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Flores Law PLLC Assists with Bankruptcy and Fresh Start When it's time to start fresh, Flores Law PLLC can help. Clients are the top priority at the firm. That means our Richmond bankruptcy attorney will spend time with you to learn about your situation and develop a plan to protect your interests. The firm will work to find the most suitable legal solution for you, whether Chapter 7 or Chapter 13. They can help you eliminate credit card or medical bill debt, cease creditor harassment, and protect you against home foreclosure. But, your attorney will lead you through these difficult steps. They understand how stressful these issues are. Flores Law PLLC is ready to schedule your consultation. What Is Chapter 7 Bankruptcy? Chapter 7 bankruptcy is the most common form in the U.S. It allows individuals, families, and small business owners to erase their debts. Although it is often referred to as a liquidation, it does not necessitate the forfeiture of all assets. Our mission is to keep your money and assets safe. This is achieved by capitalizing on the myriad of exemption rules. What Happens After Chapter 7 Filing? After filing for Chapter 7 bankruptcy, creditors will no longer be allowed to harass you. They will not be able to garnish your salary or bank balance. However, these unpaid debts can be transferred to collection firms. It will appear on your credit report, hurting your credit score, which may make it difficult to rent a property, fund a vehicle, or purchase a house. You will get a barrage of letters from lenders and collections businesses in your mailbox. They may persecute you by phone. But now, after declaring bankruptcy, you can open your mailbox and answer your phone without fear.
 
Reviews of the Law Offices of Stephen Flores are overwhelmingly positive. Many clients have found that this law firm with its specialized legal guidance is very effective during their financial crisis and they are saying thanks to the firm's legal team for their timely and professional handling of their bankruptcy cases. Transparency and professionalism are the hallmarks of the firm, and they make sure that clients understand how bankruptcy works. Clients also think the firm is very accommodating and responsive, as it always takes the time to speak with clients and address their questions and challenges with clear information and guidance. That it's humble and understanding through all scenarios - especially when clients are going through financial problems or research debths. and the team collaborates to provide a more engaging solution when putting things to an end. Clients have described their experiences with collections as positive and stress-free, and they would not hesitate to use Flores Law's services again or recommend them to a friend. Although nobody ever wishes to be in a financial crisis, if it occurs, the Law Offices of stephen Flores, are the best law firm you can depend on and their clients agree entirely.