Canadian Mortgage Services

Canadian Mortgage Services is a family-run mortgage brokerage in Brampton, Ontario, in business since 1988 and licensed by FSRA (brokerage licence #10816). Founded by Satyen Drepaul and now led by brokers Neil Drepaul and Aman Harish, the team works with homeowners and buyers across Brampton, Mississauga, Toronto and the Greater Toronto Area.

We arrange home purchase mortgages, refinances, renewals and switches, pre-approvals, first and second mortgages, home equity lines of credit, reverse mortgages, bridge financing and debt consolidation. Through more than 40 lenders, including banks, credit unions, B lenders and private lenders, we also find solutions for self-employed borrowers, newcomers to Canada, and clients with bruised credit or a past consumer proposal.

On most prime residential mortgages, there is no fee to the client; the lender pays the brokerage. Where a lender or broker fee applies, such as private or alternative lending, it is disclosed in writing before you commit.

Call 905-455-5005 or visit cmsmortgages.ca for a free, no-obligation consultation.

Neil has consistently delivered exceptional experiences for past clients. Numerous reviews cite his professionalism, punctuality, and ability to help even the first-time homebuyers through the mortgage process. Throughout each transaction, Neil stays one step ahead of clients with his effective and transparent communication. A client who works with him will immediately appreciate it. He has impressed them so much, and most reviews eagerly express how willing they are to work with him again in the future. Clients have noticed that Neil has the knowledge and tenacity to solve any mortgage problem. Furthermore, many praised him for his decisiveness in the stressful moments of every transaction, emphasizing trust in his abilities. Numerous reviews stated that with Neil as a guide, they found the home of their dreams, and his support alleviated much of the stress and worries associated with home buying. The tone in all Neil's reviews is of appreciation for a job well done and confidence that they are in good hands, and the high rate of return clients is a simple confirmation of his work. But this is not just about Neil, as the team at his firm, CMS, also receives high praise. Customers of Aman applaud the young broker's knowledge and empathy throughout their dealings. Therefore, the central focus of the feedback is that clients have found the best person in Neil, who is backed by an effective team at CMS. Most reviews emphasized the "recommend'' signal, which indicates a high level of customer satisfaction. Clients believe that recommendations are a great way to show their appreciation. Neil's professionalism, knowledge, service quality, and strong communication make him a wise choice for anyone looking for a broker.