Best Private Mortgage Lenders in Ontario

Licensed as Mortgage Financial Corporation Lic. #10421, Bold Mortgage Group tailors mortgage solutions for first-time buyers and investors alike. Their team guides clients through each step with clear communication and personalized attention, helping ease common stresses. While the process can be detailed, customers appreciate the group’s knowledgeable and approachable support.

With extensive industry experience and formal qualifications, Simplify Mortgage Solutions offers independent mortgage brokerage with a personal touch throughout the entire process. The team helps clients explore mortgage options clearly and stays responsive from start to finish. Customers appreciate their reliability and professional guidance, though some note the process can be complex.

Known for offering alternative financing options not available through traditional lenders, Canada Mortgage and Financial Group works with both Canadian and U.S. real estate clients. Their services include residential and commercial financing, private mortgage investing, and credit education. Customers appreciate the team’s transparency and responsiveness, though some note the higher rates… more...

Known for offering alternative financing options not available through traditional lenders, Canada Mortgage and Financial Group works with both Canadian and U.S. real estate clients. Their services include residential and commercial financing, private mortgage investing, and credit education. Customers appreciate the team’s transparency and responsiveness, though some note the higher rates typical of alternative lending.

Building Financial Futures, One Mortgage at a Time.

Choosing The Right Mortgage Broker Makes All the Difference—Experience Matters! With over 30 years of experience in finance, Mike Cara, your Ontario Trusted Mortgage Broker in Peterborough, specializes in helping clients that most other brokers cannot help. We are a Full-Service Mortgage Business. We arrange financing for all credit types, from 400 to 900 credit scores. We offer Mortgage… more...

Choosing The Right Mortgage Broker Makes All the Difference—Experience Matters! With over 30 years of experience in finance, Mike Cara, your Ontario Trusted Mortgage Broker in Peterborough, specializes in helping clients that most other brokers cannot help. We are a Full-Service Mortgage Business. We arrange financing for all credit types, from 400 to 900 credit scores. We offer Mortgage Renewals, Debt Consolidation, Equity Home Loans, Refinance, Homebuyers, Divorce Separation, Self-Employed, Agri-Farm, Construction, Bad Credit, Private, and Alternative Mortgages, with some of the Lowest Interest Rates available. Licensed and Insured with The Mortgage Store Brokerage, FSRA #10500

Known for a personal and supportive approach, Mission35 Mortgages helps clients with personal, business, and investment mortgage needs. The team guides borrowers through the entire process with clear communication and kindness, making complex financing easier to navigate. Some customers note occasional delays but appreciate the consistent availability and thorough assistance.

Mortgage Squad specializes in securing competitive mortgage rates by negotiating with multiple lenders and handling all the paperwork. Their team offers services including first and second mortgages, renewals, construction loans, and options for self-employed or bad credit clients. Customers appreciate their knowledgeable, friendly staff and smooth, supportive process.

With roots dating back to 1984, The Mortgage Centre KW - Tristar Funding Corporation specializes in mortgage financing across the Wellington and Waterloo regions. Their team offers support for purchases, renewals, and challenging cases, often noted for clear communication and accessibility. Some clients have experienced occasional payment disputes handled through legal channels.

Known for upfront pricing and clear communication, Approved Equity focuses on helping clients navigate mortgage options with honesty and professionalism. The team offers mortgage brokering services, guiding borrowers through the process with attention to detail and steady support. Customers appreciate their responsiveness and dedication, though some note the fast pace can feel intense.

Altrua Financial focuses on providing competitive mortgage rates paired with fast, friendly service. They specialize in mortgage renewals, home purchases, and home equity loans, guiding clients through each step with clear explanations. Customers appreciate their patience and thorough communication, especially during complex or first-time homebuying situations.

Specializing in guiding first-time homebuyers and those with complex mortgage needs, this team helps clients navigate mortgage options with clear explanations and personalized solutions. They offer mortgage renewals, refinancing, and support throughout the entire process, with a focus on communication and responsiveness. Customers appreciate their patience and thoroughness, though some note the… more...

Specializing in guiding first-time homebuyers and those with complex mortgage needs, this team helps clients navigate mortgage options with clear explanations and personalized solutions. They offer mortgage renewals, refinancing, and support throughout the entire process, with a focus on communication and responsiveness. Customers appreciate their patience and thoroughness, though some note the process can take time due to careful attention to detail.

With 25 years of experience, JCMortgages.ca offers personalized mortgage services designed to reduce stress and save time. The team works with multiple lenders to find the best rates and provides ongoing support even after closing. Customers appreciate their knowledgeable, friendly approach and the effort they put into making the process smooth.

Specializing in a range of mortgage types including purchases, refinances, and self-employed applications, this licensed mortgage agent focuses on clear communication and personalized support. Customers appreciate the team’s responsiveness and creative financing solutions, though some note a preference for more face-to-face guidance during complex paperwork.

With access to over 25 lenders, this broker specializes in securing mortgages that fit individual financial needs, including help with credit challenges. The team also offers credit cards, personal and vehicle loans, plus home and auto insurance. Clients appreciate the professional, supportive approach and clear communication throughout the process.

Property Finance Corp offers tailored mortgage solutions for a wide range of clients, from first-time buyers to those seeking to refinance or access home equity. Their team provides clear guidance, competitive rates, and quick approvals, with many customers appreciating their responsiveness and personal attention throughout the process. Some note that availability can vary during busy periods.

With access to over 55 lenders, Spark Financial Group offers a wide range of mortgage and investment options tailored to different experience levels. The team is known for clear communication and thorough support throughout refinancing and mortgage renewal processes, though some clients have noted occasional challenges during busy periods.

As a VERICO mortgage adviser with access to over 40 lenders, this team helps clients navigate home purchases, refinancing, and renovation financing. Customers appreciate their clear explanations, responsiveness, and attention to detail throughout the mortgage process. Some note the thoroughness can take extra time but feel well supported overall.

With over 20 years of experience, Gail Sylvester Mortgages focuses on finding mortgage solutions that fit each client’s unique financial situation. The team assists with first-time, second, and investment home purchases, guiding clients through every step with clear communication and reliable support. Customers appreciate their responsiveness and ability to simplify the process.

With over 20 years of experience, Alan J. Nicholas at Dominion Lending Centres - Forest City Funding offers mortgage services across Ontario, including refinancing, buying, and debt consolidation. The team provides clear, practical advice and stays accessible throughout the process, helping clients feel confident even in complex situations. Some find the pace fast, but responsiveness is a… more...

With over 20 years of experience, Alan J. Nicholas at Dominion Lending Centres - Forest City Funding offers mortgage services across Ontario, including refinancing, buying, and debt consolidation. The team provides clear, practical advice and stays accessible throughout the process, helping clients feel confident even in complex situations. Some find the pace fast, but responsiveness is a consistent plus.

With over 25 years of experience, this team specializes in guiding clients through mortgages with clear explanations and attentive support. They assist with everything from first-time home buying to refinancing, keeping clients informed throughout the process. Customers appreciate their patience and professionalism, though some note the process can take time to ensure the best deal.

Specializing in customized mortgage solutions, The Mortgage Emporium Corporation helps clients find options tailored to their home or business financing needs. The team supports customers through rate negotiations and applications, often praised for clear communication and quick processing, though the business operates from a virtual office without on-site staff.

GTA Private Lenders makes the top ten list because of the quality of customer service provided as well as the effectiveness in getting deals done. The scores push the envelope as Ricky and the staff labored throughout the whole process. In addition, they are said to be attentive and available, which reduces the stress of refinancing requests. These show how committed GTA Private Lenders is to… more...

GTA Private Lenders makes the top ten list because of the quality of customer service provided as well as the effectiveness in getting deals done. The scores push the envelope as Ricky and the staff labored throughout the whole process. In addition, they are said to be attentive and available, which reduces the stress of refinancing requests. These show how committed GTA Private Lenders is to leading the industry in good customer experiences. Moreover, GTA Private Lenders come out with transparent, speedy, and favorable financing options, making them the best choice for commercial refinancing.

Specializing in private mortgages for borrowers who don’t fit traditional lending criteria, this team offers personalized guidance through alternative financing options. Clients appreciate their clear communication, ongoing support beyond closing, and practical advice that helps navigate changing rules and rates, though some note the process can require patience.

Known for quick responses and thorough guidance, Hercules Mina offers mortgage brokering and real estate services across Waterloo, Halton, and the GTA. The team helps clients navigate financing and home buying with clear explanations and attentive support, though some may find the process detailed and involved.

Known for being available around the clock, Albakri Mortgages specializes in private mortgage lending for both residential and commercial clients. The team guides borrowers through purchases, refinances, and debt consolidation with clear advice and steady communication. Customers appreciate their responsiveness and persistence, especially in challenging mortgage situations.

APS Mortgages specializes in helping families and individuals secure financing for investment and home-building properties through a network of over 75 private lenders. The team offers clear, reliable guidance throughout the mortgage process, with clients appreciating their responsiveness and detailed explanations, though some note the personalized approach means each case varies.

New Life Mortgages specializes in private mortgage lending with flexible terms designed to help clients who may face challenges with traditional banks. Their team guides borrowers through each step, offering services like home purchase financing, refinancing, and consolidation loans. Customers appreciate the clear communication and responsive support throughout the process.

Specializing in second mortgages, this brokerage focuses on helping Toronto residents secure loans for debt consolidation, home renovations, and business ventures. The team offers personalized advice beyond conventional bank options, with clients appreciating their professionalism and approachable service. Some note that response times can vary, but overall the experience is smooth and… more...

Specializing in second mortgages, this brokerage focuses on helping Toronto residents secure loans for debt consolidation, home renovations, and business ventures. The team offers personalized advice beyond conventional bank options, with clients appreciating their professionalism and approachable service. Some note that response times can vary, but overall the experience is smooth and informative.

GNE Mortgages specializes in private mortgage lending, offering options for clients who may not qualify for traditional loans, including homebuyers, investors, and self-employed individuals. Their team handles purchases, refinancing, renewals, and equity releases, with many customers noting responsive communication and clear guidance throughout the process, though experiences can vary.

With over 13 years of experience, Hensey Financial Inc. specializes in private mortgages across Ontario for both residential and commercial properties, including first and second mortgages. The team is known for quick, transparent service and a practical approach that helps clients navigate urgent financing needs smoothly. Customers appreciate their punctuality and thorough communication, though… more...

With over 13 years of experience, Hensey Financial Inc. specializes in private mortgages across Ontario for both residential and commercial properties, including first and second mortgages. The team is known for quick, transparent service and a practical approach that helps clients navigate urgent financing needs smoothly. Customers appreciate their punctuality and thorough communication, though some note the fast pace can feel intense.