Owen Langis | Mortgage Connection

Self-Employed.ca — Owen Langis, Self-Employed Mortgage Broker in Calgary, AB

Owen Langis is a licensed mortgage broker based in Calgary, Alberta, and a partner at Mortgage Connection. He works with self-employed business owners, sole proprietors, contractors, freelancers, and incorporated business owners across Alberta and British Columbia to qualify for mortgage financing.

Many self-employed Canadians get declined by traditional mortgage lenders - not because their business is struggling, but because of how their income looks on paper. Business owners often write off expenses and use tax strategies to legally lower what they owe, which is smart business. But it also means their tax return can show far less income than the business actually generates. Traditional lenders base approval on that lower number, which can shrink borrowing power or lead to a decline, even for a profitable business.

Owen looks beyond the tax return. He reviews add-backs, gross-up strategies, and true cash flow to build applications that reflect what clients actually earn. He works with a wide network of banks, credit unions, and alternative lenders offering flexible qualification options, including stated income programs designed specifically for self-employed borrowers.

Services Offered:

- Self-employed mortgages

- Sole proprietor mortgages

- Incorporated business mortgages

- Business bank statement mortgages

- Stated income mortgages

- Income gross-up and add-back strategies

- Mortgages for businesses open less than two years

Service Areas:

Okotoks, Calgary, Airdrie, Cochrane, Chestermere, Lethbridge, Red Deer, Edmonton, and throughout Alberta and British Columbia, including Kelowna, Kamloops, and Vancouver.

Serving:

Self-employed individuals — from first-time business owners exploring pre-approval to established entrepreneurs looking to refinance — who need a mortgage strategy that accounts for how self-employed income really works.

Contact Information:

Website: https://self-employed.ca/

Phone: 403-968-8512

Email: [email protected]