How much house can you afford in Markham? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · 2026 stress test and CMHC rules
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings, RRSP Home Buyers' Plan, FHSA and gifts from family all count. Minimum: 5% of the first $500,000, 10% above that.
4.49% (a typical 5-year fixed, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
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Canadalend.com
5.0 · 100 reviews · Free pre-approval
Get pre-approved →
Taurus Mortgage Capital Inc.
5.0 · 99 reviews · Free pre-approval
Get pre-approved →
Northwood Mortgage Ltd
4.7 · 101 reviews · Free pre-approval
Get pre-approved →
An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
CanadaLend specializes in guiding clients through home financing options like mortgages and home equity lines of credit with clear communication and personalized support. The team is known for explaining choices thoroughly and responding promptly, though some clients note that the process can take time due to careful attention to detail.
With deep expertise in Canadian residential mortgage markets, Taurus Mortgage Capital offers flexible, personalized mortgage solutions backed by extensive capital markets experience. The team guides clients through buying, refinancing, and investment property financing with clear communication and steady support. Customers appreciate their thoroughness and willingness to go the extra mile, even… more...
With deep expertise in Canadian residential mortgage markets, Taurus Mortgage Capital offers flexible, personalized mortgage solutions backed by extensive capital markets experience. The team guides clients through buying, refinancing, and investment property financing with clear communication and steady support. Customers appreciate their thoroughness and willingness to go the extra mile, even in challenging situations.
Northwood Mortgage Ltd connects clients with knowledgeable agents who take time to understand individual mortgage needs and offer tailored options. Their team assists with everything from first-time home purchases to refinancing and investment properties, with many customers appreciating their patience and clear communication. Some mention the company’s persistent radio ads as a minor drawback.
Known for its network of over 40 experienced mortgage advisors, Tom Brothers Financial Inc. serves real estate professionals, institutions, and individual investors across Canada. The team offers a range of lending services with transparent pricing and is frequently praised for professionalism, responsiveness, and fast processing times. Some clients note occasional delays but appreciate the clear… more...
Known for its network of over 40 experienced mortgage advisors, Tom Brothers Financial Inc. serves real estate professionals, institutions, and individual investors across Canada. The team offers a range of lending services with transparent pricing and is frequently praised for professionalism, responsiveness, and fast processing times. Some clients note occasional delays but appreciate the clear communication throughout.
With 16 years of experience navigating complex borrowing needs, this mortgage broker specializes in solutions for self-employed individuals, non-residents, and those with challenging credit histories. The team offers personalized guidance through mortgage approvals, earning praise for honesty, responsiveness, and clear communication. Some clients note a highly hands-on approach throughout the… more...
With 16 years of experience navigating complex borrowing needs, this mortgage broker specializes in solutions for self-employed individuals, non-residents, and those with challenging credit histories. The team offers personalized guidance through mortgage approvals, earning praise for honesty, responsiveness, and clear communication. Some clients note a highly hands-on approach throughout the process.
Known for clear communication and responsiveness, Abi Thava helps clients navigate mortgage options with patience and detailed explanations. The team assists with first and second home financing, often guiding buyers through complex situations. Customers appreciate their professionalism and availability, though some note a busy schedule can affect response times.
Known for working closely with clients through challenging situations, Devang Shah at Affinity Mortgage offers personalized mortgage solutions including financing for first-time buyers, investors, and those with credit challenges. The team provides attentive communication and reliable support throughout the process, though some clients note the high demand can make scheduling a bit tight.
OMJ Mortgage Capital Inc specializes in residential, commercial, and construction financing, offering access to a wide range of lenders including private and alternate options. The team is known for their knowledgeable, responsive service and ability to navigate complex deals efficiently, though some clients note the process can be detailed given the nature of financing.
The Roberts Group at Dominion Lending Centres specializes in providing access to a wide range of mortgage products from major banks, credit unions, and trust companies, helping clients find options that fit their unique needs. Their team offers clear, patient guidance through the mortgage process, with many clients appreciating their thorough communication and timely responses. Some note the… more...
The Roberts Group at Dominion Lending Centres specializes in providing access to a wide range of mortgage products from major banks, credit unions, and trust companies, helping clients find options that fit their unique needs. Their team offers clear, patient guidance through the mortgage process, with many clients appreciating their thorough communication and timely responses. Some note the process can require patience, but overall, the group is valued for making mortgage decisions more understandable and less stressful.
EasyMortgageLend.com specializes in helping clients with low credit scores or limited income access mortgage options that prime lenders often won’t offer. The team provides digital mortgage applications and consultations, making the process convenient and timely. Customers appreciate their responsiveness and clear communication throughout the approval process.
My husband and I used Northwood Mortgage recently and enjoyed working with Natalie A. for our mortgage needs. She is highly versed and presented several options for us to consider. She was patient and trustworthy, comprehensive and detail-oriented. Natalie made our experience seamless and I would hi…
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Canadalend.com | 5.0 | 100 | Free Consultation | (905) 881-0242 | Visit |
| 2 | Taurus Mortgage Capital Inc. | 5.0 | 99 | Free Consultation | (905) 209-7200 | Visit |
| 3 | Northwood Mortgage Ltd | 4.7 | 101 | Free Consultation | (416) 969-8130 | Visit |
| 4 | Tom Brothers Financial Inc. | 4.9 | 83 | Free Consultation | (905) 415-1115 | Visit |
| 5 | Kishore Masand - Affinity Mortgage Solutions Inc. | 5.0 | 76 | Free Consultation | (647) 709-2118 | Visit |
| 6 | Abi Thava - Mortgage Agent | 5.0 | 61 | Free Consultation | (647) 778-4460 | Visit |
| 7 | DEVANG SHAH - AFFINITY MORTGAGE -MORTGAGE BROKER -SCARBOROUGH | 5.0 | 49 | Free Consultation | (416) 414-7566 | Visit |
| 8 | OMJ Mortgage Capital Inc | 5.0 | 33 | Free Consultation | (905) 482-9393 | Visit |
| 9 | The Roberts Group - Dominion Lending Centres | 4.9 | 33 | Free Consultation | (905) 477-1454 | Visit |
| 10 | EasyMortgageLend.com | 5.0 | 31 | Free Consultation | (647) 895-3921 | Visit |
Lenders approve a mortgage when two ratios stay under their limits. Housing costs (mortgage payment, property tax and heating) must be no more than 39% of your gross income, and housing costs plus your other debt payments no more than 44%. The payment is tested at the qualifying rate, not your actual rate. The calculator finds the highest home price that passes both tests and the minimum down payment rules, and adds CMHC insurance to the loan when you put down less than 20%.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: CMHC homeowner mortgage loan insurance requirements and premiums, Finance Canada mortgage reforms effective December 15, 2024, OSFI minimum qualifying rate, 2025 municipal residential tax rates.
General information, not financial advice — consult a qualified professional.