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Review Keywords Analysis

  1. Canada
  2. Best Private Mortgage Lenders
  3. Private Mortgage Lenders in Ontario
  4. Ottawa

Best Private Mortgage Lenders In Ottawa

Ottawa Private Mortgage Lenders stats: Key insights from this page’s listings Updated
Businesses listed
10
Average rating
4.9 298 reviews
Typical service price
$100 – $250 Median of 32 priced services
Most-offered services
Mortgage ServicesMortgage BrokerageCustomer SupportMortgage ConsultationMortgage Refinancing
What customers praise
recommend×135highly recommend×80very professional×24recommended×14
Private mortgage lendersOttawa, ON

1

Erica Vincelli | Mortgage Professional | Ottawa, ON

Specializing in guiding first-time homebuyers and those with complex mortgage needs, this team helps clients navigate mortgage options with clear explanations and personalized solutions. They offer mortgage renewals, refinancing, and support throughout the entire process, with a focus on communication and responsiveness. Customers appreciate their patience and thoroughness, though some note the… more...

Specializing in guiding first-time homebuyers and those with complex mortgage needs, this team helps clients navigate mortgage options with clear explanations and personalized solutions. They offer mortgage renewals, refinancing, and support throughout the entire process, with a focus on communication and responsiveness. Customers appreciate their patience and thoroughness, though some note the process can take time due to careful attention to detail.

Services & Prices
First Time Home Buyer Consultation $100 - $200
Mortgage Renewal Advice $100 - $200
Refinancing Consultation $150 - $250
Conventional Loans $200 - $500
View Profile
Closed Now
2725 Queensview Dr #500, Ottawa, ON K2B 0A1, Canada
General Services
Mortgage Consultation
2

Jamie Small, Mortgage Agent

As a VERICO mortgage adviser with access to over 40 lenders, this team helps clients navigate home purchases, refinancing, and renovation financing. Customers appreciate their clear explanations, responsiveness, and attention to detail throughout the mortgage process. Some note the thoroughness can take extra time but feel well supported overall.

Services & Prices
New Home Mortgage $2000 - $4000
Mortgage Renewal $1000 - $2500
Mortgage Refinance $1500 - $3000
Mortgage Rate Consultation $200 - $500
View Profile
(613) 797-1929
Closed Now
2725 Queensview Dr Suite 500, Ottawa, ON K2B 0A1, Canada
General Services
Mortgage Services
3

YourMortgageSpecialist.ca

With over 25 years of experience, this team specializes in guiding clients through mortgages with clear explanations and attentive support. They assist with everything from first-time home buying to refinancing, keeping clients informed throughout the process. Customers appreciate their patience and professionalism, though some note the process can take time to ensure the best deal.

Services & Prices
Mortgage Pre-Approval $100 - $200
Mortgage Transfer $200 - $300
First-Time Home Buyer Consultation $50 - $100
Rate Comparison $150 - $250
View Profile
Open 7:00 AM - 11:00 PM
2725 Queensview Dr #500, Ottawa, ON K2G 1E8, Canada
General Services
Mortgage Services
4

The Mortgage Emporium Corporation

Specializing in customized mortgage solutions, The Mortgage Emporium Corporation helps clients find options tailored to their home or business financing needs. The team supports customers through rate negotiations and applications, often praised for clear communication and quick processing, though the business operates from a virtual office without on-site staff.

Services & Prices
Mortgage Renewal $10 - $100
Mortgage Application Assistance $50 - $200
Refinancing $100 - $300
Cash Flow Management $100 - $250
View Profile
Open 00:00 - 23:59
1 Rideau St #700, Ottawa, ON K1N 8S7, Canada
General Services
Mortgage Services
5

Mortgage Broker Ottawa - Eric Ender: Your Mortgage Matchmaker!

Specializing in private mortgages for borrowers who don’t fit traditional lending criteria, this team offers personalized guidance through alternative financing options. Clients appreciate their clear communication, ongoing support beyond closing, and practical advice that helps navigate changing rules and rates, though some note the process can require patience.

Services & Prices
Pre-approval Consultation $100 - $200
Mortgage Application Assistance $250 - $500
Refinancing Guidance $150 - $300
Fixed-rate Mortgages $1000 - $2000
View Profile
(613) 879-3742
Closed Now
1701 Woodward Dr #300, Ottawa, ON K2C 0R4, Canada
General Services
Mortgage Brokerage
Where they are 10 on the map Click a pin for the profile and directions
6

Albakri Mortgages

Known for being available around the clock, Albakri Mortgages specializes in private mortgage lending for both residential and commercial clients. The team guides borrowers through purchases, refinances, and debt consolidation with clear advice and steady communication. Customers appreciate their responsiveness and persistence, especially in challenging mortgage situations.

Services & Prices
First-Time Home Buyer Services $10 - $15
Refinancing Assistance $15 - $25
Commercial Mortgages $20 - $30
Mortgage Pre-Approval $10 - $15
View Profile
(613) 355-0715
Closed Now
291 Olmstead St, Vanier, ON K1L 7J9, Canada
General Services
Mortgage Brokerage
7

Ottawa-Carleton Mortgage Inc.

Independent of any lender, Ottawa-Carleton Mortgage Inc. offers impartial mortgage advice backed by decades of experience. The team helps with mortgage originations, refinancing, and securing competitive rates, often guiding clients through complex situations with clear communication. Customers appreciate their professionalism and responsiveness throughout the process.

Services & Prices
Mortgage Refinancing $500 - $1000
First-Time Home Buyer Assistance $300 - $600
Mortgage Renewal Assistance $250 - $500
Lender Shopping $0 - $100
View Profile
(613) 563-3447
Closed Now
381 Richmond Rd, Ottawa, ON K2A 0E7, Canada
General Services
Mortgage Services
8

Sarah Thomas Mortgages

With over two decades of financial and customer care experience, Sarah Thomas Mortgages specializes in guiding clients through both traditional and private mortgage options. The team helps assess credit history and crafts plans to meet immediate needs while aiming for long-term solutions. Clients appreciate their clear communication and reliable support throughout the mortgage process.

Services & Prices
First Home Purchase $300 - $500
Mortgage Renewal $200 - $400
Refinancing $250 - $450
Pre-Approval Consultation $100 - $200
View Profile
(613) 864-2580
Closed Now
150 Isabella St 12th Floor, #1207, Ottawa, ON K1S 5H3, Canada
General Services
Mortgage Brokerage
9

Albert Meechan Mortgage Team

My goal is to help people find their dream homes by being a certified Ontario mortgage agent. Contact me to get the best possible service from multiple lenders, whether you're buying, refinancing, or consolidating debts. Get in touch with me to learn more about how I can assist you. My professional experience in the financial sector means that you can trust me to work for your best interests and… more...

My goal is to help people find their dream homes by being a certified Ontario mortgage agent. Contact me to get the best possible service from multiple lenders, whether you're buying, refinancing, or consolidating debts. Get in touch with me to learn more about how I can assist you. My professional experience in the financial sector means that you can trust me to work for your best interests and help you find the perfect mortgage solution. To assist clients, I am able to work with many lenders from large financial institutions to private lenders. You can choose from a variety of mortgage products offered by different lenders. I will help you navigate the various options and assist you in choosing which terms and options best suit your needs.

View Profile
(613) 261-5571
Open 8:00 AM - 9:00 PM
714 Brittanic Rd, Ottawa, ON K2V 0N7, Canada
10

Ritzel Capital

Ritzel Capital has been licensed by FSRA for mortgage payments to be received from borrowers. Lenders can then send the money to Ritzel Capital. To ensure that you are in the best position possible to increase your wealth, we monitor all of your investments. We wouldn't loan out our money if it wasn't for us. Canadian mortgage-backed loans are one of the best investments. Flexible mortgage… more...

Ritzel Capital has been licensed by FSRA for mortgage payments to be received from borrowers. Lenders can then send the money to Ritzel Capital. To ensure that you are in the best position possible to increase your wealth, we monitor all of your investments. We wouldn't loan out our money if it wasn't for us. Canadian mortgage-backed loans are one of the best investments. Flexible mortgage options are in great demand due to rising markets and a larger population. Ritzel Capital was established on the principle of solid returns for our investors. We have extensive expertise in residential and commercial lending, as well as a prudent approach to investing. We can offer clients a great way to increase their returns as well as diversify from traditional equity-based products. Combining our customer-centered focus with dual-appraisal technology, we ensure that your needs and investment are met.

View Profile
Closed Now
482 Preston St, Ottawa, ON K1S 4N8, Canada

Latest reviews of Ottawa Private Mortgage Lenders

Written on TrustAnalytica by clients of the businesses in this list
  • Justin

    Recently went through a mortgage refinancing and was expertly guided through the process by Michelina. She was knowledgeable and responsive and helped us through a difficult process in a short period of time. Highly recommended

Ottawa Private Mortgage Lenders stats: 10 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Erica Vincelli | Mortgage Professional | Ottawa, ON 5.0 100 $50 — Visit
2 Jamie Small, Mortgage Agent 4.9 40 $100 (613) 797-1929 Visit
3 YourMortgageSpecialist.ca 5.0 35 $50 — Visit
4 The Mortgage Emporium Corporation 4.9 33 $10 — Visit
5 Mortgage Broker Ottawa - Eric Ender: Your Mortgage Matchmaker! 5.0 31 $30 (613) 879-3742 Visit
6 Albakri Mortgages 5.0 29 $5 (613) 355-0715 Visit
7 Ottawa-Carleton Mortgage Inc. 4.6 20 $50 (613) 563-3447 Visit
8 Sarah Thomas Mortgages 5.0 6 $50 (613) 864-2580 Visit
9 Albert Meechan Mortgage Team 5.0 2 — (613) 261-5571 Visit
10 Ritzel Capital 5.0 2 — — Visit

Frequently asked questions

9 questions
What do private mortgage lenders do?
Private mortgage lenders provide loans for purchasing or refinancing property, often with flexible terms. They cater to clients who may not qualify for traditional bank loans.
How do I choose the best private mortgage lender in Ottawa?
Consider customer reviews, ratings, and if the business has claimed its profile. TrustAnalytica ranks lenders using these factors for a transparent, data-driven order.
Are free consultations common with private mortgage lenders in Ottawa?
Yes, many private mortgage lenders offer free consultations to discuss loan options and terms before committing to a service.
What questions should I ask a private mortgage lender?
Ask about interest rates, fees, loan terms, prepayment options, and any penalties. Understanding these details helps in comparing offers.
Do I need a private mortgage lender in Ontario?
A private mortgage lender can be useful if traditional banks deny your loan application or if you need more flexible terms.
How long does it take to get a mortgage from a private lender?
The process is typically faster than traditional banks, often taking a few days to a couple of weeks, depending on the lender and complexity.
What are typical fees for private mortgage lenders in Ottawa?
Fees vary but often include interest rates, closing costs, and lender fees. Clarify all charges upfront to avoid surprises.
How do private mortgage lenders differ from banks?
Private lenders offer more flexible terms and cater to those with non-traditional financial situations, unlike banks which have stricter criteria.
Is it easier to qualify for a mortgage with a private lender?
Yes, private lenders often have more lenient qualification criteria compared to traditional banks.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 private mortgage lenders list assembly and recognition by TrustAnalytica for Ottawa is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing private mortgage lenders companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 private mortgage lenders category.

The Process

1

Business Verification

Verified private mortgage lenders listings in Ottawa are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive private mortgage lenders profiles offer vital details for informed decisions in Ottawa.

3

Reviews And Ratings

Real-time customer ratings guide our private mortgage lenders rankings in Ottawa, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top private mortgage lenders providers in Ottawa.

5

AI Search Visibility

Every private mortgage lenders listing in Ottawa is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.