Denied, cut off or offered a buyout? Estimate your back pay, future benefits and a typical lump-sum settlement. Free, instant, no sign-up.
Updated · lawyer rankings recalculated
Individual policies can cap the monthly benefit or end at a different age. Check your policy schedule.
Enter your monthly benefit, or your salary.
The 2026 average is about $1,236 a month.
Count from when benefits stopped (or should have started) until today.
Enter your age (18 or older, below the age benefits end).
Samfiru Tumarkin LLP Ottawa Employment Lawyers
4.8 · 221 reviews · Disability claims
Free claim review →
RavenLaw LLP - Ottawa
4.6 · 43 reviews · Disability claims
Free claim review →
Hameed Law
4.7 · 35 reviews · Disability claims
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General estimate only, not legal or tax advice. No lawyer–client relationship is created.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Samfiru Tumarkin LLP specializes in employment law, assisting clients with workplace disputes, wrongful dismissal, and disability benefits claims. Their team guides individuals through severance negotiations and employment contract reviews, often providing clear explanations and steady communication throughout the process. Some clients note that initial consultations involve a triage system… more...
Samfiru Tumarkin LLP specializes in employment law, assisting clients with workplace disputes, wrongful dismissal, and disability benefits claims. Their team guides individuals through severance negotiations and employment contract reviews, often providing clear explanations and steady communication throughout the process. Some clients note that initial consultations involve a triage system before connecting with a lawyer.
RavenLaw LLP focuses on advancing workers’ rights and social justice through legal advocacy. The team handles cases involving workplace discrimination, equity, and union representation, often working with employees and social organizations. Clients appreciate their compassionate, clear communication, though some note that other firms may offer more detailed case reviews.
Specializing in human rights advocacy since 2004, Hameed Law assists clients with administrative law, civil litigation, employment issues, and prisoner rights. The team is known for providing thoughtful, trauma-informed support and clear guidance through complex legal processes, though some clients note the firm’s thorough approach can take time.
MZS Lawyers specializes in dispute resolution across personal injury, insurance denials, and estate disputes. The team offers legal advice and representation through phone, video, or in-person consultations, handling cases from auto accidents to will contests. Clients appreciate their professionalism and clear communication, though some note occasional delays in complex estate matters.
Quinn Thiele Mineault Grodzki LLP focuses on medical malpractice and slip-and-fall cases, helping clients pursue compensation for injuries caused by negligence. The team works closely with clients to clarify complex medical and legal issues, with many appreciating their thorough communication and support during difficult times, though some have raised concerns about responsiveness and… more...
Quinn Thiele Mineault Grodzki LLP focuses on medical malpractice and slip-and-fall cases, helping clients pursue compensation for injuries caused by negligence. The team works closely with clients to clarify complex medical and legal issues, with many appreciating their thorough communication and support during difficult times, though some have raised concerns about responsiveness and professionalism.
Specializing in employment law, this practice focuses on helping workers assert their rights under Ontario and federal workplace laws. The team offers clear explanations and timely responses, often handling cases virtually for convenience. Clients appreciate the professional yet approachable service, noting the thoughtful guidance and thorough analysis provided throughout.
Van Dyke Law focuses on personal injury cases, including accidents caused by dangerous properties and slip-and-fall incidents. The team offers no-fee-until-settled legal help and guides clients through insurance claims with clear communication. Some clients note the lead attorney can seem less responsive, though support staff are appreciated for their attentiveness.
WVG Law Group specializes in serious personal injury cases, including brain and spinal cord injuries, focusing on securing fair compensation for clients. Their team guides clients through complex legal processes and handles communications with insurers, while clients appreciate clear explanations and timely responses throughout often slow-moving cases.
Lister Beaupré Lawyers/Avocats offers bilingual legal support with experience in disability insurance claims among other areas like family and business law. Clients appreciate the team’s thoroughness and dedication, though some note that communication and billing transparency can be inconsistent during longer cases. The firm handles complex matters requiring detailed attention.
Claire Boychuk from Raven Law took on my case and helped me understand my rights. She approached my situation with both compassion and professionalism, taking the time to clearly explain the different options available to me. With her guidance, I was able to choose the path that felt right for my ci…
Claire and Raphaelle are amazing lawyers! They helped me out a lot. I am very impressed. Anna helped out for three weeks and is also amazing!
I contacted this firm relating to family matters, with three straightforward questions I was hoping to get a direct answer to. I was guided to Cynthia Squire after paying for an initial one-hour consultation. After explaining my situation and the three issues I was hoping to resolve I was reassured…
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Samfiru Tumarkin LLP Ottawa Employment Lawyers | 4.8 | 221 | $100 | (613) 366-3063 | Visit |
| 2 | RavenLaw LLP - Ottawa | 4.6 | 43 | $150 | (613) 567-2901 | Visit |
| 3 | Hameed Law | 4.7 | 35 | No Win, No Fee | (613) 627-2974 | Visit |
| 4 | MZS Lawyers | 4.7 | 34 | $1,200 | (613) 722-1313 | Visit |
| 5 | Quinn Thiele Mineault Grodzki LLP | 3.7 | 35 | No Win, No Fee | (613) 801-3148 | Visit |
| 6 | Luke Prior - Employment Lawyer | 5.0 | 21 | $100 | (613) 434-2136 | Visit |
| 7 | Van Dyke Law | 4.2 | 15 | No Win, No Fee | (613) 592-8500 | Visit |
| 8 | WVG Law Group | 5.0 | 10 | No Win, No Fee | (613) 505-5025 | Visit |
| 9 | Lister Beaupré Lawyers/Avocats | 3.7 | 6 | $100 | (613) 234-2500 | Visit |
This calculator adds two numbers. Back pay is the monthly benefit your policy should have paid (capped at the policy maximum if it has one, less any CPP-D or WCB offset) multiplied by the months it has been unpaid. Benefits only start after your policy's waiting (elimination) period, so count unpaid months from the end of that period. Future benefits are the same monthly amount until your policy's end age (usually 65), converted to today's value with a discount rate. Insurers rarely pay the full future value in a lump sum, so the estimate also shows the range buyouts typically land in, which depends on whether you are still being paid, were cut off, or were denied from the start. If your benefit is taxable, it also shows roughly what you keep each month after tax.
General information about Ontario disability insurance law, not legal or tax advice. The estimate is not a guarantee: your policy wording, medical evidence, offsets and the insurer's position all change the answer. A disability lawyer can tell you how these rules apply to you.
General information, not legal advice — consult a licensed Ontario lawyer.