometown values with modern technology, FitzGerald Financial Group offers a personal lending experience focused on home purchase loans, refinancing, and construction mortgages. Clients appreciate the team’s clear communication and efficient processing, often noting how supported they feel throughout the mortgage journey.
Fairfax Lending focuses on providing personalized mortgage solutions with a strong emphasis on clear communication and client support. They assist with home purchases and refinancing, offering secure online applications and interactive tools to help clients explore financing options. Customers appreciate their organized, responsive team and the smooth, well-managed loan process.
Known for responsive communication and expert guidance, Atlantic Coast Mortgage in Alexandria helps clients navigate home loans with ease. The team offers mortgage brokerage services, including competitive rates and support throughout the loan process. Customers appreciate their availability beyond regular hours, especially during weekends and evenings.
SpringBank Mortgage is known for its fast pre-approval process, often providing certificates within an hour to help clients move quickly in competitive markets. The team offers a range of mortgage and refinance options, including FHA, VA, and jumbo loans, with a focus on clear communication and responsiveness. Customers appreciate their professionalism and thorough guidance, especially during… more...
SpringBank Mortgage is known for its fast pre-approval process, often providing certificates within an hour to help clients move quickly in competitive markets. The team offers a range of mortgage and refinance options, including FHA, VA, and jumbo loans, with a focus on clear communication and responsiveness. Customers appreciate their professionalism and thorough guidance, especially during tight timelines.
Known for offering a broad range of mortgage options, including specialty and investor financing, First Heritage Mortgage helps clients navigate home buying with transparency and confidence. Their team supports first-time and experienced buyers through purchase, refinance, and renovation loans. Customers appreciate their professionalism and straightforward approach throughout the process.
PierPoint Mortgage offers direct access to wholesale mortgage pricing, helping borrowers save on interest compared to traditional banks. The team works with a wide range of loan types, including conventional, FHA, VA, refinancing, and niche products like reverse and investor loans. Customers appreciate the smooth process and knowledgeable guidance throughout their home financing journey.
With over 20 years of experience and licenses across multiple East Coast states, Potomac Trust Mortgage Company, LLC offers a wide range of home loan options tailored to individual financial goals. The team is known for clear communication, responsiveness, and guiding clients smoothly through the mortgage process. Some customers note the fast pace can feel intense, but many appreciate the… more...
With over 20 years of experience and licenses across multiple East Coast states, Potomac Trust Mortgage Company, LLC offers a wide range of home loan options tailored to individual financial goals. The team is known for clear communication, responsiveness, and guiding clients smoothly through the mortgage process. Some customers note the fast pace can feel intense, but many appreciate the attentive support throughout.
With over 30 years of experience and access to more than 45 lenders, Todd Murdock HomeFirst Mortgage specializes in helping clients find mortgage solutions tailored to their unique needs. The team offers services for purchasing, refinancing, and renovating homes, guiding customers clearly through each step. Clients appreciate the proactive communication and patient explanations throughout the… more...
With over 30 years of experience and access to more than 45 lenders, Todd Murdock HomeFirst Mortgage specializes in helping clients find mortgage solutions tailored to their unique needs. The team offers services for purchasing, refinancing, and renovating homes, guiding customers clearly through each step. Clients appreciate the proactive communication and patient explanations throughout the process.
PrimeLending, A PlainsCapital Company, is known for its responsive and knowledgeable team that guides clients through mortgage and refinancing processes. They offer a range of loan services, helping customers reduce monthly payments and navigate each step with clarity. Many appreciate the helpful communication and support throughout their experience.
Lenders made 1,789 home-purchase loans in Alexandria City County in 2025 (average about $717,000) and denied 133 — 7% of decided applications, compared with 11% across Virginia, according to federal mortgage data (HMDA, CFPB). In Alexandria, the median home is worth $735,100 and 76% of owners have a mortgage, paying a median $3,237 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Alexandria City County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | FitzGerald Financial Group | 5.0 | 180 | — | (703) 766-2319 | Visit |
| 2 | Fairfax Lending, Inc. | 4.9 | 177 | — | (888) 878-1131 | Visit |
| 3 | Atlantic Coast Mortgage - Alexandria | 5.0 | 56 | — | (703) 766-6700 | Visit |
| 4 | SpringBank Mortgage | 5.0 | 41 | — | (703) 349-3901 | Visit |
| 5 | First Heritage Mortgage, LLC - Alexandria | 5.0 | 35 | — | (703) 972-2028 | Visit |
| 6 | PierPoint Mortgage Alexandria, VA | 5.0 | 31 | Quoted per loan | (571) 290-2507 | Visit |
| 7 | Potomac Trust Mortgage Company, LLC | 4.8 | 25 | Quoted per loan | (703) 535-7862 | Visit |
| 8 | Todd Murdock HomeFirst Mortgage | 5.0 | 22 | Quoted per loan | (703) 868-7074 | Visit |
| 9 | PrimeLending, A PlainsCapital Company - Alexandria | 4.9 | 21 | — | (703) 971-0192 | Visit |
| 10 | Ken Siegfried - Mortgage Loan Officer | 5.0 | 1 | — | (703) 919-9040 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.