How much house can you afford in Bellevue? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
|---|
Evergreen Home Loans Bellevue NMLS 3182
4.9 · 416 reviews · Free pre-approval
Get pre-approved →
Bay Equity Home Loans
5.0 · 201 reviews · Free pre-approval
Get pre-approved →
Jeff Johnson - Megastar Financial Mortgage Corp
5.0 · 148 reviews · Free pre-approval
Get pre-approved →
An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
About This ApplicationThis document describes a runtime error encountered within a web application. The server is configured to prevent remote viewing of detailed error messages for security purposes. To enable remote viewing of error details, administrators must modify the application's web.config file to set the customErrors mode to "Off". This configuration change allows for more granular… more...
About This ApplicationThis document describes a runtime error encountered within a web application. The server is configured to prevent remote viewing of detailed error messages for security purposes. To enable remote viewing of error details, administrators must modify the application's web.config file to set the customErrors mode to "Off". This configuration change allows for more granular debugging when the application is accessed from remote machines.Credentials & TrustThe provided text does not contain information regarding certifications, licenses, awards, memberships, industry affiliations, customer ratings, years of experience, or guarantees. Therefore, no trust signals can be extracted from this document.Application OfferingsThis document does not detail any specific services, products, or solutions offered by the application. Its sole focus is on explaining a server error and the configuration required to manage error message visibility.Unique AdvantagesNo unique advantages or differentiators of the application are mentioned in this document. The text is purely technical, addressing a server error configuration.
Bay Equity Home Loans focuses on guiding first-time homebuyers through the mortgage process with clear communication and patient support. Their team helps clients understand each step, works to secure competitive rates, and keeps the process on schedule. Customers appreciate the professionalism and responsiveness throughout the experience.
Known for providing personalized, one-on-one mortgage planning since 2002, Jeff Johnson - Megastar Financial Mortgage Corp offers thorough pre-approvals, detailed loan comparisons, and expert guidance on rate timing. Clients appreciate the clear communication and responsiveness, though working with a single point of contact means all questions go through one person.
American Mortgage Inc. is known for fast, efficient loan processing and a personalized approach that supports clients through buying or refinancing a home. They offer a range of mortgage options, including fixed-rate and adjustable loans, plus tools to help with affordability decisions. While many appreciate their clear communication and smooth process, some have noted delays in follow-up contact.
American Pacific Mortgage Bellevue (NMLS #944387) is known for clear communication and responsiveness throughout the loan process. The team assists with various mortgage needs, including home purchases and HELOCs, often providing quick replies by phone, text, or email. Customers appreciate the straightforward guidance and smooth experience.
Known for a thoughtful and attentive approach, Troy Gamble and his team specialize in guiding buyers through mortgage options tailored to their unique situations. They focus on clear communication and honesty, often introducing clients to lesser-known programs that fit their needs. Customers appreciate their responsiveness and the care taken to ensure no one falls through the cracks.
Known for clear, thorough guidance throughout the home loan process, Trevor Bennett - NFM Lending helps clients make informed decisions with personalized support. The team specializes in VA loans and first-time homebuyer financing, consistently praised for responsiveness and detailed explanations. Some clients note the process can involve frequent communication, which many find helpful rather… more...
Known for clear, thorough guidance throughout the home loan process, Trevor Bennett - NFM Lending helps clients make informed decisions with personalized support. The team specializes in VA loans and first-time homebuyer financing, consistently praised for responsiveness and detailed explanations. Some clients note the process can involve frequent communication, which many find helpful rather than overwhelming.
Best Mortgage specializes exclusively in Reverse Mortgages, offering honest, no-pressure consultations tailored to seniors seeking to leverage home equity. With over 34 years of experience in the Seattle area, their team also assists with VA loans, refinancing, and first-time homebuyer programs. Clients appreciate their knowledgeable, approachable service and ongoing support beyond closing.
Known for a transparent approach and a Best Price Guarantee, this mortgage team offers a wide range of loan options, including FHA, VA, Jumbo, and refinancing programs. Customers appreciate their responsiveness, patience, and attention to detail throughout the homebuying process, helping make financing smoother and less stressful.
General Mortgage Capital Corporation specializes in mortgage programs designed for self-employed borrowers, foreign nationals, and investors, offering options like closing cost assistance and flexible loan products. The team handles applications efficiently and stays accessible throughout the process, with clients appreciating their professionalism and responsiveness.
Lenders made 21,413 home-purchase loans in King County in 2025 (average about $841,000) and denied 1,927 — 8% of decided applications, compared with 9% across Washington, according to federal mortgage data (HMDA, CFPB). In Bellevue, the median home is worth $1,340,300 and 61% of owners have a mortgage, paying a median $4,001 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in King County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Evergreen Home Loans Bellevue NMLS 3182 | 4.9 | 416 | — | (425) 974-8500 | Visit |
| 2 | Bay Equity Home Loans | 5.0 | 201 | — | (206) 779-1874 | Visit |
| 3 | Jeff Johnson - Megastar Financial Mortgage Corp | 5.0 | 148 | Quoted per loan | (425) 998-6173 | Visit |
| 4 | American Mortgage Inc | 4.7 | 137 | Quoted per loan | (425) 861-1800 | Visit |
| 5 | American Pacific Mortgage Bellevue (NMLS #944387) | 4.8 | 115 | — | (425) 274-2000 | Visit |
| 6 | Troy Gamble | 5.0 | 104 | — | (425) 230-3123 | Visit |
| 7 | Trevor Bennett - NFM Lending | 5.0 | 89 | Quoted per loan | (425) 318-1483 | Visit |
| 8 | Best Mortgage — Seattle Mortgage Broker Bellevue | 5.0 | 65 | — | (425) 649-6000 | Visit |
| 9 | Zack Nguyen - Mortgage & Real Estate | 5.0 | 25 | — | (206) 707-5702 | Visit |
| 10 | General Mortgage Capital Corporation - Bellevue | 5.0 | 4 | — | (425) 999-7573 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.