How much house can you afford in Brampton? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · 2026 stress test and CMHC rules
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings, RRSP Home Buyers' Plan, FHSA and gifts from family all count. Minimum: 5% of the first $500,000, 10% above that.
4.49% (a typical 5-year fixed, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
|---|
Canadian Mortgage ServicesPremium
5.0 · 208 reviews · Free pre-approval
Get pre-approved →
Nanak MortgagesPremium
5.0 · 113 reviews · Free pre-approval
Get pre-approved →
Rakhi Madan Mortgage AgentVerified
5.0 · 101 reviews · Free pre-approval
Get pre-approved →
An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Licensed since 1988, Canadian Mortgage Services offers a wide range of mortgage solutions including purchases, refinancing, renewals, and reverse mortgages. The team works with various lenders to assist homeowners, first-time buyers, and clients with unique financial situations. Customers appreciate the knowledgeable, patient guidance throughout the process, though some note the occasional need… more...
Licensed since 1988, Canadian Mortgage Services offers a wide range of mortgage solutions including purchases, refinancing, renewals, and reverse mortgages. The team works with various lenders to assist homeowners, first-time buyers, and clients with unique financial situations. Customers appreciate the knowledgeable, patient guidance throughout the process, though some note the occasional need for clearer communication on fees.
Nanak Mortgages specializes in helping clients with unique or challenging financial situations secure mortgage approvals. The team works with a wide range of lenders, including major banks and private options, to find suitable financing for first-time buyers and investors alike. Customers appreciate their clear communication, patience, and ability to simplify the mortgage process.
Known for a strategy-first approach, Rakhi Madan Mortgage Agent helps clients understand the full picture of home financing beyond just rates. The team offers personalized mortgage plans for purchases, renewals, and refinancing across Brampton and nearby areas, with clear guidance that many clients find reassuring throughout the process.
With extensive industry experience and formal qualifications, Simplify Mortgage Solutions offers independent mortgage brokerage with a personal touch throughout the entire process. The team helps clients explore mortgage options clearly and stays responsive from start to finish. Customers appreciate their reliability and professional guidance, though some note the process can be complex.
Building Financial Futures, One Mortgage at a Time.
Specializing in helping clients with all income and credit situations, Rumy Gill offers a streamlined mortgage process requiring just one application. The team handles communication with multiple lenders to save time and provides support for home equity loans without affecting credit scores. Customers appreciate the clear explanations and responsive service throughout.
Delta Mortgages Inc. specializes in guiding clients through the mortgage process with patience and clear communication. Their team helps with home purchases, refinancing, and investment property mortgages, often praised for responsiveness and thoroughness. Some customers note the broker’s busy schedule, but appreciate the attentive support throughout.
Known for clear communication and a steady approach, Paul Hunjan helps with all types of mortgages, including refinancing, equity takeouts, and debt consolidation. The team guides clients through financing options for home purchases and renovations, with many appreciating their responsiveness and straightforward explanations throughout the process.
Kingdom Mortgages is known for its transparent, flexible approach and strong community involvement, supporting local charities that aid vulnerable populations and promote gospel music. The team offers mortgage and refinancing services with a focus on personalized guidance and clear communication. Customers appreciate their responsiveness and professionalism throughout the process.
Clarity Financial focuses on creating mortgage plans that build long-term wealth, especially supporting clients new to homeownership or real estate investing. The team guides customers through every step, offering clear advice and responsive communication, though some have noted occasional delays during busy periods. Their approach aims to make complex mortgage processes more manageable.
Another successful closing done by Jasmeen Parmar. She is professional, knowledgeable and trustworthy. She has excellent knowledge on mortgage. My closing was very smooth and worry free. Jasmeen and her team was there to answer any questions or concerns I may have. I am very impressed with her outst…
She is so kind and helpful in a way to get any difficult mortgage, I have my personal experience working with her to get my mortgage, It's not only like to do the job she is taking care of all the client personally regarding mortgage, she works till closing goes smoothly, at the end I will say she i…
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Canadian Mortgage Services | 5.0 | 208 | No fee to you with prime lenders | (905) 455-5005 | Visit |
| 2 | Nanak Mortgages | 5.0 | 113 | — | (647) 923-5659 | Visit |
| 3 | Rakhi Madan Mortgage Agent | 5.0 | 101 | — | (647) 886-8710 | Visit |
| 4 | Simplify Mortgage Solutions | 4.9 | 84 | $300 | (647) 291-7116 | Visit |
| 5 | Lisa Mannello Mortgages - Dominion Lending Centres Mortgage Plus | 5.0 | 2 | — | (416) 655-5420 | Visit |
| 6 | Brampton Mortgage Broker - Rumy Gill | 5.0 | 99 | Free Consultation | — | Visit |
| 7 | DELTA MORTGAGES INC. | 4.9 | 94 | Free Consultation | — | Visit |
| 8 | Paul Hunjan - Mortgage Broker | 5.0 | 81 | Free Consultation | (416) 820-8601 | Visit |
| 9 | Kingdom Mortgages | 5.0 | 70 | Free Consultation | (416) 697-6423 | Visit |
| 10 | CLARITY FINANCIAL | 4.3 | 79 | $300 | (905) 791-8000 | Visit |
Lenders approve a mortgage when two ratios stay under their limits. Housing costs (mortgage payment, property tax and heating) must be no more than 39% of your gross income, and housing costs plus your other debt payments no more than 44%. The payment is tested at the qualifying rate, not your actual rate. The calculator finds the highest home price that passes both tests and the minimum down payment rules, and adds CMHC insurance to the loan when you put down less than 20%.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: CMHC homeowner mortgage loan insurance requirements and premiums, Finance Canada mortgage reforms effective December 15, 2024, OSFI minimum qualifying rate, 2025 municipal residential tax rates.
General information, not financial advice — consult a qualified professional.