Best Private Mortgage Lenders in Toronto

Known for upfront pricing and clear communication, Approved Equity focuses on helping clients navigate mortgage options with honesty and professionalism. The team offers mortgage brokering services, guiding borrowers through the process with attention to detail and steady support. Customers appreciate their responsiveness and dedication, though some note the fast pace can feel intense.

Specializing in second mortgages, this brokerage focuses on helping Toronto residents secure loans for debt consolidation, home renovations, and business ventures. The team offers personalized advice beyond conventional bank options, with clients appreciating their professionalism and approachable service. Some note that response times can vary, but overall the experience is smooth and… more...

Specializing in second mortgages, this brokerage focuses on helping Toronto residents secure loans for debt consolidation, home renovations, and business ventures. The team offers personalized advice beyond conventional bank options, with clients appreciating their professionalism and approachable service. Some note that response times can vary, but overall the experience is smooth and informative.

With over 13 years of experience, Hensey Financial Inc. specializes in private mortgages across Ontario for both residential and commercial properties, including first and second mortgages. The team is known for quick, transparent service and a practical approach that helps clients navigate urgent financing needs smoothly. Customers appreciate their punctuality and thorough communication, though… more...

With over 13 years of experience, Hensey Financial Inc. specializes in private mortgages across Ontario for both residential and commercial properties, including first and second mortgages. The team is known for quick, transparent service and a practical approach that helps clients navigate urgent financing needs smoothly. Customers appreciate their punctuality and thorough communication, though some note the fast pace can feel intense.

City Place Mortgage offers personalized mortgage solutions through a fully licensed team with access to over 200 lenders, including banks, credit unions, and private lenders. Clients appreciate their knowledgeable agents who guide them smoothly through purchases, renewals, and refinancing, though some note the process can require patience.

Known for offering alternative financing options not available through traditional lenders, Canada Mortgage and Financial Group works with both Canadian and U.S. real estate clients. Their services include residential and commercial financing, private mortgage investing, and credit education. Customers appreciate the team’s transparency and responsiveness, though some note the higher rates… more...

Known for offering alternative financing options not available through traditional lenders, Canada Mortgage and Financial Group works with both Canadian and U.S. real estate clients. Their services include residential and commercial financing, private mortgage investing, and credit education. Customers appreciate the team’s transparency and responsiveness, though some note the higher rates typical of alternative lending.

Mortgage Squad specializes in securing competitive mortgage rates by negotiating with multiple lenders and handling all the paperwork. Their team offers services including first and second mortgages, renewals, construction loans, and options for self-employed or bad credit clients. Customers appreciate their knowledgeable, friendly staff and smooth, supportive process.

With access to over 25 lenders, this broker specializes in securing mortgages that fit individual financial needs, including help with credit challenges. The team also offers credit cards, personal and vehicle loans, plus home and auto insurance. Clients appreciate the professional, supportive approach and clear communication throughout the process.

Property Finance Corp offers tailored mortgage solutions for a wide range of clients, from first-time buyers to those seeking to refinance or access home equity. Their team provides clear guidance, competitive rates, and quick approvals, with many customers appreciating their responsiveness and personal attention throughout the process. Some note that availability can vary during busy periods.

With access to over 55 lenders, Spark Financial Group offers a wide range of mortgage and investment options tailored to different experience levels. The team is known for clear communication and thorough support throughout refinancing and mortgage renewal processes, though some clients have noted occasional challenges during busy periods.

GTA Private Lenders makes the top ten list because of the quality of customer service provided as well as the effectiveness in getting deals done. The scores push the envelope as Ricky and the staff labored throughout the whole process. In addition, they are said to be attentive and available, which reduces the stress of refinancing requests. These show how committed GTA Private Lenders is to… more...

GTA Private Lenders makes the top ten list because of the quality of customer service provided as well as the effectiveness in getting deals done. The scores push the envelope as Ricky and the staff labored throughout the whole process. In addition, they are said to be attentive and available, which reduces the stress of refinancing requests. These show how committed GTA Private Lenders is to leading the industry in good customer experiences. Moreover, GTA Private Lenders come out with transparent, speedy, and favorable financing options, making them the best choice for commercial refinancing.

GNE Mortgages specializes in private mortgage lending, offering options for clients who may not qualify for traditional loans, including homebuyers, investors, and self-employed individuals. Their team handles purchases, refinancing, renewals, and equity releases, with many customers noting responsive communication and clear guidance throughout the process, though experiences can vary.

Specializing in connecting clients with mortgage options from over 90 banks, credit unions, and trust companies, this team offers a wide range of loan products for first-time buyers, refinancing, and equity takeouts. Customers appreciate their knowledgeable, responsive service and clear communication throughout the often complex mortgage process.

Presto Mortgages offers both lending and brokerage services under one roof, helping clients with challenging credit or unstable work histories secure mortgages. Their team also focuses on debt reduction and financial planning to ease money-related stress. While many appreciate the personal and knowledgeable support, some clients have noted delays in communication.

The Mortgage Division specializes in providing a wide range of mortgage solutions with competitive terms and interest rates. Their team assists with everything from first-time homebuyer mortgages to refinancing, often praised for professionalism and responsiveness. Some clients have noted occasional delays and communication challenges during the approval process.

Specializing in helping first-time homebuyers and those looking to refinance or upgrade, this mortgage broker offers personalized strategies and clear guidance throughout the process. The team handles pre-qualification, refinancing, and loan closings with a focus on finding the best rates and terms. Clients appreciate the smooth communication and thorough explanations, though some note the… more...

Specializing in helping first-time homebuyers and those looking to refinance or upgrade, this mortgage broker offers personalized strategies and clear guidance throughout the process. The team handles pre-qualification, refinancing, and loan closings with a focus on finding the best rates and terms. Clients appreciate the smooth communication and thorough explanations, though some note the process requires patience.

Circle Mortgage Group specializes in helping clients secure home equity loans, second mortgages, and debt consolidation mortgages regardless of credit score. Their team guides both first-time and experienced buyers through the mortgage process with clear communication and personalized support, though some clients note the team can be quite busy at times.

Specializing in access to a wide range of lenders, including private and commercial mortgage options, this brokerage helps clients secure financing often unavailable through traditional banks. The agents are known for clear communication and persistence, especially with first-time buyers, though some cases can be complex and require patience throughout the process.

Dominion Lending Centres Better Rate Mortgage specializes in helping clients with a wide range of mortgage needs, including financing for self-employed and credit-challenged borrowers. The licensed team works with over 230 lenders to find competitive rates and guides customers through buying, refinancing, or renewing mortgages. Customers appreciate their responsive, professional service and clear… more...

Dominion Lending Centres Better Rate Mortgage specializes in helping clients with a wide range of mortgage needs, including financing for self-employed and credit-challenged borrowers. The licensed team works with over 230 lenders to find competitive rates and guides customers through buying, refinancing, or renewing mortgages. Customers appreciate their responsive, professional service and clear communication throughout the process.

With over 17 years of combined experience, Uptown Financial Inc. specializes in private loans for residential and commercial property owners and investors. The team offers personalized financial guidance alongside mortgage and investment services, earning praise for their knowledgeable, hands-on approach and clear communication. Some clients note fees are competitive but recommend reviewing… more...

With over 17 years of combined experience, Uptown Financial Inc. specializes in private loans for residential and commercial property owners and investors. The team offers personalized financial guidance alongside mortgage and investment services, earning praise for their knowledgeable, hands-on approach and clear communication. Some clients note fees are competitive but recommend reviewing details upfront.

Specializing in mortgage approvals for homeowners who don’t fit traditional lending criteria, Aristo the Mortgage Man helps with challenges like bruised credit or denied bank loans. The team offers refinancing, renewal, and purchase mortgages while keeping clients informed and supported throughout the process. Some find communication responsive and thorough, though opinions vary.

Homebase Canada Inc. specializes in second mortgages and home equity loans, helping clients access funds for renovations or refinancing. The team offers clear communication and efficient service, though some customers have noted delays and unexpected fees during the process. Many appreciate their knowledge and willingness to simplify complex financing options.

Specializing in helping credit-challenged clients secure mortgages, Mortgage Partners Corporation focuses on private and alternative lending while also connecting customers to competitive bank rates. The team assists both homebuyers and investors with thorough due diligence and risk management. Clients appreciate their clear communication and persistent support throughout the process.

With over a decade of experience in customer care, LenderHouse.ca focuses on finding mortgage solutions that fit each client’s financial situation. The team offers a range of services including private mortgages, refinancing, and loans for self-employed individuals, with clients appreciating clear communication and a smooth process. Some note the quick responses and thorough explanations… more...

With over a decade of experience in customer care, LenderHouse.ca focuses on finding mortgage solutions that fit each client’s financial situation. The team offers a range of services including private mortgages, refinancing, and loans for self-employed individuals, with clients appreciating clear communication and a smooth process. Some note the quick responses and thorough explanations throughout their experience.

With over twenty years of experience, Mortgage Roadmap Mississauga offers clear, step-by-step guidance to help clients navigate their mortgage options. The team provides thoughtful advice tailored to individual situations, drawing on a wide range of resources. Clients appreciate their professionalism and straightforward approach, though some note the process can require patience.

Mortgage Central Canada specializes in home equity loans, offering access to private, institutional, and international lenders to support a range of real estate financing needs. Their team assists with buying, refinancing, or securing second mortgages, often helping clients with unique credit situations. While many find the process straightforward and responsive, some have noted occasional… more...

Mortgage Central Canada specializes in home equity loans, offering access to private, institutional, and international lenders to support a range of real estate financing needs. Their team assists with buying, refinancing, or securing second mortgages, often helping clients with unique credit situations. While many find the process straightforward and responsive, some have noted occasional communication delays.

Morcan Financial focuses on securing mortgage financing for Ontario residents who face challenges with traditional banks, including those with poor credit or self-employment income. Their team works with private lenders to offer options for higher-risk mortgages, and clients often note helpful guidance throughout the process, though some express caution about approval reliability.

Mississauga, Brampton, and Caledon are the top mortgage agents in Canada. We get you approved at the Lowest rate possible. Our services include private lending, refinancing, and 1st, and 2nd mortgages. Our network includes more than 60 lenders. We can help you if your credit score is low, bad credit, or self-employed. Our specialty is in self-employed mortgage approvals. The average mortgage… more...

Mississauga, Brampton, and Caledon are the top mortgage agents in Canada. We get you approved at the Lowest rate possible. Our services include private lending, refinancing, and 1st, and 2nd mortgages. Our network includes more than 60 lenders. We can help you if your credit score is low, bad credit, or self-employed. Our specialty is in self-employed mortgage approvals. The average mortgage broker can find you a mortgage and most likely you will never hear back from them. Our real work begins when we close your mortgage. From the time your mortgage begins to its end, we are there for you, helping you save money. It's possible for thousands to be saved each year by proper management, optimization, and review. These concepts have been taken and we've created an Annual Review Process that we use for our clients who are mortgage lenders. It can help save them thousands of dollars! You can find out more information about the Annual Reviews here. We pride ourselves on having a comprehensive program that will help you save money once you have paid off your mortgage. However, we also work hard to get you a mortgage. We help you understand the entire process, not just in finding the right mortgage for you but throughout the whole process.

Mortgage Company of Canada Inc. specializes in managing a portfolio of high-yield Canadian residential mortgages, primarily secured by single-family homes in Greater Toronto. The team offers investors access to professionally administered mortgage investments under FSRA licensing. While some clients report concerns about communication and timing, others have had positive experiences.

UPTOWN Mortgage Group Inc. is a family-owned and operated company located in Vaughan (Ontario). The UPTOWN team has over 30 years of combined experience in financial services, business, and mortgages. They have assisted individuals and businesses in a range of ways, including obtaining financing to purchase homes, and recreational or commercial properties, and consolidating debt. UPTOWN is a… more...

UPTOWN Mortgage Group Inc. is a family-owned and operated company located in Vaughan (Ontario). The UPTOWN team has over 30 years of combined experience in financial services, business, and mortgages. They have assisted individuals and businesses in a range of ways, including obtaining financing to purchase homes, and recreational or commercial properties, and consolidating debt. UPTOWN is a mortgage broker. Our team of agents and brokers will help you determine the best mortgage rates for you. They will also negotiate with the lenders to get the lowest possible rate. Our team of experts in the mortgage will help guide you through the process. They can also advise you about credit requirements and how to qualify for a mortgage. We can help you find the right mortgage for your needs, whether it's a new or existing buyer looking to refinance or renew your mortgage. It doesn't matter which type of financing you need, speaking with us is a smart move. Property owners have a need for private lenders in order to meet their mortgage needs. They can help you refinance a mortgage or secure one entirely. You will pay interest and fees for the opportunity, as well as other costs if you are unable to repay the loan. If your situation requires private funding, it is best to use private lenders.

Kam Mortgages provides comprehensive mortgage solutions that are tailored to each client's needs. We are known for our unique approach to offering business and consulting solutions that can be used from both a lending and investing standpoint. Our unique approach to clients is the key to success. It has been proven profitable over time and has value. Kam Mortgages' combined experience in… more...

Kam Mortgages provides comprehensive mortgage solutions that are tailored to each client's needs. We are known for our unique approach to offering business and consulting solutions that can be used from both a lending and investing standpoint. Our unique approach to clients is the key to success. It has been proven profitable over time and has value. Kam Mortgages' combined experience in commercial finance includes industrial, retail, and office projects, as well as hotel land development and construction loans. Kam Mortgages is a leading company in commercial finance. We approach each project as a team of industry professionals with many years of experience. We aim to get the funds we need for our clients from the best lender with the most favorable terms. Our lenders will also provide funding on a timely and convenient basis. Our network of lenders allows us to access commercial funds from Banks. Trust Companies. Credit Unions. Insurance Companies. Government Lenders. Monoline Lenders. Mortgage Investment Corporations. Private Lenders.