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Review Keywords Analysis

  1. Canada
  2. Best Private Mortgage Lenders
  3. Private Mortgage Lenders in British Columbia
  4. Victoria

Best Private Mortgage Lenders in Victoria

Victoria Private Mortgage Lenders stats: Key insights from this page’s listings Updated
Businesses listed
12
Average rating
5.0 714 reviews
Typical service price
$125 – $225 Median of 4 priced services
Owner reviewed
3 of 12 Claimed or managed by the owner
Most-offered services
Mortgage ServicesMortgage BrokerageRefinancing ServicesMortgage AdviceInsurance Services
What customers praise
recommend×408highly recommend×232recommended×71very helpful×48
Private mortgage lendersVictoria, BC

1

Auxilium Mortgage Corporation

Verified

Auxilium Mortgage Corporation focuses on finding mortgage solutions that fit your lifestyle and long-term financial goals. The team offers services for first-time buyers, refinancing, and unique property types, providing clear explanations and personalized options. Clients appreciate their responsiveness and willingness to guide through complex situations with patience and professionalism.

Services & Prices
Home Purchase Mortgage, Mortgage Renewal, Debt Consolidation Mortgage)
Ongoing Mortgage Guidance, Financial Planning for Mortgage)
Rate Comparison, Loan Modification, Cash-Out Refinance)
Mortgage Insurance, Property Insurance, Life Insurance Planning for Mortgage)
View Profile
(250) 590-6520
Open 8:30 AM - 5:00 PM
#12-Unit 211-2840 Peatt Rd, Victoria BC V9B 3V4
General Services
Mortgage Services
2

Prime Mortgage Works - Callum Greig

Verified

Prime Mortgage Works offers independent mortgage advice with access to a wide range of lenders, helping clients find options that suit their needs. The team guides first-time buyers and those renewing mortgages through each step, providing clear explanations and timely responses. Customers appreciate their knowledge and calm approach, especially in a challenging market.

Services & Prices
Mortgage Renewal Assistance $150 - $250
Rate Comparison and Negotiation $100 - $200
Documentation Preparation $100 - $200
Rate Locking Assistance $100 - $200
View Profile
(250) 708-2063
Open 00:00 - 23:59
1030 Yates St, Victoria, BC V8V 5A7, Canada
General Services
Mortgage Services
3

Cody Rowe - Mortgage Broker

Verified

Specializing in long-term mortgage strategies, this brokerage offers access to over 100 lenders, including major banks and credit unions, to find solutions tailored to unique financial situations. Clients appreciate the team’s clear communication and patient guidance through complex processes, though some note the thorough approach can take time.

Services & Prices
First-Time Home Buyer Assistance, Mortgage Refinancing, Mortgage Rate Negotiation)
Annual Mortgage Review, Market Update Sessions)
View Profile
Open 00:00 - 23:59
3531 Uptown Blvd, Victoria, BC V8V 3P6, Canada
General Services
Mortgage Services
4

NexGen Mortgages - Dominion Lending Centres

Known for a client-focused approach rooted in integrity and clear communication, NexGen Mortgages - Dominion Lending Centres specializes in guiding first-time homebuyers and others through complex mortgage processes. The team handles everything from securing competitive rates to managing paperwork, with clients appreciating their responsiveness and steady support throughout. Some find the process… more...

Known for a client-focused approach rooted in integrity and clear communication, NexGen Mortgages - Dominion Lending Centres specializes in guiding first-time homebuyers and others through complex mortgage processes. The team handles everything from securing competitive rates to managing paperwork, with clients appreciating their responsiveness and steady support throughout. Some find the process detailed, but the consistent updates help ease concerns.

Services & Prices
Mortgage Approval Services Fee quoted per loan
Market Analysis Fee quoted per loan
Pre-Approval Assistance Fee quoted per loan
Interest Rate Evaluation Fee quoted per loan
View Profile
(250) 634-0684
Open 8:00 AM - 5:00 PM
2840 Peatt Rd #519, Victoria, BC V9B 3V5, Canada
General Services
Mortgage Brokerage
5

Mortgage Fit

Mortgage Fit specializes in private mortgage financing for homebuyers and property investors, offering guidance through often complex or time-sensitive situations. The team provides clear explanations and stays responsive throughout the process, helping clients feel informed and confident even when challenges arise. Customers appreciate their patience and thorough communication.

Services & Prices
Mortgage Pre-approval Fee quoted per loan
Mortgage Refinancing Fee quoted per loan
Home Purchase Mortgages Fee quoted per loan
Budget Planning Fee quoted per loan
View Profile
(250) 507-6379
Open 9:00 AM - 5:00 PM
111 Presley Pl #1A, Victoria, BC V9B 0S4, Canada
General Services
Mortgage Brokerage
Mortgage Affordability Calculator – VictoriaSee how much house you can afford in Victoria in 30 seconds, then get pre-approved by a top-rated local mortgage broker. Check what I can afford →
Where they are 12 on the map Click a pin for the profile and directions
6

Fisgard Asset Management Corporation

Fisgard Asset Management specializes in private residential and commercial mortgages, offering flexible options including first and second mortgages, construction, and mezzanine loans. Investors appreciate their steady income returns and clear communication, while mortgage professionals note their responsiveness and efficiency, even in complex or time-sensitive situations.

Services & Prices
Home Equity Loans Fee quoted per loan
Bridge Loans Fee quoted per loan
Construction Loans Fee quoted per loan
Single Family Home Mortgage Fee quoted per loan
View Profile
(250) 382-9255
Open 9:00 AM - 5:00 PM
3378 Douglas St, Victoria, BC V8Z 3L3, Canada
General Services
Private Lending
7

Smart Choice Mortgage - Bobby Smart

Licensed since 2008, Smart Choice Mortgage - Bobby Smart specializes in guiding first-time homebuyers and those refinancing with clear, patient communication. The team helps clients navigate mortgage options efficiently, often securing competitive rates, and stays connected even after closing. Customers appreciate their thoroughness and responsiveness throughout the process.

Services & Prices
First-Time Home Buyer Assistance Fee quoted per loan
Mortgage Rate Comparison Fee quoted per loan
Mortgage Renewal Services Fee quoted per loan
Home Equity Loans Fee quoted per loan
View Profile
Open 00:00 - 23:59
3550 Saanich Rd #109, Victoria, BC V8X 1X2, Canada
General Services
Mortgage Brokerage
8

Mortgage Designers

Mortgage Designers specializes in creating custom mortgage plans by accessing over 50 lenders, including major banks and credit unions. The team offers mortgage planning services focused on helping clients in Victoria and surrounding areas navigate their biggest debt with confidence. Customers appreciate their knowledgeable guidance and clear communication throughout the process.

Services & Prices
First-Time Homebuyer Mortgage Fee quoted per loan
Mortgage Renewal Fee quoted per loan
Debt Consolidation Mortgage Fee quoted per loan
View Profile
(250) 744-5557
Open 8:30 AM - 5:00 PM
4440 Chatterton Way #2, Victoria, BC V8X 5J2, Canada
General Services
Mortgage Brokerage
9

Michelle J Earl Mortgages

Known for ongoing support beyond closing, Michelle J Earl Mortgages offers personalized guidance through home financing and refinancing. The team assists with mortgage structuring to reduce costs and navigate complex situations, with clients appreciating their responsiveness and clear communication throughout the process.

Services & Prices
Home Purchase Mortgage Fee quoted per loan
Mortgage Refinancing Fee quoted per loan
Investment Property Mortgage Fee quoted per loan
View Profile
(778) 678-9796
Open 8:00 AM - 6:00 PM
737 Yates St #420, Victoria, BC V8W 1L6, Canada
General Services
Mortgage Services
10

Select Mortgage

Select Mortgage, a Canadian company with a BC base is located here. The headquarters of Select Mortgage is located in Victoria. Our local sub-mortgage agents are on Vancouver Island as well as the Lower Mainland/Fraser Valley. Local people own us, and we are not controlled by any financial institutions. There are offices at Oak Bay, Broadmead, and Admirals in Victoria, and also in Nanaimo and… more...

Select Mortgage, a Canadian company with a BC base is located here. The headquarters of Select Mortgage is located in Victoria. Our local sub-mortgage agents are on Vancouver Island as well as the Lower Mainland/Fraser Valley. Local people own us, and we are not controlled by any financial institutions. There are offices at Oak Bay, Broadmead, and Admirals in Victoria, and also in Nanaimo and Sidney. We can help you find the best lender and mortgage product, no matter if you are a first-time homebuyer, self-employed, new to Canada, or looking to refinance, buy a vacation property or rent one. We can better assist our clients with mortgages by having access to more products and lenders. The mortgage rates and products that your bank or credit union offers are limited to its mortgage products. Our Mortgage Advisors are mortgage brokers and can offer products and mortgage rates from more than 40 lenders. Our Mortgage Advisors match your requirements with the best mortgage rate, product, and lender.

View Profile
(250) 370-7601
Open 00:00 - 23:59
2186 Oak Bay Ave #219, Victoria, BC V8R 1G3, Canada
11

Trinity Mortgage (1996) Corporation

Trinity Mortgage (1996) Corporation, a mortgage broker firm that provides full-service services to Vancouver Island and its surrounding area is well-established. All types of mortgages are handled, from residential to commercial to construction and development to urban, remote to self-employed, and newcomers to the workforce. We can handle any type of mortgage, large or small. Trinity Mortgage… more...

Trinity Mortgage (1996) Corporation, a mortgage broker firm that provides full-service services to Vancouver Island and its surrounding area is well-established. All types of mortgages are handled, from residential to commercial to construction and development to urban, remote to self-employed, and newcomers to the workforce. We can handle any type of mortgage, large or small. Trinity Mortgage, an independent brokerage firm, can provide a variety of mortgage options to clients from many different lenders. Private mortgage options are also available for lenders as well as borrowers. Trinity Mortgage can help you with your mortgage questions. All types of mortgages are handled by us, from residential to commercial to construction and development to urban, remote to self-employed, and newcomers to established businesses. We can handle any size mortgage. Trinity Mortgage, an independent brokerage firm, offers a variety of mortgage options to clients from many lenders. Private mortgages are also available for lenders as well as borrowers.

View Profile
(250) 744-3291
Open 9:00 AM - 4:00 PM
4500 W Saanich Rd #301, Victoria, BC V8Z 3G2, Canada
12

Select Mortgage - Admirals (head office)

Select Mortgage is a Canadian company based here in BC. Our headquarters is in Victoria, and our local sub-mortgage brokers are in both Vancouver Island and the Lower Mainland/Fraser Valley. We are privately owned by local people - not owned by a big financial institution. We have offices in Victoria: Oak Bay, Broadmead, Admirals, and Westshore, as well as in, Nanaimo, Sidney, Courtenay/Comox… more...

Select Mortgage is a Canadian company based here in BC. Our headquarters is in Victoria, and our local sub-mortgage brokers are in both Vancouver Island and the Lower Mainland/Fraser Valley. We are privately owned by local people - not owned by a big financial institution. We have offices in Victoria: Oak Bay, Broadmead, Admirals, and Westshore, as well as in, Nanaimo, Sidney, Courtenay/Comox, South Surrey/White Rock (serves the Lower Mainland and Okanagan). Our Mortgage Advisors are licensed in BC as sub-mortgage brokers, and all mortgage business carried out is governed by rules ensuring mortgage advice that clients receive suits the client's needs. Licensing is not required of mortgage representatives in banks and credit unions.

View Profile
(250) 483-1360
Open 9:00 AM - 5:00 PM
1497 Admirals Rd #102, Victoria, BC V9A 2P8, Canada
Victoria Private Mortgage Lenders stats: 12 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Auxilium Mortgage Corporation 5.0 270 — (250) 590-6520 Visit
2 Prime Mortgage Works - Callum Greig 4.9 100 $100 (250) 708-2063 Visit
3 Cody Rowe - Mortgage Broker 5.0 65 — — Visit
4 NexGen Mortgages - Dominion Lending Centres 5.0 95 $50 (250) 634-0684 Visit
5 Mortgage Fit 5.0 75 Fee quoted per loan (250) 507-6379 Visit
6 Fisgard Asset Management Corporation 4.6 53 Fee quoted per loan (250) 382-9255 Visit
7 Smart Choice Mortgage - Bobby Smart 5.0 32 Fee quoted per loan — Visit
8 Mortgage Designers 5.0 11 Fee quoted per loan (250) 744-5557 Visit
9 Michelle J Earl Mortgages 5.0 8 Fee quoted per loan (778) 678-9796 Visit
10 Select Mortgage 5.0 2 — (250) 370-7601 Visit
11 Trinity Mortgage (1996) Corporation 5.0 2 — (250) 744-3291 Visit
12 Select Mortgage - Admirals (head office) 5.0 1 — (250) 483-1360 Visit

Frequently asked questions

7 questions
How do I choose the best private mortgage lender in Victoria?
Consider verified reviews, ratings, and if the business has claimed its profile. TrustAnalytica ranks based on these factors for a transparent, data-driven choice.
What services do private mortgage lenders offer?
Private mortgage lenders provide alternative financing options, often for those who may not qualify for traditional bank loans. They handle mortgages, refinancing, and home equity loans.
Are free consultations common with private mortgage lenders in Victoria?
Yes, free consultations are commonly offered by private mortgage lenders to discuss financing options and assess borrower needs.
What questions should I ask a private mortgage lender?
Ask about interest rates, fees, repayment terms, and any penalties for early repayment. Inquire about lender experience and client satisfaction.
Do I need a private mortgage lender in British Columbia?
A private mortgage lender can be beneficial if traditional financing is unavailable. They offer flexible terms but often at higher interest rates.
How long does the private mortgage process take in Victoria?
The process typically takes a few weeks, depending on documentation and lender efficiency. Private lenders may offer faster approvals than traditional banks.
How do private mortgage lender fees typically work?
Fees can include origination fees, appraisal fees, and legal fees. Interest rates are generally higher than traditional mortgages due to increased risk.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 private mortgage lenders list assembly and recognition by TrustAnalytica for Victoria is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing private mortgage lenders companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 private mortgage lenders category.

The Process

1

Business Verification

Verified private mortgage lenders listings in Victoria are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive private mortgage lenders profiles offer vital details for informed decisions in Victoria.

3

Reviews And Ratings

Real-time customer ratings guide our private mortgage lenders rankings in Victoria, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top private mortgage lenders providers in Victoria.

5

AI Search Visibility

Every private mortgage lenders listing in Victoria is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.