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  1. United States
  2. Best Private Mortgage Lenders
  3. Private Mortgage Lenders in Washington
  4. Seattle

Best Private Mortgage Lenders in Seattle

Seattle Private Mortgage Lenders stats: Key insights from this page’s listings Updated
Businesses listed
9
Average rating
4.8 554 reviews
Most-offered services
Mortgage LendingMortgage ServicesPre-Approval ServicesHome Equity LoansHome Purchase Loans
What customers praise
recommend×156highly recommend×83great experience×42recommended×27
Private mortgage lendersSeattle, WA

1

Sammamish Mortgage

Known for offering competitive mortgage rates through a unique team-based approach, Sammamish Mortgage provides home loans and refinancing across several states. Customers appreciate their fast, knowledgeable service and clear communication, though some note the need to stay proactive during the process due to a busy office.

Services & Prices
Home Purchase Mortgage Fee quoted per loan
Refinancing Fee quoted per loan
Pre-Approval Fee quoted per loan
View Profile
(425) 401-8787
Closed Now
3055 112th Ave NE Suite 200, Bellevue, WA 98004, USA
General Services
Mortgage Lending
2

Cornerstone Home Lending, Inc.

Cornerstone Home Lending, Inc. offers a full range of mortgage options backed by in-house processing, underwriting, and funding to help ensure on-time closings. Their team handles home loan programs with clear communication and responsiveness, making the financing process smoother, though some clients note occasional stress typical of homebuying.

Services & Prices
Home Purchase Loans Fee quoted per loan
Refinancing Loans Fee quoted per loan
VA Loans Fee quoted per loan
Rate Lock Services Fee quoted per loan
View Profile
(206) 682-6400
Closed Now
1200 Westlake Ave N # 801, Seattle, WA 98109, USA
General Services
Mortgage Services
3

Adrienne Parrish Caliber Home Loans

With over eight years of mortgage experience, Adrienne Parrish Caliber Home Loans offers a broad range of loan options including Conventional, FHA, VA, Jumbo, and Portfolio loans. Customers appreciate the clear communication, personalized guidance, and smooth process, though some note occasional challenges with complex property issues.

Services & Prices
Home Purchase Loans Fee quoted per loan
Refinancing Services Fee quoted per loan
First-Time Homebuyer Assistance Fee quoted per loan
View Profile
(206) 643-3076
Closed Now
2701 Eastlake Ave E Suite 105, Seattle, WA 98102, USA
General Services
Mortgage Lending
4

Jon Wagher, - Caliber Home Loans

With 50 years of combined experience, Jon Wagher at Caliber Home Loans specializes in guiding clients through home purchases and refinancing, including VA loans. The team offers clear communication, thorough advice, and steady support, though some clients note that rates may not always be the lowest available outside urgent timelines.

Services & Prices
Conventional Loans Fee quoted per loan
VA Home Loans Fee quoted per loan
FHA Loans Fee quoted per loan
Rate & Term Refinance Fee quoted per loan
View Profile
(206) 483-9922
Closed Now
2701 Eastlake Ave E UNIT 105, Seattle, WA 98102, USA
General Services
Home Purchase Loans
5

Juniper Capital Corporation

Juniper Capital specializes in private money loans that move quickly, catering to real estate investors who need flexible financing beyond conventional limits. Their team offers residential, commercial, hard money, and bridge loans throughout Washington and the Pacific Northwest. Customers appreciate the smooth process and responsive communication, though some concerns have been raised about… more...

Juniper Capital specializes in private money loans that move quickly, catering to real estate investors who need flexible financing beyond conventional limits. Their team offers residential, commercial, hard money, and bridge loans throughout Washington and the Pacific Northwest. Customers appreciate the smooth process and responsive communication, though some concerns have been raised about company integrity.

Services & Prices
Quick Financing Fee quoted per loan
Project Funding Fee quoted per loan
Business Development Loans Fee quoted per loan
View Profile
Closed Now
11 Front St S Suite 100, Issaquah, WA 98027, USA
General Services
Financing
Mortgage Affordability Calculator – SeattleSee how much house you can afford in Seattle in 30 seconds, then get pre-approved by a top-rated local mortgage broker. Check what I can afford →
Where they are 9 on the map Click a pin for the profile and directions
6

Citywide Home Loans

Citywide Home Loans combines the resources of a large firm with the close-knit feel of a small company, maintaining a personal touch since 1998. They offer mortgage lending and refinancing services across 35 states, with clients appreciating clear communication and responsiveness—even on weekends. Some note occasional delays, but overall the team stays engaged throughout the process.

View Profile
(206) 406-8139
Closed Now
2825 Eastlake Ave E Suite 120, Seattle, WA 98102, USA
7

Seattle Funding Group, Ltd.

Seattle Funding Group, Ltd. specializes in private money lending with a focus on disciplined, long-term capital stewardship. The team handles investment and construction loans, often praised for fast funding and professional service, though some clients note occasional communication gaps during the approval process. Customers appreciate their honesty and hands-on approach throughout projects.

Services & Prices
Investment Property Loans Fee quoted per loan
Construction Loans Fee quoted per loan
Conventional Loans Fee quoted per loan
Capital Funding Fee quoted per loan
View Profile
Closed Now
11245 SE 6th St Suite, 210, Bellevue, WA 98004, USA
General Services
Real Estate Loans
8

Eileen Burke

Eileen Burke is our stress-free, easy-to-understand mortgage process. As your loan officer, backed by Movement Mortgage’s teams and resources, your perception of the home buying process will be changed for the better. Whether you’re buying, selling, refinancing, or building your dream home, there’s a lot riding on your choice in a loan professional. I have the knowledge and experience to help you… more...

Eileen Burke is our stress-free, easy-to-understand mortgage process. As your loan officer, backed by Movement Mortgage’s teams and resources, your perception of the home buying process will be changed for the better. Whether you’re buying, selling, refinancing, or building your dream home, there’s a lot riding on your choice in a loan professional. I have the knowledge and experience to help you explore financing options in a way that’s simple and straightforward. Together, let’s take a look at what you can qualify for.

View Profile
(206) 799-0530
Closed Now
617 Eastlake Ave E #300, Seattle, WA 98109, USA
9

Roy Hernandez Caliber Home Loans

Caliber's loan approval process usually begins with an informal meeting. If you are too busy to visit us in person, we can also approve your loan over the telephone. Your loan consultant will review your income, as well as any debts that you have. You can also order a copy of your credit report. Pre-qualification is a great way to prepare yourself for homeownership. Pre-qualification will give… more...

Caliber's loan approval process usually begins with an informal meeting. If you are too busy to visit us in person, we can also approve your loan over the telephone. Your loan consultant will review your income, as well as any debts that you have. You can also order a copy of your credit report. Pre-qualification is a great way to prepare yourself for homeownership. Pre-qualification will give you a better idea of what type of house you are able to afford. It also allows you to save time and limit your home search to homes you can afford. A home seller might appreciate that you have done all the research on home financing and you are ready to offer. We have a simple vision: to help you get on the path of homeownership. Caliber's easy-to-use technology combined with the expert guidance provided by our Loan Consultants makes homeownership a simple process. We are ready to assist you in achieving your dreams, including the purchase of your dream home.

View Profile
(206) 900-4992
Closed Now
601 Union St Suite #3000, Seattle, WA 98101, USA

Latest reviews of Seattle Private Mortgage Lenders

Written on TrustAnalytica by clients of the businesses in this list
  • Cydney

    Jeromy has described his views on lending to people of color as not possible due pt his conservative views.

  • Tarah

    VICE PRESIDENT OF BUSINESS DEVELOPMENT Jared Grose actively supports murderer Kylan Houle, who was arrested last May for first degree murder after he killed a father of 6 while he was burglarizing the man's home. He has publicly praised Kylan on Kylan's Instagram (@kykeaton206). I would never do bus…

Seattle Mortgage Statistics

Home-purchase lending in King County and home costs in Seattle, WA (latest HMDA and Census data)

Lenders made 21,413 home-purchase loans in King County in 2025 (average about $841,000) and denied 1,927 — 8% of decided applications, compared with 9% across Washington, according to federal mortgage data (HMDA, CFPB). In Seattle, the median home is worth $938,600 and 71% of owners have a mortgage, paying a median $3,505 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
21,413▼ 1%21,585 in 2024
Denial rate
8%WA 9%
Median home value
$938,600WA $564,600
Monthly cost with a mortgage
$3,505median · WA $2,445
Refinance loans made (King County, 2025)
13,874 · 8,176 in 2024
Home-improvement loans made (2025)
4,335
Average home-purchase loan
$841,000 (WA $564,000)
Owners with a mortgage
71% · 25% of them spend 30%+ of income on housing
Median household income
$123,860 (WA $98,141)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in King County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Seattle Private Mortgage Lenders stats: 9 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Sammamish Mortgage 4.9 394 Fee quoted per loan (425) 401-8787 Visit
2 Cornerstone Home Lending, Inc. 5.0 100 Fee quoted per loan (206) 682-6400 Visit
3 Adrienne Parrish Caliber Home Loans 5.0 34 Fee quoted per loan (206) 643-3076 Visit
4 Jon Wagher, - Caliber Home Loans 5.0 7 Fee quoted per loan (206) 483-9922 Visit
5 Juniper Capital Corporation 3.9 7 Fee quoted per loan — Visit
6 Citywide Home Loans 5.0 5 — (206) 406-8139 Visit
7 Seattle Funding Group, Ltd. 4.2 5 Fee quoted per loan — Visit
8 Eileen Burke 5.0 1 — (206) 799-0530 Visit
9 Roy Hernandez Caliber Home Loans 5.0 1 — (206) 900-4992 Visit

Frequently asked questions

9 questions
How do I choose the best private mortgage lender in Seattle?
Select based on verified reviews, ratings, review volume, and if the business claimed its profile. TrustAnalytica uses these factors for ranking.
What services do private mortgage lenders offer?
Private mortgage lenders provide home loans, refinancing, and sometimes bridge loans. They often offer personalized lending solutions.
Are free consultations common with Seattle mortgage lenders?
Yes, many private mortgage lenders offer free consultations to discuss loan options and terms.
What questions should I ask a mortgage lender before hiring?
Ask about interest rates, fees, loan terms, prepayment penalties, and the application process.
How long does the mortgage process take in Seattle?
The mortgage process typically takes 30 to 45 days, but it can vary based on lender efficiency and documentation speed.
Do I need a private mortgage lender in Washington?
Consider a private mortgage lender if traditional banks don't meet your needs or if you require more flexible terms.
How do mortgage lender fees typically work?
Fees may include origination fees, appraisal fees, and closing costs. They vary by lender and loan type.
What is the role of a private mortgage lender?
They provide financing for home purchases, often with more flexible terms than traditional banks.
Can private mortgage lenders help with refinancing in Seattle?
Yes, many private mortgage lenders offer refinancing options to help lower interest rates or adjust loan terms.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 private mortgage lenders list assembly and recognition by TrustAnalytica for Seattle is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing private mortgage lenders companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 private mortgage lenders category.

The Process

1

Business Verification

Verified private mortgage lenders listings in Seattle are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive private mortgage lenders profiles offer vital details for informed decisions in Seattle.

3

Reviews And Ratings

Real-time customer ratings guide our private mortgage lenders rankings in Seattle, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top private mortgage lenders providers in Seattle.

5

AI Search Visibility

Every private mortgage lenders listing in Seattle is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.