How much house can you afford in Greater Sudbury? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · 2026 stress test and CMHC rules
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings, RRSP Home Buyers' Plan, FHSA and gifts from family all count. Minimum: 5% of the first $500,000, 10% above that.
4.49% (a typical 5-year fixed, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
|---|
Rico Johnston Premiere Mortgage Centre - Good Fit Mortgage Solutions
5.0 · 251 reviews · Free pre-approval
Get pre-approved →
Wendy Krukin Mortgage Agent
5.0 · 109 reviews · Free pre-approval
Get pre-approved →
Today's Mortgage Choice - The TMC Group
4.8 · 78 reviews · Free pre-approval
Get pre-approved →
An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Good Fit Mortgage Solutions specializes in guiding first-time homebuyers through the mortgage process with clear communication and timely support. The team offers personalized mortgage brokerage services, staying in close contact via text, email, and voicemail to minimize unnecessary meetings. Customers appreciate their helpfulness and responsiveness throughout the homebuying journey.
Specializing in a broad range of mortgage needs, this brokerage offers personalized service with access to multiple Canadian lenders, helping clients find competitive rates beyond traditional banks. The team assists with everything from first-time home buying to refinancing and investment properties, providing clear guidance and prompt responses. Customers appreciate the smooth, well-explained… more...
Specializing in a broad range of mortgage needs, this brokerage offers personalized service with access to multiple Canadian lenders, helping clients find competitive rates beyond traditional banks. The team assists with everything from first-time home buying to refinancing and investment properties, providing clear guidance and prompt responses. Customers appreciate the smooth, well-explained process and attentive support throughout.
Today's Mortgage Choice - The TMC Group focuses on guiding both new and existing homeowners through the mortgage process with clear communication and personalized support. The team offers mortgage brokerage services, helping clients understand their options and navigate financing. While many appreciate their responsiveness and care, some have noted occasional delays and communication gaps during… more...
Today's Mortgage Choice - The TMC Group focuses on guiding both new and existing homeowners through the mortgage process with clear communication and personalized support. The team offers mortgage brokerage services, helping clients understand their options and navigate financing. While many appreciate their responsiveness and care, some have noted occasional delays and communication gaps during time-sensitive steps.
With over a decade of experience and access to more than 70 lenders, Brian Ceaser focuses on transparent mortgage solutions without sales pressure. The team handles refinancing, renewals, new home purchases, and investment property financing, guiding clients clearly through each step. Customers appreciate their professionalism and support, especially during tight timelines.
Family Group Mortgages specializes in guiding clients through complex mortgage situations, including those with credit challenges. The team offers mortgage financing and renewal services, keeping customers informed throughout the process. Reviews highlight their clear communication and supportive approach, though experiences may vary depending on individual circumstances.
Known for guiding first-time homebuyers through a clear and transparent mortgage process, HQ Mortgages Inc. offers personalized support and quick responses to questions. The team handles challenging situations with professionalism and warmth, helping clients feel confident and informed every step of the way.
With a CAAMP designation and Level 2 Mortgage Agent licensing, Trina Tallon offers access to a broad range of mortgage products across Canada. The team assists with home purchases, renewals, refinancing, and specialized solutions for self-employed clients. Customers appreciate the knowledgeable, professional guidance and personalized support throughout the mortgage process.
Licensed through Breezeful FSRA #13470, this mortgage agent specializes in residential and commercial financing, including HELOCs and refinancing. The team provides clear, step-by-step guidance for first-time buyers and those looking to renew or switch mortgages. Clients appreciate their responsiveness and professional, organized approach throughout the process.
Known for honest and straightforward service, Mortgage Solutions with Mike helps clients navigate mortgage options with clarity and care. The team offers personalized mortgage brokerage services, guiding customers through each step with professionalism and responsiveness. Many appreciate their clear communication and supportive approach throughout the process.
Offering access to a wide range of mortgage products from various Canadian lenders, this brokerage helps clients find competitive rates tailored to their needs. Services include home purchases, renewals, refinancing, and mortgage life insurance, with tools to simplify the application process. Customers appreciate clear communication and support throughout each step.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Rico Johnston Premiere Mortgage Centre - Good Fit Mortgage Solutions | 5.0 | 251 | — | (705) 626-0842 | Visit |
| 2 | Wendy Krukin Mortgage Agent | 5.0 | 109 | — | (705) 562-4778 | Visit |
| 3 | Today's Mortgage Choice - The TMC Group | 4.8 | 78 | — | (705) 805-9055 | Visit |
| 4 | Brian Ceaser - Mortgage Agent | 4.9 | 31 | Free Consultation | (705) 677-8979 | Visit |
| 5 | Family Group Mortgages | 4.8 | 13 | Free Consultation | (705) 674-3333 | Visit |
| 6 | HQ Mortgages Inc. | 5.0 | 8 | Free Consultation | (705) 588-4747 | Visit |
| 7 | Trina Tallon Mortgage Agent | 5.0 | 7 | Free Consultation | (705) 669-7798 | Visit |
| 8 | Michael Carpenter - Mortgage Agent Level 1 - Breezeful FSRA #13470 | 5.0 | 5 | — | (705) 626-9625 | Visit |
| 9 | Mortgage Solutions with Mike | 5.0 | 5 | — | (437) 241-5195 | — |
| 10 | Rodney Kasunich - Mortgage Agent | 5.0 | 3 | — | (705) 691-7646 | Visit |
Lenders approve a mortgage when two ratios stay under their limits. Housing costs (mortgage payment, property tax and heating) must be no more than 39% of your gross income, and housing costs plus your other debt payments no more than 44%. The payment is tested at the qualifying rate, not your actual rate. The calculator finds the highest home price that passes both tests and the minimum down payment rules, and adds CMHC insurance to the loan when you put down less than 20%.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: CMHC homeowner mortgage loan insurance requirements and premiums, Finance Canada mortgage reforms effective December 15, 2024, OSFI minimum qualifying rate, 2025 municipal residential tax rates.
General information, not financial advice — consult a qualified professional.