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The loan approval process at Caliber typically begins with an informal meeting. We may also approve your loan over the telephone if you are unable to meet us in person. We will evaluate your income and any debts you have. You can also access your credit report online for free. The process is quick and easy, so let's get started. Pre-qualification is a great way to prepare yourself for homeownership. Pre-qualification helps you understand the type of house you can afford. It also allows you to reduce the time spent searching for a home and concentrate on those you can afford. A homeowner may appreciate that you have learned about home financing and are ready to manage your mortgage. Our vision is simple: to make you a homeowner. Our simple technology and expert guidance from our Loan Consultants make homeownership a straightforward process. We are available to help you fulfill your ambitions, including buying your dream home.