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Review Keywords Analysis

  1. Canada
  2. Best Disability Lawyers
  3. Disability Lawyers in Alberta
  4. Edmonton
  5. LTD Settlement Calculator
1 · Your claim
2 · Your benefit
3 · Timeline
4 · Your estimate
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Long-Term Disability Settlement Calculator Edmonton, AB

Denied, cut off or offered a buyout? Estimate your back pay, future benefits and a typical lump-sum settlement. Free, instant, no sign-up.

Updated · lawyer rankings recalculated

Deadlines and discount rates are for this province.

General estimate only, not legal or tax advice. No lawyer–client relationship is created.

Top-rated disability lawyers in Edmonton

Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →

1

Taylor Janis LLP Edmonton Employment Lawyers

Taylor Janis LLP focuses exclusively on employment law, offering guidance on labour disputes, human rights cases, mediations, and arbitrations across Alberta and British Columbia. Clients appreciate the team’s clear communication and practical advice, though a few have noted concerns about costs and case handling. The firm is known for keeping clients informed throughout the process.

Services & Prices
Workplace Injury Claims No Win, No Fee
Workers' Comp Benefit Claims No Win, No Fee
Denied Claim Appeals No Win, No Fee
Insurance Claim Handling No Win, No Fee
View Profile
(780) 428-7770
Closed Now
10216 124 St #400, Edmonton, AB T5N 4A3, Canada
General Services
Workers' Compensation Claims
2

Akram Attia Law

Akram Attia Law focuses on providing legal defense strategies with an emphasis on protecting clients’ rights. The team handles disability law cases and is recognized for being professional and caring, though some clients note occasional communication challenges. Their approach is straightforward and confidential, aiming to support clients through complex legal matters.

Services & Prices
Defensive Representation $2500 - $5000
DUI/DWI Law $2000 - $4000
Sentencing Advocacy $1500 - $3000
Motor Vehicle Accidents $1500 - $3000
View Profile
(780) 424-3334
Closed Now
200-10525 Jasper Ave, Edmonton, AB T5J 1Z4, Canada
General Services
Criminal Law
3

Merchant Law Group LLP

Merchant Law Group LLP offers legal support across a range of cases, including injury claims and family law matters. The team provides clear guidance and works with professionalism and care, helping clients navigate complex situations. Some clients note the process can feel slow, but the firm’s thorough approach often brings reassuring results.

Services & Prices
Car Accident Representation $10000 - $20000
Medical Malpractice Claims $15000 - $30000
Slip and Fall Cases $5000 - $15000
Child Custody Arrangements $1500 - $5000
View Profile
(780) 474-7777
Closed Now
9707 110 St NW #325, Edmonton, AB T5K 2L9, Canada
General Services
Personal Injury Law
4

Lypkie Henderson

Lypkie Henderson offers legal support to clients facing employment challenges, including workplace discrimination and termination issues. The team also handles matters in business law, real estate, and estate planning, with clients appreciating their clear communication and responsiveness. Some have noted concerns about fees and estate handling, but many find the staff approachable and efficient.

Services & Prices
Consultation $400 - $450
Wrongful Dismissal Assistance $3000 - $5000
Employment Contract Review $150 - $300
Last Will Preparation $200 - $400
View Profile
(780) 669-4544
Closed Now
301, 316 Windermere Road NW, Windermere Blvd, Edmonton, AB T6W 2Z8, Canada
General Services
Employment Law
5

Iginla & Company

Iginla & Company focuses on representing clients dealing with personal injury and disability claims, aiming to support them through every stage of recovery. The team handles cases involving treatment access and financial concerns when injuries prevent work. While some clients find the staff friendly and thorough, others note challenges with communication and responsiveness.

Services & Prices
Car Accident Representation $5000 - $15000
Slip and Fall Cases $3000 - $12000
Workers' Compensation Claims $4000 - $10000
Breach of Contract $2000 - $10000
View Profile
(780) 423-1234
Closed Now
9602 82 Ave NW, Edmonton, AB T6C 1A1, Canada
General Services
Personal Injury Law
Where they are 9 on the map Click a pin for the profile and directions
6

Robinson LLP

Robinson LLP specializes in medical malpractice and personal injury cases, including motor vehicle accidents, brain and spinal cord injuries, slip and falls, and animal bites. Their team invests significant legal and financial resources to navigate complex claims, often working with expert witnesses to build strong cases. Clients appreciate their clear communication and thorough support… more...

Robinson LLP specializes in medical malpractice and personal injury cases, including motor vehicle accidents, brain and spinal cord injuries, slip and falls, and animal bites. Their team invests significant legal and financial resources to navigate complex claims, often working with expert witnesses to build strong cases. Clients appreciate their clear communication and thorough support throughout the process.

Services & Prices
Dog Bite Claims No Win, No Fee
Animal Attack Injuries No Win, No Fee
Owner Liability Claims No Win, No Fee
Medical Negligence Claims No Win, No Fee
View Profile
(780) 429-1717
Closed Now
10410 81 Ave NW, Edmonton, AB T6E 1X5, Canada
General Services
Dog Bite Injury Claims
7

KMSC Law LLP - Edmonton

KMSC Law LLP specializes in personal injury cases, including slip-and-fall and motorcycle accidents, offering knowledgeable support in assessing negligence and pursuing fair settlements. Clients appreciate the team’s clear communication and thorough handling of complex claims, though some cases may require patience due to the detailed legal process.

Services & Prices
Motorcycle Crash Claims No Win, No Fee
Rider Injury Claims No Win, No Fee
Road Hazard Cases No Win, No Fee
Slip and Fall Claims No Win, No Fee
View Profile
(888) 531-7771
Closed Now
10303 Jasper Ave Unit 1810, Edmonton, AB T5J 4H8, Canada
General Services
Motorcycle Accident Representation
8

Blakely + Dushenski

Blakely + Dushenski specializes in labour law, representing major Construction and Public Sector Unions across North America, while also offering expertise in residential and commercial real estate matters. Clients appreciate the team’s prompt, professional advice and straightforward communication, though some note occasional location confusion on GPS.

Services & Prices
Permit Coordination $50 - $150
View Profile
(780) 425-7200
Closed Now
10225 100 Ave NW #201, Edmonton, AB T5J 0A1, Canada
General Services
Property Sale Assistance
9

Edmonton Community Legal Centre

Serving low to moderate income individuals, Edmonton Community Legal Centre offers free legal information and advice on a variety of issues. The team provides guidance on paperwork and representation support, and if they can’t assist directly, they help connect clients to other resources. Some clients have noted occasional challenges with communication.

Services & Prices
Legal Advice $0 - $50
Representation in Court $100 - $300
Resource Navigation $0 - $20
Workshops and Training $10 - $50
View Profile
(780) 702-1725
Closed Now
Telus House, South Tower: Second floor, 10020 – 100 Street, Edmonton, AB T5J 0N3, Canada
General Services
Legal Assistance

Latest reviews of Edmonton Disability Lawyers

Written on TrustAnalytica by clients of the businesses in this list
  • Judy

    Chandrima Gupta helped me negotiate my termination settlement from a previous employer. She was understanding, patient, responsive, very knowledgeable and professional in dealing with my case. I highly recommend her and will not hesitate to call on her for future legal matters.

  • Bob

    This is a "make believe" orginization pretending to help low income people but it is only there to get government grants to pay the creators .I agree with Angela Roule and thus provide them with one star do not waste peoples time by not helping them

Edmonton Disability Lawyers stats: 9 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Taylor Janis LLP Edmonton Employment Lawyers 4.1 109 $350 (780) 428-7770 Visit
2 Akram Attia Law 4.3 45 $800 (780) 424-3334 Visit
3 Merchant Law Group LLP 4.4 43 $1,000 (780) 474-7777 Visit
4 Lypkie Henderson 4.6 28 $10 (780) 669-4544 Visit
5 Iginla & Company 3.7 34 $1,000 (780) 423-1234 Visit
6 Robinson LLP 4.5 22 No Win, No Fee (780) 429-1717 Visit
7 KMSC Law LLP - Edmonton 5.0 12 No Win, No Fee (888) 531-7771 Visit
8 Blakely + Dushenski 4.9 12 $50 (780) 425-7200 Visit
9 Edmonton Community Legal Centre 3.7 6 $10 (780) 702-1725 Visit

How this Edmonton long-term disability calculator works

This calculator adds two numbers. Back pay is the monthly benefit your policy should have paid (after any CPP-D offset) multiplied by the months it has been unpaid. Future benefits are the same monthly amount until benefits normally end at age 65, converted to today's value with a discount rate. Insurers rarely pay the full future value in a lump sum, so the estimate also shows the range buyouts typically land in, which depends on whether you are still being paid, were cut off, or were denied from the start.

Alberta rules this calculator applies

Deadline to act
Generally 2 years from discovery (Limitations Act), which the Court of Appeal has run from the first notice that benefits were ending (Halter v. Standard Life, 2014 ABCA 57). Many policies set a shorter contractual period.
Discount rate
Future benefits are discounted at 3%, a common buyout assumption (Alberta has no court-set rate).
Typical buyout range
Published lump-sum settlements land at about 50–75% of the present value of future benefits when the claim is being paid, 40–70% after benefits are cut off, and 30–60% when the claim was denied from the start. Back pay is added on top.
CPP-D offset
Most group policies reduce your LTD benefit by any CPP Disability you receive (about $1,236 a month on average in 2026).
Tax
If your employer paid any part of the premiums, monthly LTD benefits are taxable. In a lump-sum settlement of a denied claim, the back-pay portion is usually taxable and the future portion often is not, so how the settlement is split matters. Get tax advice before you sign.
Extra damages
Canadian courts can add damages for mental distress caused by a wrongful denial (Fidler v. Sun Life, 2006 SCC 30) and, rarely, punitive damages for bad faith (Whiten v. Pilot, 2002 SCC 18). These are seldom part of a settlement and are not in this estimate.

General information about Alberta disability insurance law, not legal or tax advice. The estimate is not a guarantee: your policy wording, medical evidence, offsets and the insurer's position all change the answer. A disability lawyer can tell you how these rules apply to you.

Frequently asked questions

9 questions
How does the Edmonton LTD settlement calculator work?
It estimates back pay, future benefits to age 65, their present value, and a typical lump-sum settlement range based on your claim status, policy type, and more.
What is a long-term disability buyout?
A buyout is a lump-sum payment offered to settle your LTD claim. It usually ranges from 30-75% of the present value of future benefits, plus back pay.
Why are LTD settlements below full value?
Settlements are lower due to the uncertainty of future payments and the discount rate applied. They offer a compromise between immediate cash and potential future benefits.
What is the deadline for LTD claims in Alberta?
Generally, you must file within 2 years from when you first learn benefits are ending. Some policies may have shorter deadlines.
Are lump-sum LTD settlements taxable in Alberta?
If your employer paid any premiums, monthly benefits are taxable. In settlements, back-pay is usually taxable, but future benefits may not be. Seek tax advice.
What is the difference between 'own occupation' and 'any occupation'?
Most LTD policies pay if you can't perform your 'own occupation' for 24 months, then switch to 'any occupation' you are reasonably suited for.
What if my LTD claim is denied in Edmonton?
You can appeal or negotiate a settlement. Denied claims often settle for 30-60% of future benefits' present value, plus back pay.
How accurate is the LTD settlement estimate?
The calculator provides a general estimate based on typical ranges and assumptions. Actual settlements vary based on individual circumstances.
What if my LTD benefits are cut off in Alberta?
You may negotiate a settlement, often 40-70% of future benefits' present value, plus back pay. Consider seeking legal advice.

General information, not legal advice — consult a licensed Alberta lawyer.